Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France (EPA:CAF)

EPA:CAF Statistics

Total Valuation

EPA:CAF has a market cap or net worth of EUR 3.13 billion.

Market Cap	3.13B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 4, 2026

Share Statistics

EPA:CAF has 27.72 million shares outstanding. The number of shares has decreased by -0.17% in one year.

Current Share Class	7.92M
Shares Outstanding	27.72M
Shares Change (YoY)	-0.17%
Shares Change (QoQ)	-0.65%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.18%
Float	7.92M

Valuation Ratios

The trailing PE ratio is 13.26.

PE Ratio	13.26
Forward PE	n/a
PS Ratio	3.28
PB Ratio	0.35
P/TBV Ratio	0.35
P/FCF Ratio	12.52
P/OCF Ratio	11.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.76%.

Return on Equity (ROE)	2.76%
Return on Assets (ROA)	0.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.13%
Revenue Per Employee	247,220
Profits Per Employee	61,101
Employee Count	3,866
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CAF has paid 51.73 million in taxes.

Income Tax	51.73M
Effective Tax Rate	17.93%

Stock Price Statistics

The stock price has increased by +55.89% in the last 52 weeks. The beta is 0.42, so EPA:CAF's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+55.89%
50-Day Moving Average	116.08
200-Day Moving Average	103.60
Relative Strength Index (RSI)	48.63
Average Volume (20 Days)	1,509

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CAF had revenue of EUR 955.75 million and earned 236.22 million in profits. Earnings per share was 8.52.

Revenue	955.75M
Gross Profit	955.75M
Operating Income	288.51M
Pretax Income	288.51M
Net Income	236.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.52

Balance Sheet

The company has 1.35 billion in cash and 1.83 billion in debt, with a net cash position of -481.42 million or -17.37 per share.

Cash & Cash Equivalents	1.35B
Total Debt	1.83B
Net Cash	-481.42M
Net Cash Per Share	-17.37
Equity (Book Value)	8.95B
Book Value Per Share	322.62
Working Capital	-58.69B

Cash Flow

In the last 12 months, operating cash flow was 278.63 million and capital expenditures -28.34 million, giving a free cash flow of 250.29 million.

Operating Cash Flow	278.63M
Capital Expenditures	-28.34M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	250.29M
FCF Per Share	9.03

Margins

Gross Margin	n/a
Operating Margin	30.19%
Pretax Margin	30.19%
Profit Margin	24.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.19%

Dividends & Yields

This stock pays an annual dividend of 2.59, which amounts to a dividend yield of 2.29%.

Dividend Per Share	2.59
Dividend Yield	2.29%
Dividend Growth (YoY)	0.39%
Years of Dividend Growth	n/a
Payout Ratio	12.41%
Buyback Yield	0.17%
Shareholder Yield	2.43%
Earnings Yield	7.54%
FCF Yield	7.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 2, 2001. It was a forward split with a ratio of 4.

Last Split Date	May 2, 2001
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	4