EPA:CAF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	85.7	2,426	3,875	4,894	7,181	4,808
Investment Securities	10,176	8,805	7,384	6,690	7,110	7,129
Trading Asset Securities	496.52	526.84	479.17	451.47	493.03	852.93
Total Investments	10,673	9,332	7,864	7,142	7,603	7,982
Gross Loans	57,106	63,635	60,071	60,423	53,994	49,653
Allowance for Loan Losses	-581.76	-549.45	-574.18	-537.94	-490.62	-455.63
Net Loans	56,524	63,085	59,497	59,885	53,504	49,197
Property, Plant & Equipment	201.68	207.69	230.38	251.23	275.7	305.46
Other Intangible Assets	0.31	0.33	0.35	0.41	0.9	1.52
Investments in Real Estate	71.25	71.78	37.99	34.81	35.68	36.34
Accrued Interest Receivable	-	157.62	199.3	140.98	215.84	246.35
Other Receivables	8,340	413.6	281.5	242.74	658.82	1,072
Restricted Cash	-	2.02	1.86	10.26	15.16	6.27
Other Current Assets	-	5.85	11.03	23.95	2.47	2.54
Long-Term Deferred Tax Assets	-	53.07	77.76	77.49	57.03	60.94
Other Long-Term Assets	521.46	113.9	334.53	214.45	3.4	1.27
Total Assets	76,417	75,869	72,410	72,918	69,553	63,719
Accounts Payable	-	548.7	905.32	1,697	207.04	283.16
Accrued Expenses	1,353	475.17	500.35	412.21	275.34	277.36
Interest Bearing Deposits	44,203	44,249	40,668	39,575	37,662	34,868
Non-Interest Bearing Deposits	20,345	20,180	20,475	22,130	22,196	19,709
Total Deposits	64,548	64,429	61,143	61,704	59,858	54,577
Short-Term Borrowings	1,392	1,233	1,343	844.98	873.66	1,159
Current Portion of Long-Term Debt	-	1.68	24.5	101.25	316.04	128.05
Current Portion of Leases	-	38.76	46.29	57.47	14.42	16.7
Current Income Taxes Payable	-	-	2.78	3.48	13.57	0.4
Other Current Liabilities	-	185.18	121.71	114.17	175.77	215.61
Long-Term Debt	451.06	401.66	235.13	303.23	188.24	196.95
Long-Term Leases	-	-	-	-	44.64	52.85
Long-Term Unearned Revenue	-	121.59	102.39	94.7	102.22	109.55
Pension & Post-Retirement Benefits	1.34	-	-	1.19	3.18	4.51
Long-Term Deferred Tax Liabilities	31.16	0.46	0.81	1.08	0.22	0.1
Other Long-Term Liabilities	97.55	233.82	233.03	228.41	246.56	231.11
Total Liabilities	67,874	67,669	64,659	65,563	62,318	57,252
Common Stock	123.2	120.25	119.16	119.46	114.24	108.5
Additional Paid-In Capital	235.85	236.29	236.56	236.88	237.24	238.29
Retained Earnings	137.45	191.88	244.22	369.77	331.21	211.84
Treasury Stock	-1.86	-5.47	-4.11	-4.92	-5.27	-18.38
Comprehensive Income & Other	8,049	7,656	7,155	6,633	6,558	5,927
Total Common Equity	8,543	8,199	7,751	7,355	7,235	6,467
Minority Interest	0	0	0	0	0	-
Shareholders' Equity	8,543	8,199	7,751	7,355	7,235	6,467
Total Liabilities & Equity	76,417	75,869	72,410	72,918	69,553	63,719
Total Debt	1,843	1,675	1,649	1,307	1,437	1,554
Net Cash (Debt)	-307.18	1,278	2,705	4,039	6,237	4,107
Net Cash Growth	-	-52.76%	-33.03%	-35.24%	51.88%	225.20%
Net Cash Per Share	-11.04	46.01	97.14	144.44	222.55	146.57
Filing Date Shares Outstanding	27.81	27.77	27.84	27.96	28.03	28.02
Total Common Shares Outstanding	27.81	27.77	27.84	27.96	28.03	28.02
Book Value Per Share	307.18	295.28	278.38	263.01	258.15	230.81
Tangible Book Value	8,543	8,199	7,751	7,354	7,234	6,465
Tangible Book Value Per Share	307.17	295.27	278.36	263.00	258.11	230.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.