Egyptian Gulf Bank (S.A.E) (EGX:EGBE)
0.4480
-0.0040 (-0.88%)
At close: Jun 4, 2026
EGX:EGBE Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 24,785 | 22,718 | 12,011 | 8,234 | 7,615 |
Interest Income on Investments | 24.34 | 6.43 | 5.13 | 2.17 | 1.2 |
Total Interest Income | 24,810 | 22,724 | 12,016 | 8,237 | 7,616 |
Interest Paid on Deposits | 16,143 | 16,583 | 8,351 | 5,191 | 4,856 |
Net Interest Income | 8,667 | 6,141 | 3,665 | 3,045 | 2,760 |
Net Interest Income Growth (YoY) | 41.14% | 67.55% | 20.35% | 10.33% | 5.49% |
Income From Trading Activities | 291.32 | 404.3 | 527.46 | 88.47 | 72.3 |
Gain (Loss) on Sale of Assets | 695.74 | -1.33 | -0.48 | 0.4 | 0.58 |
Gain (Loss) on Sale of Investments | 12.9 | 138.14 | 116.69 | 45.51 | 24.37 |
Other Non-Interest Income | 1,651 | 1,155 | 662.21 | 285.14 | 210.7 |
Total Non-Interest Income | 2,651 | 1,696 | 1,306 | 419.52 | 307.96 |
Non-Interest Income Growth (YoY) | 56.29% | 29.88% | 211.28% | 36.23% | -22.28% |
Revenues Before Loan Losses | 11,317 | 7,837 | 4,971 | 3,465 | 3,068 |
Provision for Loan Losses | 560.88 | 551.01 | 515.8 | 238.82 | 224.43 |
| 10,756 | 7,286 | 4,455 | 3,226 | 2,844 | |
Revenue Growth (YoY) | 47.64% | 63.53% | 38.10% | 13.44% | 9.86% |
Salaries and Employee Benefits | 25.74 | 18.4 | 7.8 | 952.51 | 7.09 |
Selling, General & Administrative | 4,193 | 3,158 | 2,111 | 651.58 | 1,374 |
Other Non-Interest Expense | 234.88 | 88.07 | -169.26 | 30.1 | -97.05 |
Total Non-Interest Expense | 4,450 | 3,252 | 1,964 | 1,618 | 1,285 |
EBT Excluding Unusual Items | 6,306 | 4,034 | 2,491 | 1,608 | 1,559 |
Pretax Income | 6,306 | 4,034 | 2,491 | 1,608 | 1,559 |
Income Tax Expense | 2,118 | 1,483 | 1,008 | 762.16 | 857.85 |
Earnings From Continuing Operations | 4,189 | 2,551 | 1,483 | 845.83 | 700.82 |
Earnings From Discontinued Operations | - | - | -6.4 | - | -5.49 |
Minority Interest in Earnings | -15.08 | 25.24 | -0.01 | 0 | 0 |
Net Income | 4,173 | 2,576 | 1,477 | 845.83 | 695.34 |
Preferred Dividends & Other Adjustments | 564.5 | 355.8 | 250.62 | 103.02 | 91.95 |
Net Income to Common | 3,609 | 2,220 | 1,226 | 742.81 | 603.39 |
Net Income Growth | 62.01% | 74.44% | 74.58% | 21.64% | 11.28% |
Basic Shares Outstanding | 521 | 516 | 516 | 521 | 518 |
Diluted Shares Outstanding | 521 | 516 | 516 | 521 | 518 |
Shares Change (YoY) | 1.02% | - | -1.00% | 0.62% | -0.61% |
EPS (Basic) | 6.93 | 4.30 | 2.38 | 1.43 | 1.17 |
EPS (Diluted) | 6.93 | 4.30 | 2.38 | 1.43 | 1.17 |
EPS Growth | 60.92% | 81.08% | 66.73% | 22.35% | 12.00% |
Dividend Per Share | - | 0.576 | - | - | - |
Effective Tax Rate | 33.58% | 36.77% | 40.47% | 47.40% | 55.04% |