Union Capital Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,028	1,664	1,464	1,343	1,328	1,204
Long-Term Investments	555.04	542.35	531.99	547.59	594.12	1,001
Loans & Lease Receivables	11,546	11,669	12,354	12,996	13,357	13,292
Property, Plant & Equipment	370.42	388.36	411.84	436.44	429.48	466.68
Other Intangible Assets	0.12	0.35	0.87	0.9	0.87	1.13
Other Long-Term Assets	789.74	1,193	1,208	1,190	1,240	1,132
Total Assets	15,289	15,457	15,971	16,514	16,950	17,098
Interest Bearing Deposits	7,851	7,937	8,138	8,354	8,646	8,676
Non-Interest Bearing Deposits	73.46	45.24	18.92	124.96	140.79	121.63
Total Deposits	7,924	7,982	8,157	8,479	8,787	8,797
Long-Term Debt	2,603	2,604	2,916	3,211	3,618	3,790
Long-Term Leases	4.24	5.17	6.28	9.16	4.09	-
Other Long-Term Liabilities	15,937	15,741	13,698	7,552	5,214	3,799
Total Liabilities	26,469	26,333	24,777	19,250	17,624	16,386
Common Stock	1,726	1,726	1,726	1,726	1,726	1,726
Retained Earnings	-12,905	-12,602	-10,532	-4,462	-2,400	-1,014
Total Common Equity	-11,179	-10,876	-8,806	-2,736	-674.02	711.57
Minority Interest	-0	-0	-0	-0	0	0
Shareholders' Equity	-11,179	-10,876	-8,806	-2,736	-674.02	711.57
Total Liabilities & Equity	15,289	15,457	15,971	16,514	16,950	17,098
Total Debt	2,607	2,610	2,922	3,220	3,622	3,790
Net Cash (Debt)	-578.85	-945.63	-1,458	-1,877	-2,294	-2,586
Net Cash Per Share	-3.35	-5.48	-8.45	-10.88	-13.29	-14.98
Filing Date Shares Outstanding	172.57	172.57	172.57	172.57	172.57	172.57
Total Common Shares Outstanding	172.57	172.57	172.57	172.57	172.57	172.57
Working Capital	5,650	5,350	5,662	5,860	5,898	5,699
Book Value Per Share	-64.78	-63.02	-51.03	-15.86	-3.91	4.12
Tangible Book Value	-11,179	-10,876	-8,807	-2,737	-674.89	710.44
Tangible Book Value Per Share	-64.78	-63.02	-51.03	-15.86	-3.91	4.12

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.