EPA:CAF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	87.19	87.19	3,875	4,894	7,181
Investment Securities	10,775	9,592	7,384	6,690	7,110
Trading Asset Securities	418.97	526.84	479.17	451.47	493.03
Total Investments	11,194	10,118	7,864	7,142	7,603
Gross Loans	58,726	56,313	60,071	60,423	53,994
Allowance for Loan Losses	-587.84	-549.45	-574.18	-537.94	-490.62
Net Loans	58,138	55,764	59,497	59,885	53,504
Property, Plant & Equipment	201.03	207.69	230.38	251.23	275.7
Other Intangible Assets	0.29	0.33	0.35	0.41	0.9
Investments in Real Estate	132.16	71.78	37.99	34.81	35.68
Accrued Interest Receivable	167.3	157.62	199.3	140.98	215.84
Other Receivables	9,079	9,284	281.5	242.74	658.82
Restricted Cash	2.13	5.66	1.86	10.26	15.16
Other Current Assets	7.53	5.85	11.03	23.95	2.47
Long-Term Deferred Tax Assets	50.03	53.07	77.76	77.49	57.03
Other Long-Term Assets	88.9	113.9	334.53	214.45	3.4
Total Assets	79,147	75,869	72,410	72,918	69,553
Accounts Payable	844.03	548.7	905.32	1,697	207.04
Accrued Expenses	233.29	475.17	500.35	412.21	275.34
Interest Bearing Deposits	46,228	44,249	40,668	39,575	37,662
Non-Interest Bearing Deposits	20,438	20,180	20,475	22,130	22,196
Total Deposits	66,665	64,429	61,143	61,704	59,858
Short-Term Borrowings	1,346	1,233	1,343	844.98	873.66
Current Portion of Long-Term Debt	1.44	1.68	24.5	101.25	316.04
Current Portion of Leases	31.85	38.76	46.29	57.47	14.42
Current Income Taxes Payable	25.8	-	2.78	3.48	13.57
Other Current Liabilities	149.52	185.18	121.71	114.17	175.77
Long-Term Debt	449.13	401.66	235.13	303.23	188.24
Long-Term Leases	-	-	-	-	44.64
Long-Term Unearned Revenue	165.66	121.59	102.39	94.7	102.22
Pension & Post-Retirement Benefits	1.35	1.34	-	1.19	3.18
Long-Term Deferred Tax Liabilities	0.44	0.46	0.81	1.08	0.22
Other Long-Term Liabilities	282.84	232.48	233.03	228.41	246.56
Total Liabilities	70,196	67,669	64,659	65,563	62,318
Common Stock	124.79	120.25	119.16	119.46	114.24
Additional Paid-In Capital	235.85	236.29	236.56	236.88	237.24
Retained Earnings	236.22	191.88	244.22	369.77	331.21
Treasury Stock	-8.55	-5.47	-4.11	-4.92	-5.27
Comprehensive Income & Other	8,355	7,656	7,155	6,633	6,558
Total Common Equity	8,944	8,199	7,751	7,355	7,235
Minority Interest	7.26	0	0	0	0
Shareholders' Equity	8,951	8,199	7,751	7,355	7,235
Total Liabilities & Equity	79,147	75,869	72,410	72,918	69,553
Total Debt	1,828	1,675	1,649	1,307	1,437
Net Cash (Debt)	-481.42	-274.28	2,705	4,039	6,237
Net Cash Growth	-	-	-33.03%	-35.24%	51.88%
Net Cash Per Share	-17.37	-9.88	97.14	144.44	222.55
Filing Date Shares Outstanding	27.72	27.77	27.84	27.96	28.03
Total Common Shares Outstanding	27.72	27.77	27.84	27.96	28.03
Book Value Per Share	322.62	295.28	278.38	263.01	258.15
Tangible Book Value	8,943	8,199	7,751	7,354	7,234
Tangible Book Value Per Share	322.61	295.27	278.36	263.00	258.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.