Egyptian Gulf Bank (S.A.E) (EGX: EGBE)

EGBE Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	37,208	10,759	10,899	6,111	3,122	5,338
Investment Securities	47,076	39,840	36,249	40,462	37,058	32,112
Trading Asset Securities	14.73	13.41	3.73	3.44	3.2	12.72
Total Investments	47,091	39,854	36,253	40,466	37,061	32,125
Gross Loans	41,914	33,713	28,446	24,870	24,169	24,428
Allowance for Loan Losses	-2,725	-1,818	-1,547	-1,619	-1,492	-1,109
Other Adjustments to Gross Loans	-47.63	-0.39	-0.39	-0.39	-1.09	-0.54
Net Loans	39,141	31,894	26,898	23,250	22,677	23,318
Property, Plant & Equipment	1,117	1,010	1,018	732.95	718.04	741.14
Other Intangible Assets	40.17	13.79	18.93	27.22	35.51	19.91
Accrued Interest Receivable	3,182	1,718	1,584	1,301	1,729	968.16
Other Receivables	43.23	-	1,317	891.3	300.3	270.22
Restricted Cash	8,723	10,420	7,603	6,075	4,880	3,669
Other Current Assets	446.6	221.85	297.89	319.37	268.93	245.28
Other Real Estate Owned & Foreclosed	156.2	154.78	184.91	185.22	206.66	194.96
Other Long-Term Assets	1,322	1,444	664.03	838.62	927.31	1,502
Total Assets	138,556	97,490	86,738	80,198	71,925	68,392
Accounts Payable	-	-	-	-	385.77	269.84
Accrued Expenses	812.37	767.99	694.93	543.26	506.96	267.17
Interest Bearing Deposits	71,396	53,157	55,687	52,399	43,300	39,327
Non-Interest Bearing Deposits	55,454	34,097	23,402	19,940	21,213	22,957
Total Deposits	126,850	87,254	79,089	72,338	64,513	62,284
Accrued Interest Payable	588.85	527.28	420.07	407.5	417.51	301.45
Other Current Liabilities	31.28	31.32	15.21	15.01	10.97	11.38
Long-Term Debt	0.71	77.23	185.58	196.98	276.2	322.45
Long-Term Unearned Revenue	13.1	15.08	36.01	14.65	16.26	16.83
Long-Term Deferred Tax Liabilities	2.06	-	-	-	-	-
Other Long-Term Liabilities	1,674	1,379	995.09	944.6	339.56	182.9
Total Liabilities	129,972	90,052	81,436	74,460	66,466	63,656
Common Stock	5,005	5,005	5,005	3,624	3,624	3,108
Retained Earnings	3,123	2,619	1,211	1,423	1,295	1,276
Comprehensive Income & Other	454.6	-185.74	-914.35	691.16	540.18	351.15
Total Common Equity	8,582	7,438	5,302	5,738	5,459	4,736
Minority Interest	1.57	0.02	0.01	0.01	0.01	0.01
Shareholders' Equity	8,584	7,438	5,302	5,738	5,459	4,736
Total Liabilities & Equity	138,556	97,490	86,738	80,198	71,925	68,392
Total Debt	0.71	77.23	185.58	196.98	276.2	322.45
Net Cash (Debt)	37,222	10,695	10,717	5,918	2,849	5,028
Net Cash Growth	89.28%	-0.20%	81.09%	107.72%	-43.34%	-36.30%
Net Cash Per Share	72.97	20.97	21.01	11.67	5.59	10.02
Filing Date Shares Outstanding	510.11	510.11	510.11	510.11	510.11	510.11
Total Common Shares Outstanding	510.11	510.11	510.11	510.11	510.11	510.11
Book Value Per Share	16.82	14.58	10.39	11.25	10.70	9.28
Tangible Book Value	8,457	7,424	5,283	5,711	5,423	4,716
Tangible Book Value Per Share	16.58	14.55	10.36	11.19	10.63	9.25

Source: S&P Capital IQ. Banks template. Financial Sources.