EGX:CICH Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	9,710	7,667	6,063	3,359	2,669
Total Interest Expense	5,687	4,662	3,520	1,655	859.46
Net Interest Income	4,024	3,005	2,543	1,704	1,809
Gain (Loss) on Sale of Investments	86.6	161.56	47.9	9.67	65.18
Other Revenue	522.68	887.27	225.83	142.67	921.7
Revenue Before Loan Losses	4,633	4,054	2,817	1,857	2,796
Provision for Loan Losses	124.89	351.53	147.91	187.49	-1.37
Revenue	4,508	3,703	2,669	1,669	2,797
Revenue Growth (YoY)	21.75%	38.71%	59.92%	-40.33%	94.49%
Salaries & Employee Benefits	-	-	-	-	150.79
Cost of Services Provided	2,320	1,998	1,303	877.7	832.33
Other Operating Expenses	-64.86	93.78	60.31	37.28	4.96
Total Operating Expenses	2,312	2,136	1,402	946.9	1,013
Operating Income	2,196	1,566	1,267	722.23	1,785
Currency Exchange Gain (Loss)	-92.03	1,202	291.56	369.42	-2.88
EBT Excluding Unusual Items	2,104	2,768	1,559	1,092	1,782
Pretax Income	2,111	2,915	1,559	1,089	1,785
Income Tax Expense	594.72	685.62	483.13	287.49	203.29
Earnings From Continuing Ops.	1,516	2,229	1,076	801.3	1,582
Earnings From Discontinued Ops.	-	-	-	64.07	-44.99
Net Income to Company	1,516	2,229	1,076	865.37	1,537
Minority Interest in Earnings	97.3	3.44	-35.22	-69.27	-855.76
Net Income	1,613	2,233	1,040	796.09	681.18
Net Income to Common	1,613	2,233	1,040	796.09	681.18
Net Income Growth	-27.76%	114.61%	30.69%	16.87%	43.52%
Shares Outstanding (Basic)	1,000	1,000	1,000	1,000	1,000
Shares Outstanding (Diluted)	1,000	1,000	1,000	1,000	1,000
EPS (Basic)	1.61	2.23	1.04	0.80	0.68
EPS (Diluted)	1.61	2.23	1.04	0.80	0.68
EPS Growth	-27.76%	114.61%	30.69%	16.87%	43.52%
Free Cash Flow	-3,591	-1,356	1,868	-8,460	2,786
Free Cash Flow Per Share	-3.59	-1.36	1.87	-8.46	2.79
Dividend Per Share	-	0.350	0.217	-	-
Dividend Growth	-	61.37%	-	-	-
Operating Margin	48.72%	42.30%	47.47%	43.27%	63.80%
Profit Margin	35.78%	60.31%	38.98%	47.70%	24.35%
Free Cash Flow Margin	-79.65%	-36.62%	69.97%	-506.87%	99.60%
Effective Tax Rate	28.18%	23.52%	30.99%	26.41%	11.39%
Revenue as Reported	10,231	10,081	6,630	3,883	3,655

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.