Uttara Bank PLC. (DSE: UTTARABANK)

Uttara Bank PLC. Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,057	15,094	20,658	27,363	34,740	17,845
Investment Securities	45,461	41,580	38,911	40,812	31,627	30,204
Total Investments	45,461	41,580	38,911	40,812	31,627	30,204
Gross Loans	174,119	179,106	161,407	147,382	133,754	126,944
Other Adjustments to Gross Loans	-	-43.88	-48.85	-35.57	-39.15	-50.25
Net Loans	174,119	179,062	161,359	147,346	133,714	126,894
Property, Plant & Equipment	2,900	2,719	2,757	2,829	3,265	2,983
Other Intangible Assets	-	3.37	6.99	12.71	18.03	26.08
Accrued Interest Receivable	-	685.46	928.6	1,012	1,504	657.33
Other Receivables	-	188.31	186.48	211.28	33.52	28.47
Restricted Cash	11,139	6,054	5,951	7,019	7,288	5,080
Other Current Assets	-	15,242	12,757	11,234	9,209	8,094
Long-Term Deferred Tax Assets	-	11.48	1.88	-	-	-
Other Real Estate Owned & Foreclosed	56.02	56.42	60.73	61.71	61.71	64.61
Other Long-Term Assets	21,005	2,965	2,571	2,133	1,058	1,201
Total Assets	271,737	263,662	246,149	240,034	222,518	193,077
Accounts Payable	-	0.13	-	-	-	-
Accrued Expenses	-	957.43	903.77	780.37	702.69	311.42
Interest Bearing Deposits	144,942	141,608	133,580	128,424	120,119	100,240
Non-Interest Bearing Deposits	57,337	57,664	57,457	60,775	54,999	51,428
Total Deposits	202,279	199,272	191,037	189,199	175,118	151,667
Current Portion of Long-Term Debt	-	1,983	1,553	1,769	1,487	1,190
Current Income Taxes Payable	-	18,544	15,722	13,345	11,756	10,188
Other Current Liabilities	5,539	8,470	5,604	6,140	6,787	5,791
Long-Term Debt	2,325	1,013	310.82	195.69	232.84	203.44
Long-Term Leases	-	136.7	203.56	266.45	325.34	-
Long-Term Unearned Revenue	-	0.81	0.79	0.79	24.09	24.09
Long-Term Deferred Tax Liabilities	-	90.56	90.56	93.64	96.15	8.07
Other Long-Term Liabilities	36,801	10,414	10,257	9,707	8,525	8,041
Total Liabilities	246,945	240,881	225,683	221,496	205,055	177,424
Common Stock	8,258	7,340	6,437	5,647	5,019	4,081
Retained Earnings	14,702	13,746	12,402	11,303	10,404	9,482
Comprehensive Income & Other	1,832	1,695	1,626	1,588	2,040	2,091
Total Common Equity	24,792	22,781	20,466	18,538	17,463	15,653
Minority Interest	0.03	0.04	0.04	0.04	0.04	0.04
Shareholders' Equity	24,792	22,781	20,466	18,538	17,463	15,653
Total Liabilities & Equity	271,737	263,662	246,149	240,034	222,518	193,077
Total Debt	2,325	3,132	2,068	2,231	2,045	1,394
Net Cash (Debt)	14,731	11,962	18,590	25,132	32,695	16,451
Net Cash Growth	44.64%	-35.65%	-26.03%	-23.13%	98.74%	-19.03%
Net Cash Per Share	17.84	14.49	22.52	30.44	39.60	19.93
Filing Date Shares Outstanding	825.76	825.76	825.6	825.6	825.6	825.6
Total Common Shares Outstanding	825.76	825.76	825.6	825.6	825.6	825.6
Book Value Per Share	30.02	27.59	24.79	22.45	21.15	18.96
Tangible Book Value	24,792	22,778	20,459	18,525	17,445	15,627
Tangible Book Value Per Share	30.02	27.58	24.78	22.44	21.13	18.93

Source: S&P Capital IQ. Banks template. Financial Sources.