Uttara Bank PLC. (DSE:UTTARABANK)

Bangladesh · Delayed Price · Currency is BDT

21.10

+0.10 (0.48%)

At close: Nov 4, 2026

Uttara Bank PLC. Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	19,145	17,189	15,870	12,249	11,364	9,420
Revenue Growth	12.95%	8.31%	29.56%	7.79%	20.64%	-4.03%
Net Income	6,851	5,897	4,784	3,173	2,706	2,220
Earnings Per Share	5.65	4.86	3.94	2.62	2.23	1.83
EPS Growth	37.60%	23.26%	50.79%	17.21%	21.92%	3.41%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Conventional Banking	17,232
OBU	10.12
UBSL	-35.96
Total	17,207

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	12,476	14,230	18,251	15,102	20,658	27,363
Total Debt	3,073	1,860	2,261	3,132	2,068	2,231
Net Cash (Debt)	9,402	12,370	15,990	11,970	18,590	25,132
Net Cash Growth	-8.65%	-22.64%	33.59%	-35.61%	-26.03%	-23.13%
Net Cash Per Share	7.75	10.20	13.18	9.87	15.33	20.73

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-57,532	-33,774	-9,233	-22,658	-10,247	-13,582
Capital Expenditures	-686.8	-224.27	-600.96	-192.29	-155.02	-
Free Cash Flow	-58,219	-33,999	-9,834	-22,851	-10,402	-13,582
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	35.78%	34.31%	30.15%	25.90%	23.82%	23.57%
FCF Margin	-304.10%	-197.79%	-61.96%	-186.55%	-91.53%	-144.19%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.400	0.400	1.192	1.059	0.743	0.652
Dividend Per Share Growth	-64.29%	-66.43%	12.50%	42.50%	13.99%	26.02%
Dividend Yield	1.90%	2.19%	7.81%	7.85%	6.01%	5.49%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.74	3.75	3.87	5.16	5.54	6.49
PS Ratio	1.33	1.29	1.17	1.34	1.32	1.53