BNP Paribas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	21,203	19,524	19,058	20,933	19,238
Net Interest Income Growth	8.60%	2.44%	-8.96%	8.81%	-0.25%
Non-Interest Income	30,020	29,307	26,816	24,497	24,524
Non-Interest Income Growth	2.43%	9.29%	9.47%	-0.11%	9.03%
Revenues Before Loan Losses	51,223	48,831	45,874	45,430	43,762
Provision for Credit Losses	3,553	3,201	3,682	3,003	2,971
Revenue	47,670	45,630	42,192	42,427	40,791
Revenue Growth (YoY)	4.47%	8.15%	-0.55%	4.01%	12.11%
Compensation Expenses	-	-	-	-	16,417
Selling, General & Admin	29,003	27,803	28,713	27,560	10,705
Other Non-Interest Expenses	1,602	1,639	1,754	1,653	925
Total Non-Interest Expense	30,605	29,442	30,467	29,213	28,047
Pretax Income	17,065	16,188	11,725	13,214	12,744
Provision for Income Taxes	4,207	4,001	3,266	3,653	3,584
Net Income	12,225	11,688	10,975	9,848	9,488
Minority Interest in Earnings	633	499	431	400	392
Earnings From Discontinued Operations	-	-	2,947	687	720
Net Income to Common	12,225	11,688	10,975	9,848	9,488
Net Income Growth	4.59%	6.50%	11.44%	3.79%	34.26%
Shares Outstanding (Basic)	1,119	1,133	1,200	1,233	1,247
Shares Outstanding (Diluted)	1,119	1,133	1,200	1,233	1,247
Shares Change (YoY)	-1.22%	-5.59%	-2.65%	-1.12%	-0.07%
EPS (Basic)	10.29	9.57	8.58	7.52	7.26
EPS (Diluted)	10.29	9.57	8.58	7.52	7.26
EPS Growth	7.52%	11.54%	14.10%	3.58%	36.72%
Shares Outstanding	1,100	1,130	1,147	1,233	1,247
Free Cash Flow	43,696	-99,512	-36,457	-55,366	40,712
Free Cash Flow Growth	-	-	-	-	-70.62%
Free Cash Flow Per Share	39.03	-87.81	-30.37	-44.90	32.65
Dividends Per Share	5.160	4.790	4.600	3.900	3.670
Dividend Growth	7.72%	4.13%	17.95%	6.27%	37.97%
Profit Margin	26.97%	26.71%	20.05%	22.54%	22.46%
FCF Margin	91.66%	-218.09%	-86.41%	-130.50%	99.81%
EBITDA	8,055	7,272	6,245	6,465	6,781
EBITDA Margin	16.90%	15.94%	14.80%	15.24%	16.62%
Effective Tax Rate	24.65%	24.72%	27.86%	27.64%	28.12%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.