Caisse Regionale de Credit Agricole Mutuel Toulouse 31 (EPA:CAT31)

EPA:CAT31 Statistics

Total Valuation

EPA:CAT31 has a market cap or net worth of EUR 518.12 million.

Market Cap	518.12M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, September 10, 2025.

Earnings Date	Sep 10, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

EPA:CAT31 has 4.58 million shares outstanding.

Current Share Class	1.42M
Shares Outstanding	4.58M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.14%
Float	1.42M

Valuation Ratios

The trailing PE ratio is 5.72.

PE Ratio	5.72
Forward PE	n/a
PS Ratio	2.14
PB Ratio	0.24
P/TBV Ratio	0.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-7.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.06%.

Return on Equity (ROE)	3.06%
Return on Assets (ROA)	0.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	186,405
Profits Per Employee	48,177
Employee Count	1,298
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CAT31 has paid 8.32 million in taxes.

Income Tax	8.32M
Effective Tax Rate	11.74%

Stock Price Statistics

The stock price has increased by +85.41% in the last 52 weeks. The beta is 0.46, so EPA:CAT31's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+85.41%
50-Day Moving Average	106.71
200-Day Moving Average	88.95
Relative Strength Index (RSI)	55.09
Average Volume (20 Days)	1,103

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CAT31 had revenue of EUR 241.95 million and earned 62.53 million in profits. Earnings per share was 19.76.

Revenue	241.95M
Gross Profit	241.95M
Operating Income	59.83M
Pretax Income	70.85M
Net Income	62.53M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	19.76

Balance Sheet

The company has 295.82 million in cash and 409.60 million in debt, giving a net cash position of -113.78 million or -24.84 per share.

Cash & Cash Equivalents	295.82M
Total Debt	409.60M
Net Cash	-113.78M
Net Cash Per Share	-24.84
Equity (Book Value)	2.13B
Book Value Per Share	463.98
Working Capital	-12.04B

Cash Flow

In the last 12 months, operating cash flow was -48.51 million and capital expenditures -4.89 million, giving a free cash flow of -53.40 million.

Operating Cash Flow	-48.51M
Capital Expenditures	-4.89M
Free Cash Flow	-53.40M
FCF Per Share	-11.66

Margins

Gross Margin	n/a
Operating Margin	24.73%
Pretax Margin	29.28%
Profit Margin	25.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.70, which amounts to a dividend yield of 3.27%.

Dividend Per Share	3.70
Dividend Yield	3.27%
Dividend Growth (YoY)	14.20%
Years of Dividend Growth	n/a
Payout Ratio	20.47%
Buyback Yield	n/a
Shareholder Yield	3.27%
Earnings Yield	12.07%
FCF Yield	-10.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2001. It was a forward split with a ratio of 1.0260869.

Last Split Date	Apr 9, 2001
Split Type	Forward
Split Ratio	1.0260869

Scores

Altman Z-Score	n/a
Piotroski F-Score	2