Uttara Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	22,682	20,215	14,579	12,779	11,489	11,146
Interest Paid on Deposits	10,616	8,317	6,678	5,979	5,893	5,871
Net Interest Income	12,066	11,898	7,901	6,800	5,596	5,274
Net Interest Income Growth (YoY)	11.04%	50.59%	16.18%	21.52%	6.09%	-23.99%
Gain (Loss) on Sale of Assets	-6.5	-6.5	-6.68	-6.54	-13.33	-
Gain (Loss) on Sale of Investments	-91.67	-91.67	-	-46	-48.48	-
Other Non-Interest Income	7,625	5,969	5,482	6,082	5,375	4,596
Total Non-Interest Income	7,526	5,871	5,475	6,029	5,313	4,596
Non-Interest Income Growth (YoY)	34.44%	7.24%	-9.19%	13.48%	15.60%	4.81%
Revenues Before Loan Losses	19,593	17,769	13,376	12,829	10,909	9,870
Provision for Loan Losses	2,643	1,899	1,126	1,465	1,489	55
Revenue	16,950	15,870	12,249	11,364	9,420	9,815
Revenue Growth (YoY)	12.89%	29.56%	7.79%	20.64%	-4.03%	1.70%
Salaries and Employee Benefits	5,205	4,927	4,650	4,624	3,985	4,487
Occupancy Expenses	839.81	720.25	597.76	648.09	594.74	559.87
Selling, General & Administrative	641.66	686.41	619.38	540.27	497.43	520.01
Other Non-Interest Expense	429.41	474.95	382.16	439.91	484.18	499.8
Total Non-Interest Expense	7,116	6,809	6,250	6,252	5,561	6,067
EBT Excluding Unusual Items	9,834	9,061	6,000	5,112	3,859	3,749
Pretax Income	9,834	9,061	6,000	5,112	3,859	3,749
Income Tax Expense	4,855	4,277	2,827	2,405	1,639	1,602
Earnings From Continuing Operations	4,979	4,784	3,173	2,706	2,220	2,147
Minority Interest in Earnings	0.01	0.01	0	-0	-0.01	-0
Net Income	4,979	4,784	3,173	2,706	2,220	2,147
Net Income to Common	4,979	4,784	3,173	2,706	2,220	2,147
Net Income Growth	13.88%	50.79%	17.23%	21.92%	3.41%	14.51%
Basic Shares Outstanding	970	970	970	970	970	970
Diluted Shares Outstanding	970	970	970	970	970	970
Shares Change (YoY)	-	-	0.02%	-	-	-
EPS (Basic)	5.13	4.93	3.27	2.79	2.29	2.21
EPS (Diluted)	5.13	4.93	3.27	2.79	2.29	2.21
EPS Growth	13.88%	50.79%	17.21%	21.92%	3.41%	14.51%
Dividend Per Share	1.489	1.489	1.324	0.929	0.815	0.647
Dividend Growth	12.50%	12.50%	42.51%	14.00%	25.99%	119.63%
Effective Tax Rate	49.37%	47.20%	47.12%	47.05%	42.48%	42.74%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.