Caisse Regionale de Credit Agricole Mutuel Toulouse 31 (EPA:CAT31)

Total Valuation

EPA:CAT31 has a market cap or net worth of EUR 507.13 million.

Market Cap	507.13M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, September 10, 2025.

Earnings Date	Sep 10, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

EPA:CAT31 has 4.53 million shares outstanding. The number of shares has decreased by -30.86% in one year.

Current Share Class	1.36M
Shares Outstanding	4.53M
Shares Change (YoY)	-30.86%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.16%
Float	1.36M

Valuation Ratios

The trailing PE ratio is 5.33.

PE Ratio	5.33
Forward PE	n/a
PS Ratio	2.02
PB Ratio	0.25
P/TBV Ratio	0.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-63.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.38%.

Return on Equity (ROE)	3.38%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	193,106
Profits Per Employee	51,215
Employee Count	1,298
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CAT31 has paid 8.03 million in taxes.

Income Tax	8.03M
Effective Tax Rate	10.78%

Stock Price Statistics

The stock price has increased by +80.59% in the last 52 weeks. The beta is 0.46, so EPA:CAT31's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+80.59%
50-Day Moving Average	100.24
200-Day Moving Average	85.80
Relative Strength Index (RSI)	54.51
Average Volume (20 Days)	1,070

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CAT31 had revenue of EUR 250.65 million and earned 66.48 million in profits. Earnings per share was 21.00.

Revenue	250.65M
Gross Profit	250.65M
Operating Income	68.24M
Pretax Income	74.51M
Net Income	66.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	21.00

Balance Sheet

The company has 309.54 million in cash and 401.24 million in debt, giving a net cash position of -91.70 million or -20.25 per share.

Cash & Cash Equivalents	309.54M
Total Debt	401.24M
Net Cash	-91.70M
Net Cash Per Share	-20.25
Equity (Book Value)	2.03B
Book Value Per Share	449.36
Working Capital	-12.10B

Cash Flow

In the last 12 months, operating cash flow was -2.94 million and capital expenditures -3.41 million, giving a free cash flow of -6.34 million.

Operating Cash Flow	-2.94M
Capital Expenditures	-3.41M
Free Cash Flow	-6.34M
FCF Per Share	-1.40

Margins

Gross Margin	n/a
Operating Margin	27.23%
Pretax Margin	29.73%
Profit Margin	26.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.70, which amounts to a dividend yield of 3.30%.

Dividend Per Share	3.70
Dividend Yield	3.30%
Dividend Growth (YoY)	14.20%
Years of Dividend Growth	n/a
Payout Ratio	19.25%
Buyback Yield	30.86%
Shareholder Yield	34.05%
Earnings Yield	13.11%
FCF Yield	-1.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2001. It was a forward split with a ratio of 1.0260869.

Last Split Date	Apr 9, 2001
Split Type	Forward
Split Ratio	1.0260869

Scores

Altman Z-Score	n/a
Piotroski F-Score	2