EPA:CAF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,426	3,875	4,894	7,181
Investment Securities	8,805	7,384	6,690	7,110
Trading Asset Securities	526.84	479.17	451.47	493.03
Total Investments	9,332	7,864	7,142	7,603
Gross Loans	63,635	60,071	60,423	53,994
Allowance for Loan Losses	-549.45	-574.18	-537.94	-490.62
Net Loans	63,085	59,497	59,885	53,504
Property, Plant & Equipment	207.69	230.38	251.23	275.7
Other Intangible Assets	0.33	0.35	0.41	0.9
Investments in Real Estate	71.78	37.99	34.81	35.68
Accrued Interest Receivable	157.62	199.3	140.98	215.84
Other Receivables	413.6	281.5	242.74	658.82
Restricted Cash	2.02	1.86	10.26	15.16
Other Current Assets	5.85	11.03	23.95	2.47
Long-Term Deferred Tax Assets	53.07	77.76	77.49	57.03
Other Long-Term Assets	113.9	334.53	214.45	3.4
Total Assets	75,869	72,410	72,918	69,553
Accounts Payable	548.7	905.32	1,697	207.04
Accrued Expenses	475.17	500.35	412.21	275.34
Interest Bearing Deposits	44,249	40,668	39,575	37,662
Non-Interest Bearing Deposits	20,180	20,475	22,130	22,196
Total Deposits	64,429	61,143	61,704	59,858
Short-Term Borrowings	1,233	1,343	844.98	873.66
Current Portion of Long-Term Debt	1.68	24.5	101.25	316.04
Current Portion of Leases	38.76	46.29	57.47	14.42
Current Income Taxes Payable	-	2.78	3.48	13.57
Other Current Liabilities	185.18	121.71	114.17	175.77
Long-Term Debt	401.66	235.13	303.23	188.24
Long-Term Leases	-	-	-	44.64
Long-Term Unearned Revenue	121.59	102.39	94.7	102.22
Pension & Post-Retirement Benefits	-	-	1.19	3.18
Long-Term Deferred Tax Liabilities	0.46	0.81	1.08	0.22
Other Long-Term Liabilities	233.82	233.03	228.41	246.56
Total Liabilities	67,669	64,659	65,563	62,318
Common Stock	120.25	119.16	119.46	114.24
Additional Paid-In Capital	236.29	236.56	236.88	237.24
Retained Earnings	191.88	244.22	369.77	331.21
Treasury Stock	-5.47	-4.11	-4.92	-5.27
Comprehensive Income & Other	7,656	7,155	6,633	6,558
Total Common Equity	8,199	7,751	7,355	7,235
Minority Interest	0	0	0	0
Shareholders' Equity	8,199	7,751	7,355	7,235
Total Liabilities & Equity	75,869	72,410	72,918	69,553
Total Debt	1,675	1,649	1,307	1,437
Net Cash (Debt)	1,278	2,705	4,039	6,237
Net Cash Growth	-52.76%	-33.03%	-35.24%	51.88%
Net Cash Per Share	46.01	97.14	144.44	222.55
Filing Date Shares Outstanding	27.77	27.84	27.96	28.03
Total Common Shares Outstanding	27.77	27.84	27.96	28.03
Book Value Per Share	295.28	278.38	263.01	258.15
Tangible Book Value	8,199	7,751	7,354	7,234
Tangible Book Value Per Share	295.27	278.36	263.00	258.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.