Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative (EPA: CCN)

EPA: CCN Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,099	1,094	2,007	2,178	1,446	672.5
Investment Securities	2,749	2,718	2,514	2,452	2,096	2,097
Trading Asset Securities	96.28	130.55	103.64	29.43	75.82	51.96
Total Investments	2,846	2,849	2,618	2,482	2,171	2,149
Gross Loans	21,213	21,025	19,182	17,138	16,490	15,244
Allowance for Loan Losses	-254.32	-253.83	-232.49	-217.07	-215.47	-222.65
Net Loans	20,958	20,771	18,949	16,920	16,274	15,021
Property, Plant & Equipment	230.33	225.06	205.14	199.43	182.13	149.32
Other Intangible Assets	0.94	0.95	0.01	0.04	8.23	0.08
Investments in Real Estate	5.92	6.08	5.78	5.33	5.53	4.15
Accrued Interest Receivable	268.63	78.28	57.74	47.51	64.37	51.7
Other Receivables	50.8	152.11	137.65	171.99	271.28	245.39
Restricted Cash	-	10	10	6.5	6.5	35.39
Other Current Assets	-	15.95	19.82	8.59	2.83	2.05
Long-Term Deferred Tax Assets	-	45.88	47.25	46.86	50.6	44.55
Other Long-Term Assets	-	0.19	0.08	0.16	0.3	0.51
Total Assets	25,460	25,249	24,058	22,067	20,483	18,376
Accounts Payable	-	157.37	342.5	96.57	94.9	91.23
Accrued Expenses	476.42	117.03	105.98	50.29	77.3	72.19
Interest Bearing Deposits	15,853	15,693	14,229	11,845	11,377	10,184
Non-Interest Bearing Deposits	4,892	4,831	5,550	5,476	4,993	4,155
Total Deposits	20,744	20,525	19,779	17,321	16,371	14,339
Short-Term Borrowings	46.26	84.79	271.16	72.04	146.57	303.67
Current Portion of Long-Term Debt	-	1,263	602.67	1,472	760.02	942.01
Current Portion of Leases	-	1.17	1.57	1.5	1.79	0.67
Current Income Taxes Payable	2.49	-	1.44	0	0.4	0.08
Other Current Liabilities	-	31.39	23.73	35.95	10.88	6.29
Long-Term Debt	1,188	65.76	98.34	137.47	473.32	73.93
Long-Term Leases	-	2.48	3.04	3.62	5.39	2.55
Long-Term Unearned Revenue	-	48.68	52.49	46.61	46.75	48.93
Pension & Post-Retirement Benefits	4.01	3.16	-	4.83	6.94	6.48
Long-Term Deferred Tax Liabilities	-	0.01	0	-	-	0
Other Long-Term Liabilities	27.93	74.93	76.79	85.35	72.45	56.51
Total Liabilities	22,490	22,374	21,359	19,327	18,067	15,944
Common Stock	177.31	176.9	180.46	169.63	154.83	143.16
Additional Paid-In Capital	182.28	182.28	182.28	182.28	182.28	182.28
Retained Earnings	58.73	77.71	81.74	95.88	57.55	85.99
Treasury Stock	-0.41	-0.47	-0.57	-0.59	-0.46	-0.33
Comprehensive Income & Other	2,552	2,438	2,255	2,293	2,021	2,021
Total Common Equity	2,970	2,874	2,699	2,740	2,416	2,432
Minority Interest	0.17	0.17	0.17	0.17	0.16	0.15
Shareholders' Equity	2,970	2,875	2,699	2,740	2,416	2,432
Total Liabilities & Equity	25,460	25,249	24,058	22,067	20,483	18,376
Total Debt	1,234	1,417	976.78	1,686	1,387	1,323
Net Cash (Debt)	-39.24	-192.14	1,134	521.68	134.28	-598.37
Net Cash Growth	-	-	117.41%	288.49%	-	-
Net Cash Per Share	-6.48	-31.73	187.48	86.22	22.19	-98.85
Filing Date Shares Outstanding	6.05	6.06	6.05	6.05	6.05	6.05
Total Common Shares Outstanding	6.05	6.06	6.05	6.05	6.05	6.05
Book Value Per Share	490.84	474.65	446.10	452.85	399.16	401.74
Tangible Book Value	2,969	2,873	2,699	2,740	2,407	2,432
Tangible Book Value Per Share	490.69	474.49	446.10	452.84	397.80	401.73

Source: S&P Capital IQ. Banks template. Financial Sources.