EPA:CAT31 Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	84.75	74.51	66.78	78.87	91.32
Depreciation & Amortization	11.21	11.37	11.55	11.68	12.91
Provision for Credit Losses	18.53	12.41	6.87	15.12	0.36
Other Adjustments	-4.33	1.19	-13.44	14.41	-4.67
Changes in Other Operating Activities	-118.69	-102.41	-330.58	-523.92	269.96
Operating Cash Flow	-8.53	-2.94	-258.82	-403.84	369.87
Operating Cash Flow Growth	-	-	-	-	-8.30%
Net Change in Securities and Investments	-25.82	-87.28	-14.14	-6.5	-10.29
Capital Expenditures	-4.62	-3.41	-3.09	-1.14	-2.55
Investing Cash Flow	-30.44	-90.69	-17.22	-7.63	-12.85
Common Dividends Paid	-11.93	57.01	-15.91	-10.62	-2.07
Other Financing Activities	-0.68	4.02	-21.19	13.5	-3.52
Financing Cash Flow	-12.61	61.03	-37.1	2.88	-5.59
Net Cash Flow	-51.58	-32.6	-313.14	-408.59	351.44
Free Cash Flow	-13.16	-6.34	-261.9	-404.98	367.32
Free Cash Flow Growth	-	-	-	-	-6.12%
FCF Margin	-4.19%	-2.09%	-93.62%	-141.82%	124.40%
Free Cash Flow Per Share	-2.92	-1.40	-183.76	-284.14	257.72