EGX:EGBE Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	24,444	24,785	22,718	12,011	8,234	7,615
Interest Income on Investments	24.35	24.34	6.43	5.13	2.17	1.2
Total Interest Income	24,468	24,810	22,724	12,016	8,237	7,616
Interest Paid on Deposits	15,191	16,143	16,583	8,351	5,191	4,856
Net Interest Income	9,277	8,667	6,141	3,665	3,045	2,760
Net Interest Income Growth (YoY)	35.64%	41.14%	67.55%	20.35%	10.33%	5.49%
Income From Trading Activities	361.8	291.32	404.3	527.46	88.47	72.3
Gain (Loss) on Sale of Assets	697.77	695.74	-1.33	-0.48	0.4	0.58
Gain (Loss) on Sale of Investments	3.82	12.9	138.14	116.69	45.51	24.37
Other Non-Interest Income	1,747	1,651	1,155	662.21	285.14	210.7
Total Non-Interest Income	2,811	2,651	1,696	1,306	419.52	307.96
Non-Interest Income Growth (YoY)	83.24%	56.29%	29.88%	211.28%	36.23%	-22.28%
Revenues Before Loan Losses	12,088	11,317	7,837	4,971	3,465	3,068
Provision for Loan Losses	761.75	560.88	551.01	515.8	238.82	224.43
Revenue	11,326	10,756	7,286	4,455	3,226	2,844
Revenue Growth (YoY)	45.39%	47.64%	63.53%	38.10%	13.44%	9.86%
Salaries and Employee Benefits	25.62	25.74	18.4	7.8	952.51	7.09
Selling, General & Administrative	4,436	4,193	3,158	2,111	651.58	1,374
Other Non-Interest Expense	164.02	234.88	88.07	-169.26	30.1	-97.05
Total Non-Interest Expense	4,634	4,450	3,252	1,964	1,618	1,285
EBT Excluding Unusual Items	6,692	6,306	4,034	2,491	1,608	1,559
Pretax Income	6,692	6,306	4,034	2,491	1,608	1,559
Income Tax Expense	2,235	2,118	1,483	1,008	762.16	857.85
Earnings From Continuing Operations	4,457	4,189	2,551	1,483	845.83	700.82
Earnings From Discontinued Operations	-	-	-	-6.4	-	-5.49
Minority Interest in Earnings	-27.42	-15.08	25.24	-0.01	0	0
Net Income	4,430	4,173	2,576	1,477	845.83	695.34
Preferred Dividends & Other Adjustments	561.6	564.5	355.8	250.62	103.02	91.95
Net Income to Common	3,868	3,609	2,220	1,226	742.81	603.39
Net Income Growth	61.04%	62.01%	74.44%	74.58%	21.64%	11.28%
Basic Shares Outstanding	521	521	516	516	521	518
Diluted Shares Outstanding	521	521	516	516	521	518
Shares Change (YoY)	1.02%	1.02%	-	-1.00%	0.62%	-0.61%
EPS (Basic)	7.43	6.93	4.30	2.38	1.43	1.17
EPS (Diluted)	7.43	6.93	4.30	2.38	1.43	1.17
EPS Growth	59.07%	60.92%	81.08%	66.73%	22.35%	12.00%
Dividend Per Share	-	-	0.576	-	-	-
Effective Tax Rate	33.39%	33.58%	36.77%	40.47%	47.40%	55.04%