Caisse Regionale de Credit Agricole Mutuel Toulouse 31 (EPA:CAT31)

EPA:CAT31 Statistics

Total Valuation

EPA:CAT31 has a market cap or net worth of EUR 510.82 million.

Market Cap	510.82M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, June 19, 2026.

Earnings Date	Jun 19, 2026
Ex-Dividend Date	Apr 16, 2026

Share Statistics

EPA:CAT31 has 4.50 million shares outstanding. The number of shares has increased by 42.17% in one year.

Current Share Class	1.33M
Shares Outstanding	4.50M
Shares Change (YoY)	+42.17%
Shares Change (QoQ)	+84.34%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.17%
Float	1.33M

Valuation Ratios

The trailing PE ratio is 7.25.

PE Ratio	7.25
Forward PE	n/a
PS Ratio	1.96
PB Ratio	0.23
P/TBV Ratio	0.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-26.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.29%.

Return on Equity (ROE)	3.29%
Return on Assets (ROA)	0.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.40%
Revenue Per Employee	211,357
Profits Per Employee	57,222
Employee Count	1,293
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CAT31 has paid 14.25 million in taxes.

Income Tax	14.25M
Effective Tax Rate	16.81%

Stock Price Statistics

The stock price has increased by +30.48% in the last 52 weeks. The beta is 0.26, so EPA:CAT31's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+30.48%
50-Day Moving Average	112.56
200-Day Moving Average	109.95
Relative Strength Index (RSI)	57.09
Average Volume (20 Days)	680

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CAT31 had revenue of EUR 260.39 million and earned 70.50 million in profits. Earnings per share was 15.67.

Revenue	260.39M
Gross Profit	260.39M
Operating Income	75.73M
Pretax Income	84.75M
Net Income	70.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	15.67

Balance Sheet

The company has 274.58 million in cash and 345.82 million in debt, with a net cash position of -71.24 million or -15.83 per share.

Cash & Cash Equivalents	274.58M
Total Debt	345.82M
Net Cash	-71.24M
Net Cash Per Share	-15.83
Equity (Book Value)	2.25B
Book Value Per Share	499.87
Working Capital	-12.28B

Cash Flow

In the last 12 months, operating cash flow was -8.53 million and capital expenditures -4.62 million, giving a free cash flow of -13.16 million.

Operating Cash Flow	-8.53M
Capital Expenditures	-4.62M
Depreciation & Amortization	n/a
Net Borrowing	-18.34M
Free Cash Flow	-13.16M
FCF Per Share	-2.92

Margins

Gross Margin	n/a
Operating Margin	29.08%
Pretax Margin	32.55%
Profit Margin	27.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.44, which amounts to a dividend yield of 3.91%.

Dividend Per Share	4.44
Dividend Yield	3.91%
Dividend Growth (YoY)	20.00%
Years of Dividend Growth	1
Payout Ratio	18.88%
Buyback Yield	-42.17%
Shareholder Yield	-38.14%
Earnings Yield	13.80%
FCF Yield	-2.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2001. It was a forward split with a ratio of 1.0260869.

Last Split Date	Apr 9, 2001
Split Type	Forward
Split Ratio	1.0260869

Scores

Altman Z-Score	n/a
Piotroski F-Score	2