Uttara Bank PLC. (DSE:UTTARABANK)

Uttara Bank PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	24,140	23,323	20,215	14,579	12,779	11,489
Interest Paid on Deposits	13,317	11,835	8,317	6,678	5,979	5,893
Net Interest Income	10,823	11,488	11,898	7,901	6,800	5,596
Net Interest Income Growth (YoY)	-14.98%	-3.45%	50.59%	16.18%	21.52%	6.09%
Gain (Loss) on Sale of Assets	-17.16	-17.16	-6.5	-6.68	-6.54	-13.33
Gain (Loss) on Sale of Investments	-	-	-91.67	-	-46	-48.48
Other Non-Interest Income	9,265	8,301	5,969	5,482	6,082	5,375
Total Non-Interest Income	9,248	8,283	5,871	5,475	6,029	5,313
Non-Interest Income Growth (YoY)	51.89%	41.08%	7.24%	-9.19%	13.48%	15.60%
Revenues Before Loan Losses	20,071	19,771	17,769	13,376	12,829	10,909
Provision for Loan Losses	2,558	2,582	1,899	1,126	1,465	1,489
Revenue	17,513	17,189	15,870	12,249	11,364	9,420
Revenue Growth (YoY)	3.27%	8.31%	29.56%	7.79%	20.64%	-4.03%
Salaries and Employee Benefits	5,892	5,641	4,927	4,650	4,624	3,985
Occupancy Expenses	766.28	753.97	720.25	597.76	648.09	594.74
Selling, General & Administrative	695.88	694.52	686.41	619.38	540.27	497.43
Other Non-Interest Expense	514.23	489.52	474.95	382.16	439.91	484.18
Total Non-Interest Expense	7,868	7,579	6,809	6,250	6,252	5,561
EBT Excluding Unusual Items	9,645	9,611	9,061	6,000	5,112	3,859
Pretax Income	9,645	9,611	9,061	6,000	5,112	3,859
Income Tax Expense	3,667	3,713	4,277	2,827	2,405	1,639
Earnings From Continuing Operations	5,978	5,897	4,784	3,173	2,706	2,220
Minority Interest in Earnings	0.01	0	0.01	0	-0	-0.01
Net Income	5,978	5,897	4,784	3,173	2,706	2,220
Net Income to Common	5,978	5,897	4,784	3,173	2,706	2,220
Net Income Growth	10.23%	23.26%	50.79%	17.23%	21.92%	3.41%
Basic Shares Outstanding	971	1,213	1,213	1,213	1,213	1,213
Diluted Shares Outstanding	971	1,213	1,213	1,213	1,213	1,213
Shares Change (YoY)	0.04%	-	-	0.02%	-	-
EPS (Basic)	6.16	4.86	3.94	2.62	2.23	1.83
EPS (Diluted)	6.16	4.86	3.94	2.62	2.23	1.83
EPS Growth	10.19%	23.26%	50.79%	17.21%	21.92%	3.41%
Dividend Per Share	0.500	0.400	1.192	1.059	0.743	0.652
Dividend Growth	-66.43%	-66.43%	12.50%	42.50%	13.99%	26.02%
Effective Tax Rate	38.02%	38.64%	47.20%	47.12%	47.05%	42.48%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.