Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative (EPA:CCN)

EPA:CCN Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,088	1,087	1,094	2,007	2,178	1,446
Investment Securities	2,985	2,868	2,718	2,514	2,452	2,096
Trading Asset Securities	127.82	133.6	130.55	103.64	29.43	75.82
Total Investments	3,113	3,002	2,849	2,618	2,482	2,171
Gross Loans	19,089	20,300	21,025	19,182	17,138	16,490
Allowance for Loan Losses	-278.01	-265.63	-253.83	-232.49	-217.07	-215.47
Net Loans	18,811	20,035	20,771	18,949	16,920	16,274
Property, Plant & Equipment	229.54	233.94	225.06	205.14	199.43	182.13
Other Intangible Assets	0.9	0.9	0.95	0.01	0.04	8.23
Investments in Real Estate	5.72	5.77	6.08	5.78	5.33	5.53
Accrued Interest Receivable	210.7	62.08	78.28	57.74	47.51	64.37
Other Receivables	43.74	122.73	152.11	137.65	171.99	271.28
Restricted Cash	-	10	10	10	6.5	6.5
Other Current Assets	-	25.21	15.95	19.82	8.59	2.83
Long-Term Deferred Tax Assets	-	41.18	45.88	47.25	46.86	50.6
Other Long-Term Assets	-	0.19	0.19	0.08	0.16	0.3
Total Assets	23,502	24,625	25,249	24,058	22,067	20,483
Accounts Payable	-	123.8	157.37	342.5	96.57	94.9
Accrued Expenses	378.93	49.87	66.79	105.98	50.29	77.3
Interest Bearing Deposits	13,605	15,194	15,693	14,229	11,845	11,377
Non-Interest Bearing Deposits	4,909	4,762	4,831	5,550	5,476	4,993
Total Deposits	18,514	19,956	20,525	19,779	17,321	16,371
Short-Term Borrowings	102.18	108.68	84.79	271.16	72.04	146.57
Current Portion of Long-Term Debt	-	969.12	1,263	602.67	1,472	760.02
Current Portion of Leases	-	0.92	1.17	1.57	1.5	1.79
Current Income Taxes Payable	-	-	-	1.44	0	0.4
Other Current Liabilities	-	100.01	31.39	23.73	35.95	10.88
Long-Term Debt	1,251	85.12	65.76	98.34	137.47	473.32
Long-Term Leases	-	1.45	2.48	3.04	3.62	5.39
Long-Term Unearned Revenue	-	59.04	48.68	52.49	46.61	46.75
Pension & Post-Retirement Benefits	5.03	3.16	3.16	-	4.83	6.94
Long-Term Deferred Tax Liabilities	3.83	0	0.01	0	-	-
Other Long-Term Liabilities	29.27	92.27	125.17	76.79	85.35	72.45
Total Liabilities	20,284	21,549	22,374	21,359	19,327	18,067
Common Stock	176.63	175.45	176.9	180.46	169.63	154.83
Additional Paid-In Capital	182.34	182.28	182.28	182.28	182.28	182.28
Retained Earnings	59.54	78.69	77.71	81.74	95.88	57.55
Treasury Stock	-0.38	-0.38	-0.47	-0.57	-0.59	-0.46
Comprehensive Income & Other	2,799	2,639	2,438	2,255	2,293	2,021
Total Common Equity	3,218	3,075	2,874	2,699	2,740	2,416
Minority Interest	0.18	0.18	0.17	0.17	0.17	0.16
Shareholders' Equity	3,218	3,076	2,875	2,699	2,740	2,416
Total Liabilities & Equity	23,502	24,625	25,249	24,058	22,067	20,483
Total Debt	1,353	1,165	1,417	976.78	1,686	1,387
Net Cash (Debt)	-137.82	55.09	-192.14	1,134	521.68	134.28
Net Cash Growth	-	-	-	117.41%	288.49%	-
Net Cash Per Share	-22.77	9.10	-31.73	187.48	86.22	22.19
Filing Date Shares Outstanding	6.05	6.05	6.06	6.05	6.05	6.05
Total Common Shares Outstanding	6.05	6.05	6.06	6.05	6.05	6.05
Book Value Per Share	531.69	508.28	474.65	446.10	452.85	399.16
Tangible Book Value	3,217	3,075	2,873	2,699	2,740	2,407
Tangible Book Value Per Share	531.54	508.13	474.49	446.10	452.84	397.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.