EFG Holding Company S.A.E (EGX:HRHO)

EFG Holding Company S.A.E Income Statement

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	24,591	22,406	13,566	9,302	4,448	2,934
Total Interest Expense	17,372	15,310	8,867	5,698	1,831	1,078
Net Interest Income	7,219	7,095	4,699	3,604	2,617	1,856
Brokerage Commission	12,377	11,452	7,162	4,805	3,395	2,743
Gain on Sale of Investments (Rev)	1,270	3,672	2,017	76	-83.46	948.18
Other Revenue	4.49	-289.6	-759.4	458.06	221.04	135.86
Revenue Before Loan Losses	20,870	21,930	13,118	8,942	6,150	5,683
Provision for Loan Losses	-99.31	-	-	532.05	104.43	213.21
Revenue	20,970	21,930	13,118	8,410	6,045	5,470
Revenue Growth (YoY)	31.50%	67.17%	55.98%	39.13%	10.52%	1.59%
Salaries & Employee Benefits	68.38	73.94	130.94	139.36	149.65	-
Cost of Services Provided	14,881	15,997	9,540	6,795	3,862	3,480
Other Operating Expenses	451.27	666.07	202.73	157.16	97.42	33.39
Total Operating Expenses	16,061	17,370	10,355	7,594	4,340	3,764
Operating Income	4,909	4,560	2,764	816.02	1,705	1,705
Currency Exchange Gains	1,112	2,908	1,155	2,496	234.14	-15.28
Other Non-Operating Income (Expenses)	-40.68	-40.68	-38.06	-21.17	-5.67	-10.08
EBT Excluding Unusual Items	5,980	7,427	3,881	3,291	1,934	1,680
Impairment of Goodwill	-	-	-12	-10.24	-9.5	-5.92
Asset Writedown	-	-	-	-	-6.53	-3.38
Gain (Loss) on Sale of Investments	107.05	-	-	-27.23	1.66	-0.66
Other Unusual Items	-	-	-	-	97.56	-
Pretax Income	6,118	7,458	3,928	3,259	2,021	1,670
Income Tax Expense	1,591	2,370	1,094	1,104	350.2	329.05
Earnings From Continuing Ops.	4,526	5,087	2,834	2,155	1,670	1,341
Net Income to Company	4,526	5,087	2,834	2,155	1,670	1,341
Minority Interest in Earnings	-1,039	-988.16	-622.02	-352.01	-117.44	-35.32
Net Income	3,487	4,099	2,212	1,803	1,553	1,305
Net Income to Common	3,487	4,099	2,212	1,803	1,553	1,305
Net Income Growth	10.88%	85.29%	22.71%	16.09%	18.97%	-5.27%
Shares Outstanding (Basic)	1,442	1,445	1,460	1,460	1,460	1,384
Shares Outstanding (Diluted)	1,442	1,445	1,460	1,460	1,460	1,384
Shares Change (YoY)	-1.18%	-0.99%	-	-	5.50%	-
EPS (Basic)	2.42	2.84	1.52	1.24	1.06	0.94
EPS (Diluted)	2.42	2.84	1.52	1.24	1.06	0.94
EPS Growth	12.21%	87.14%	22.71%	16.09%	12.77%	-5.27%
Free Cash Flow	-20,752	-14,491	-9,192	11,377	-7,135	-4,737
Free Cash Flow Per Share	-14.39	-10.03	-6.30	7.79	-4.89	-3.42
Operating Margin	23.41%	20.79%	21.07%	9.70%	28.21%	31.17%
Profit Margin	16.63%	18.69%	16.86%	21.44%	25.69%	23.87%
Free Cash Flow Margin	-98.96%	-66.08%	-70.07%	135.27%	-118.03%	-86.61%
Effective Tax Rate	26.02%	31.79%	27.85%	33.87%	17.33%	19.71%

Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.