Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative (EPA:CCN)

EPA:CCN Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,087	1,094	2,007	2,178	1,446
Investment Securities	2,868	2,718	2,514	2,452	2,096
Trading Asset Securities	133.6	130.55	103.64	29.43	75.82
Total Investments	3,002	2,849	2,618	2,482	2,171
Gross Loans	20,300	21,025	19,182	17,138	16,490
Allowance for Loan Losses	-265.63	-253.83	-232.49	-217.07	-215.47
Net Loans	20,035	20,771	18,949	16,920	16,274
Property, Plant & Equipment	233.94	225.06	205.14	199.43	182.13
Other Intangible Assets	0.9	0.95	0.01	0.04	8.23
Investments in Real Estate	5.77	6.08	5.78	5.33	5.53
Accrued Interest Receivable	62.08	78.28	57.74	47.51	64.37
Other Receivables	122.73	152.11	137.65	171.99	271.28
Restricted Cash	10	10	10	6.5	6.5
Other Current Assets	25.21	15.95	19.82	8.59	2.83
Long-Term Deferred Tax Assets	41.18	45.88	47.25	46.86	50.6
Other Long-Term Assets	0.19	0.19	0.08	0.16	0.3
Total Assets	24,625	25,249	24,058	22,067	20,483
Accounts Payable	123.8	157.37	342.5	96.57	94.9
Accrued Expenses	49.87	66.79	105.98	50.29	77.3
Interest Bearing Deposits	15,194	15,693	14,229	11,845	11,377
Non-Interest Bearing Deposits	4,762	4,831	5,550	5,476	4,993
Total Deposits	19,956	20,525	19,779	17,321	16,371
Short-Term Borrowings	108.68	84.79	271.16	72.04	146.57
Current Portion of Long-Term Debt	969.12	1,263	602.67	1,472	760.02
Current Portion of Leases	0.92	1.17	1.57	1.5	1.79
Current Income Taxes Payable	-	-	1.44	0	0.4
Other Current Liabilities	100.01	31.39	23.73	35.95	10.88
Long-Term Debt	85.12	65.76	98.34	137.47	473.32
Long-Term Leases	1.45	2.48	3.04	3.62	5.39
Long-Term Unearned Revenue	59.04	48.68	52.49	46.61	46.75
Pension & Post-Retirement Benefits	3.16	3.16	-	4.83	6.94
Long-Term Deferred Tax Liabilities	0	0.01	0	-	-
Other Long-Term Liabilities	92.27	125.17	76.79	85.35	72.45
Total Liabilities	21,549	22,374	21,359	19,327	18,067
Common Stock	175.45	176.9	180.46	169.63	154.83
Additional Paid-In Capital	182.28	182.28	182.28	182.28	182.28
Retained Earnings	78.69	77.71	81.74	95.88	57.55
Treasury Stock	-0.38	-0.47	-0.57	-0.59	-0.46
Comprehensive Income & Other	2,639	2,438	2,255	2,293	2,021
Total Common Equity	3,075	2,874	2,699	2,740	2,416
Minority Interest	0.18	0.17	0.17	0.17	0.16
Shareholders' Equity	3,076	2,875	2,699	2,740	2,416
Total Liabilities & Equity	24,625	25,249	24,058	22,067	20,483
Total Debt	1,165	1,417	976.78	1,686	1,387
Net Cash (Debt)	55.09	-192.14	1,134	521.68	134.28
Net Cash Growth	-	-	117.41%	288.49%	-
Net Cash Per Share	9.10	-31.73	187.48	86.22	22.19
Filing Date Shares Outstanding	6.05	6.06	6.05	6.05	6.05
Total Common Shares Outstanding	6.05	6.06	6.05	6.05	6.05
Book Value Per Share	508.28	474.65	446.10	452.85	399.16
Tangible Book Value	3,075	2,873	2,699	2,740	2,407
Tangible Book Value Per Share	508.13	474.49	446.10	452.84	397.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.