EGX:EGBE Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	3,879	2,576	1,477	845.83	695.34	624.88
Depreciation & Amortization	131.72	155.36	133.91	136.37	105.12	94.4
Other Amortization	9.72	4.59	5.14	8.29	8.29	7.39
Gain (Loss) on Sale of Assets	-8.59	-1.33	0.48	-0.4	-0.58	-0.61
Gain (Loss) on Sale of Investments	-373.36	-728.52	14.41	-119.41	-89.17	-25.52
Provision for Credit Losses	658.53	845.66	251.49	246.15	228.36	402.33
Change in Trading Asset Securities	3.53	-10.69	-8.98	-0.03	-0.19	9.9
Change in Other Net Operating Assets	-36,942	-15,350	-14,115	879.54	1,730	2,660
Other Operating Activities	1,615	-3,021	-564	-1,530	901.11	555.94
Net Cash from Discontinued Operations	-	-	-6.4	-	-5.49	-2.23
Operating Cash Flow	-30,996	-15,525	-12,790	457.35	3,582	4,348
Operating Cash Flow Growth	-	-	-	-87.23%	-17.63%	-
Capital Expenditures	-2,041	-447.18	-515.09	-136.41	-223.12	-164.44
Sale of Property, Plant and Equipment	9.19	1.54	0.07	0.75	2.56	1.43
Investment in Securities	9,731	409.3	2,804	-4,411	-4,099	-11,179
Income (Loss) Equity Investments	6.4	-12.98	13.75	-16.19	1.45	2.62
Purchase / Sale of Intangibles	225	-	-	-	-	-22.99
Other Investing Activities	-4.66	-7.11	15.67	0.45	0.55	-4.83
Investing Cash Flow	7,919	-43.45	2,305	-4,546	-4,319	-11,370
Long-Term Debt Issued	-	1,211	988.82	485.07	-	819.02
Long-Term Debt Repaid	-	-	-	-	-80.07	-
Net Debt Issued (Repaid)	1,019	1,211	988.82	485.07	-80.07	819.02
Common Dividends Paid	-632.65	-189.09	-64.59	-141.24	-83.61	-90.31
Net Increase (Decrease) in Deposit Accounts	-3,407	30,553	9,286	7,326	4,240	4,119
Financing Cash Flow	-3,026	31,574	10,210	7,670	4,076	4,847
Net Cash Flow	-26,103	16,006	-274.97	3,581	3,339	-2,174
Free Cash Flow	-33,037	-15,972	-13,305	320.94	3,358	4,184
Free Cash Flow Growth	-	-	-	-90.44%	-19.72%	-
Free Cash Flow Margin	-321.27%	-219.23%	-298.66%	9.95%	118.10%	161.62%
Free Cash Flow Per Share	-65.42	-31.63	-26.35	0.63	6.63	8.20

Source: S&P Global Market Intelligence. Banks template. Financial Sources.