RheinLand Holding AG (DUSE:RLV)

RheinLand Holding AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	638.24	593.86	564	520.38	472
Total Interest & Dividend Income	35.8	28.79	23.17	22.38	23.69
Gain (Loss) on Sale of Investments	-3.3	0.02	-4.02	5.72	1.95
Other Revenue	0.81	0.6	0.46	0.67	1.32
Total Revenue	671.55	623.27	583.6	549.15	498.95
Revenue Growth (YoY)	7.75%	6.80%	6.27%	10.06%	9.98%
Policy Benefits	355.48	334.3	288.5	272.52	235.92
Policy Acquisition & Underwriting Costs	34.34	30.48	39.58	39.39	40.24
Selling, General & Administrative	297.42	242.4	240.3	222.07	207.19
Other Operating Expenses	45.03	46.81	45.63	50.5	50.26
Reinsurance Income or Expense	55.39	27.45	29.92	26.51	32.91
Total Operating Expenses	676.88	626.54	584.08	557.97	500.71
Operating Income	-5.33	-3.27	-0.48	-8.82	-1.76
Other Non Operating Income (Expenses)	14.63	18.64	15.44	18.65	19.53
Pretax Income	9.3	15.38	14.95	9.83	17.77
Income Tax Expense	3.15	6.14	3.34	3.8	4.27
Earnings From Continuing Ops.	6.14	9.23	11.62	6.03	13.49
Minority Interest in Earnings	-0.03	-0.02	-0.02	-0.02	-
Net Income	6.12	9.21	11.6	6.01	13.49
Net Income to Common	6.12	9.21	11.6	6.01	13.49
Net Income Growth	-33.59%	-20.58%	93.00%	-55.46%	-9.54%
Shares Outstanding (Basic)	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4
EPS (Basic)	1.59	2.40	3.02	1.56	3.51
EPS (Diluted)	1.59	2.40	3.02	1.56	3.51
EPS Growth	-33.59%	-20.58%	93.00%	-55.46%	-9.54%
Free Cash Flow	39.09	22.47	42.25	36.07	66.34
Free Cash Flow Per Share	10.18	5.85	11.00	9.39	17.28
Dividend Per Share	1.200	1.200	1.200	1.200	1.200
Operating Margin	-0.79%	-0.52%	-0.08%	-1.61%	-0.35%
Profit Margin	0.91%	1.48%	1.99%	1.09%	2.70%
Free Cash Flow Margin	5.82%	3.60%	7.24%	6.57%	13.30%
EBITDA	0.23	4.42	8.43	0.07	5.81
EBITDA Margin	0.03%	0.71%	1.44%	0.01%	1.17%
D&A For EBITDA	5.56	7.68	8.91	8.89	7.57
EBIT	-5.33	-3.27	-0.48	-8.82	-1.76
EBIT Margin	-0.79%	-0.52%	-0.08%	-1.61%	-0.35%
Effective Tax Rate	33.92%	39.94%	22.30%	38.69%	24.06%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.