EGX:EGBE Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	25,681	22,718	12,011	8,234	7,615	7,367
Interest Income on Investments	8.95	6.43	5.13	2.17	1.2	1.22
Total Interest Income	25,690	22,724	12,016	8,237	7,616	7,368
Interest Paid on Deposits	17,348	16,583	8,351	5,191	4,856	4,752
Net Interest Income	8,342	6,141	3,665	3,045	2,760	2,616
Net Interest Income Growth (YoY)	62.64%	67.55%	20.35%	10.33%	5.49%	33.88%
Income From Trading Activities	314.97	404.3	527.46	88.47	72.3	164.1
Gain (Loss) on Sale of Assets	720.29	-1.33	-0.48	0.4	0.58	0.61
Gain (Loss) on Sale of Investments	-14.92	138.14	116.69	45.51	24.37	31.88
Other Non-Interest Income	1,521	1,155	662.21	285.14	210.7	199.63
Total Non-Interest Income	2,541	1,696	1,306	419.52	307.96	396.21
Non-Interest Income Growth (YoY)	40.44%	29.88%	211.28%	36.23%	-22.28%	11.62%
Revenues Before Loan Losses	10,884	7,837	4,971	3,465	3,068	3,013
Provision for Loan Losses	600.13	551.01	515.8	238.82	224.43	424.17
Revenue	10,283	7,286	4,455	3,226	2,844	2,589
Revenue Growth (YoY)	61.36%	63.53%	38.10%	13.44%	9.86%	23.40%
Salaries and Employee Benefits	337.18	18.4	7.8	952.51	7.09	19.11
Selling, General & Administrative	3,700	3,158	2,111	651.58	1,374	1,354
Other Non-Interest Expense	299.37	88.07	-169.26	30.1	-97.05	179.3
Total Non-Interest Expense	4,343	3,252	1,964	1,618	1,285	1,555
EBT Excluding Unusual Items	5,940	4,034	2,491	1,608	1,559	1,033
Pretax Income	5,940	4,034	2,491	1,608	1,559	1,033
Income Tax Expense	2,063	1,483	1,008	762.16	857.85	406.18
Earnings From Continuing Operations	3,877	2,551	1,483	845.83	700.82	627.11
Earnings From Discontinued Operations	-	-	-6.4	-	-5.49	-2.23
Minority Interest in Earnings	2.15	25.24	-0.01	0	0	-0
Net Income	3,879	2,576	1,477	845.83	695.34	624.88
Preferred Dividends & Other Adjustments	509.18	355.8	250.62	103.02	91.95	82.81
Net Income to Common	3,370	2,220	1,226	742.81	603.39	542.07
Net Income Growth	64.46%	74.44%	74.58%	21.64%	11.28%	-5.03%
Basic Shares Outstanding	505	505	505	510	507	510
Diluted Shares Outstanding	505	505	505	510	507	510
Shares Change (YoY)	-	-	-1.00%	0.62%	-0.61%	1.63%
EPS (Basic)	6.67	4.40	2.43	1.46	1.19	1.06
EPS (Diluted)	6.67	4.40	2.43	1.46	1.19	1.06
EPS Growth	68.24%	81.08%	66.73%	22.35%	12.00%	-8.90%
Dividend Per Share	0.588	0.588	-	-	-	-
Effective Tax Rate	34.73%	36.77%	40.47%	47.40%	55.04%	39.31%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.