EFG Holding Company S.A.E Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	3,656	4,099	2,212	1,803	1,553	1,305
Depreciation & Amortization, Total	691.26	546.71	430.27	308.88	180.94	171.14
Gain (Loss) On Sale of Investments	-2,334	-3,526	-1,839	-456.07	42.52	-1,050
Stock-Based Compensation	22.79	73.94	130.94	139.36	149.65	-
Change in Accounts Receivable	3,513	-3,869	1,855	7,188	-916.77	-258.96
Change in Accounts Payable	12,603	6,325	-2,353	-15,463	4,914	-5,060
Change in Other Net Operating Assets	-24,310	-22,210	-10,110	10,501	-10,604	-2,436
Other Operating Activities	-756.11	4,148	789.62	1,974	-205.38	194.04
Operating Cash Flow	-4,666	-13,250	-8,456	11,741	-7,038	-4,636
Capital Expenditures	-1,643	-1,241	-736.31	-364.2	-97.45	-101.16
Cash Acquisitions	-263.17	-5.56	-69.68	-844.42	-2,966	-
Investment in Securities	529.51	3,252	7,778	1,300	3,806	2,748
Other Investing Activities	10	16.19	23.1	26.09	8.58	-
Investing Cash Flow	-782.5	2,067	7,274	507.91	890.7	2,647
Short-Term Debt Issued	-	-	-	-	-	500
Long-Term Debt Issued	-	8,490	3,820	2,686	6,348	1,538
Total Debt Issued	24,032	8,490	3,820	2,686	6,348	2,038
Short-Term Debt Repaid	-	-	-	-	-	-400
Long-Term Debt Repaid	-	-2,501	-1,097	-12,504	-1,404	-3,545
Total Debt Repaid	-15,360	-2,501	-1,097	-12,504	-1,404	-3,945
Net Debt Issued (Repaid)	8,671	5,988	2,724	-9,818	4,944	-1,907
Repurchase of Common Stock	-	-399.98	-	-	-	-
Common Dividends Paid	-800.96	-621.49	-495.06	-378.14	-43.16	-132.8
Other Financing Activities	5,101	4,936	5,035	3,522	1,113	-
Financing Cash Flow	12,972	9,903	7,264	-6,675	6,013	-2,040
Foreign Exchange Rate Adjustments	5,526	5,526	1,460	-	-	-
Net Cash Flow	13,049	4,246	7,546	5,580	2,249	-4,029
Free Cash Flow	-6,309	-14,491	-9,192	11,377	-7,135	-4,737
Free Cash Flow Margin	-26.70%	-66.08%	-70.07%	135.27%	-118.03%	-86.61%
Free Cash Flow Per Share	-4.39	-10.03	-6.30	7.79	-4.89	-3.42
Cash Income Tax Paid	1,498	1,053	772.66	586.3	233.49	173.87

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.