EGX:ICLE Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2,686	1,796	1,010	494	386.22
Total Interest Expense	2,260	1,481	735.08	343	241.5
Net Interest Income	425.64	315.66	275.14	151	144.72
Revenue Before Loan Losses	425.64	315.66	275.14	151	144.72
Provision for Loan Losses	9.67	63.54	54.4	60.34	-
Revenue	415.96	252.12	220.74	90.66	144.72
Revenue Growth (YoY)	64.99%	14.21%	143.48%	-37.35%	-8.47%
Cost of Services Provided	194.65	136.14	94.49	57.08	52.83
Other Operating Expenses	31.99	-	-	-	0.01
Total Operating Expenses	242.49	144.62	98.01	58.82	54.62
Operating Income	173.47	107.49	122.73	31.84	90.1
Currency Exchange Gain (Loss)	-45.84	230.73	61.82	103.75	-0.35
EBT Excluding Unusual Items	240.16	348.36	191.41	138.42	118.08
Pretax Income	308.19	360.05	217.16	136.99	110.68
Income Tax Expense	52.38	96.01	57.65	46.78	28.49
Net Income	255.81	264.03	159.5	90.21	82.2
Preferred Dividends & Other Adjustments	-	48.58	28.51	15.69	15.68
Net Income to Common	255.81	215.45	130.99	74.52	66.51
Net Income Growth	-3.12%	65.54%	76.81%	9.75%	10.72%
Shares Outstanding (Basic)	24	20	20	20	20
Shares Outstanding (Diluted)	24	20	20	20	20
Shares Change (YoY)	19.09%	-	-	-	-
EPS (Basic)	10.74	10.77	6.55	3.73	3.33
EPS (Diluted)	10.74	10.77	6.55	3.73	3.33
EPS Growth	-0.30%	64.47%	75.78%	12.04%	8.15%
Free Cash Flow	-4,972	-617.72	-613.74	-119.6	294.88
Free Cash Flow Per Share	-208.75	-30.89	-30.69	-5.98	14.74
Dividend Per Share	-	-	-	-	2.500
Operating Margin	41.70%	42.64%	55.60%	35.12%	62.26%
Profit Margin	61.50%	85.46%	59.34%	82.20%	45.96%
Free Cash Flow Margin	-1195.32%	-245.01%	-278.04%	-131.92%	203.76%
Effective Tax Rate	17.00%	26.67%	26.55%	34.15%	25.74%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.