RheinLand Holding AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	649.28	638.24	593.86	564	520.38
Total Interest & Dividend Income	34.51	35.8	28.79	23.17	22.38
Gain (Loss) on Sale of Investments	-2.2	-3.3	0.02	-4.02	5.72
Other Revenue	0.61	0.81	0.6	0.46	0.67
Total Revenue	682.2	671.55	623.27	583.6	549.15
Revenue Growth (YoY)	1.59%	7.75%	6.80%	6.27%	10.06%
Policy Benefits	358.06	355.48	334.3	288.5	272.52
Policy Acquisition & Underwriting Costs	24.24	34.34	30.48	39.58	39.39
Selling, General & Administrative	305.03	297.42	242.4	240.3	222.07
Other Operating Expenses	46.28	45.03	46.81	45.63	50.5
Reinsurance Income or Expense	44.94	55.39	27.45	29.92	26.51
Total Operating Expenses	688.67	676.88	626.54	584.08	557.97
Operating Income	-6.47	-5.33	-3.27	-0.48	-8.82
Other Non Operating Income (Expenses)	18.84	14.63	18.64	15.44	18.65
Pretax Income	12.37	9.3	15.38	14.95	9.83
Income Tax Expense	4.26	3.15	6.14	3.34	3.8
Earnings From Continuing Ops.	8.11	6.14	9.23	11.62	6.03
Minority Interest in Earnings	-0.03	-0.03	-0.02	-0.02	-0.02
Net Income	8.08	6.12	9.21	11.6	6.01
Net Income to Common	8.08	6.12	9.21	11.6	6.01
Net Income Growth	32.06%	-33.59%	-20.58%	93.00%	-55.46%
Shares Outstanding (Basic)	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4
EPS (Basic)	2.10	1.59	2.40	3.02	1.56
EPS (Diluted)	2.10	1.59	2.40	3.02	1.56
EPS Growth	32.06%	-33.59%	-20.58%	93.00%	-55.46%
Free Cash Flow	6.66	39.09	22.47	42.25	36.07
Free Cash Flow Per Share	1.73	10.18	5.85	11.00	9.39
Dividend Per Share	1.300	1.200	1.200	1.200	1.200
Dividend Growth	8.33%	-	-	-	-
Operating Margin	-0.95%	-0.79%	-0.52%	-0.08%	-1.61%
Profit Margin	1.18%	0.91%	1.48%	1.99%	1.09%
Free Cash Flow Margin	0.98%	5.82%	3.60%	7.24%	6.57%
EBITDA	1.46	0.23	4.42	8.43	0.07
EBITDA Margin	0.21%	0.03%	0.71%	1.44%	0.01%
D&A For EBITDA	7.94	5.56	7.68	8.91	8.89
EBIT	-6.47	-5.33	-3.27	-0.48	-8.82
EBIT Margin	-0.95%	-0.79%	-0.52%	-0.08%	-1.61%
Effective Tax Rate	34.46%	33.92%	39.94%	22.30%	38.69%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.