Egyptian Gulf Bank (S.A.E) (EGX: EGBE)

EGX: EGBE Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	37,770	10,759	10,899	6,111	3,122	5,338
Investment Securities	46,737	39,840	36,249	40,462	37,058	32,112
Trading Asset Securities	15.47	13.41	3.73	3.44	3.2	12.72
Total Investments	46,753	39,854	36,253	40,466	37,061	32,125
Gross Loans	44,840	33,713	28,446	24,870	24,169	24,428
Allowance for Loan Losses	-2,917	-1,818	-1,547	-1,619	-1,492	-1,109
Other Adjustments to Gross Loans	-41.47	-0.39	-0.39	-0.39	-1.09	-0.54
Net Loans	41,881	31,894	26,898	23,250	22,677	23,318
Property, Plant & Equipment	1,087	1,010	1,018	732.95	718.04	741.14
Other Intangible Assets	38.83	13.79	18.93	27.22	35.51	19.91
Accrued Interest Receivable	1,976	1,718	1,584	1,301	1,729	968.16
Other Receivables	-	-	1,317	891.3	300.3	270.22
Restricted Cash	13,235	10,420	7,603	6,075	4,880	3,669
Other Current Assets	424.16	221.85	297.89	319.37	268.93	245.28
Other Real Estate Owned & Foreclosed	155.63	154.78	184.91	185.22	206.66	194.96
Other Long-Term Assets	1,511	1,444	664.03	838.62	927.31	1,502
Total Assets	144,916	97,490	86,738	80,198	71,925	68,392
Accounts Payable	-	-	-	-	385.77	269.84
Accrued Expenses	731.98	767.99	694.93	543.26	506.96	267.17
Interest Bearing Deposits	74,040	53,157	55,687	52,399	43,300	39,327
Non-Interest Bearing Deposits	57,960	34,097	23,402	19,940	21,213	22,957
Total Deposits	132,000	87,254	79,089	72,338	64,513	62,284
Accrued Interest Payable	721.67	527.28	420.07	407.5	417.51	301.45
Other Current Liabilities	31.28	31.32	15.21	15.01	10.97	11.38
Long-Term Debt	-	77.23	185.58	196.98	276.2	322.45
Long-Term Unearned Revenue	250.07	15.08	36.01	14.65	16.26	16.83
Other Long-Term Liabilities	1,595	1,379	995.09	944.6	339.56	182.9
Total Liabilities	135,330	90,052	81,436	74,460	66,466	63,656
Common Stock	5,005	5,005	5,005	3,624	3,624	3,108
Retained Earnings	3,681	2,619	1,211	1,423	1,295	1,276
Comprehensive Income & Other	810.29	-185.74	-914.35	691.16	540.18	351.15
Total Common Equity	9,496	7,438	5,302	5,738	5,459	4,736
Minority Interest	89.69	0.02	0.01	0.01	0.01	0.01
Shareholders' Equity	9,586	7,438	5,302	5,738	5,459	4,736
Total Liabilities & Equity	144,916	97,490	86,738	80,198	71,925	68,392
Total Debt	-	77.23	185.58	196.98	276.2	322.45
Net Cash (Debt)	37,786	10,695	10,717	5,918	2,849	5,028
Net Cash Growth	243.45%	-0.20%	81.09%	107.72%	-43.34%	-36.30%
Net Cash Per Share	74.07	20.97	21.01	11.67	5.59	10.02
Filing Date Shares Outstanding	510.11	510.11	510.11	510.11	510.11	510.11
Total Common Shares Outstanding	510.11	510.11	510.11	510.11	510.11	510.11
Book Value Per Share	18.62	14.58	10.39	11.25	10.70	9.28
Tangible Book Value	9,372	7,424	5,283	5,711	5,423	4,716
Tangible Book Value Per Share	18.37	14.55	10.36	11.19	10.63	9.25

Source: S&P Capital IQ. Banks template. Financial Sources.