COFACE SA (EPA:COFA)

COFACE Statistics

Total Valuation

COFACE has a market cap or net worth of EUR 2.27 billion. The enterprise value is 5.70 billion.

Market Cap	2.27B
Enterprise Value	5.70B

Important Dates

The last earnings date was Monday, November 3, 2025.

Earnings Date	Nov 3, 2025
Ex-Dividend Date	May 20, 2025

Share Statistics

COFACE has 149.29 million shares outstanding. The number of shares has increased by 0.07% in one year.

Current Share Class	149.29M
Shares Outstanding	149.29M
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	-0.12%
Owned by Insiders (%)	0.29%
Owned by Institutions (%)	26.61%
Float	104.00M

Valuation Ratios

The trailing PE ratio is 9.35 and the forward PE ratio is 8.51.

PE Ratio	9.35
Forward PE	8.51
PS Ratio	1.19
PB Ratio	1.08
P/TBV Ratio	1.22
P/FCF Ratio	14.28
P/OCF Ratio	12.18
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.12, with an EV/FCF ratio of 35.78.

EV / Earnings	23.45
EV / Sales	2.99
EV / EBITDA	13.12
EV / EBIT	15.28
EV / FCF	35.78

Financial Position

The company has a current ratio of 1.04, with a Debt / Equity ratio of 1.84.

Current Ratio	1.04
Quick Ratio	0.96
Debt / Equity	1.84
Debt / EBITDA	8.89
Debt / FCF	24.24
Interest Coverage	9.06

Financial Efficiency

Return on equity (ROE) is 11.86% and return on invested capital (ROIC) is 3.98%.

Return on Equity (ROE)	11.86%
Return on Assets (ROA)	2.93%
Return on Invested Capital (ROIC)	3.98%
Return on Capital Employed (ROCE)	11.33%
Revenue Per Employee	373,528
Profits Per Employee	47,668
Employee Count	5,236
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, COFACE has paid 93.45 million in taxes.

Income Tax	93.45M
Effective Tax Rate	27.74%

Stock Price Statistics

The stock price has increased by +2.35% in the last 52 weeks. The beta is 0.50, so COFACE's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+2.35%
50-Day Moving Average	15.66
200-Day Moving Average	16.30
Relative Strength Index (RSI)	34.87
Average Volume (20 Days)	193,471

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COFACE had revenue of EUR 1.90 billion and earned 243.01 million in profits. Earnings per share was 1.63.

Revenue	1.90B
Gross Profit	1.16B
Operating Income	372.87M
Pretax Income	336.89M
Net Income	243.01M
EBITDA	416.02M
EBIT	372.87M
Earnings Per Share (EPS)	1.63

Balance Sheet

The company has 977.60 million in cash and 3.86 billion in debt, giving a net cash position of -3.42 billion or -22.92 per share.

Cash & Cash Equivalents	977.60M
Total Debt	3.86B
Net Cash	-3.42B
Net Cash Per Share	-22.92
Equity (Book Value)	2.10B
Book Value Per Share	14.05
Working Capital	187.03M

Cash Flow

In the last 12 months, operating cash flow was 186.65 million and capital expenditures -27.39 million, giving a free cash flow of 159.26 million.

Operating Cash Flow	186.65M
Capital Expenditures	-27.39M
Free Cash Flow	159.26M
FCF Per Share	1.07

Margins

Gross margin is 60.90%, with operating and profit margins of 19.58% and 12.76%.

Gross Margin	60.90%
Operating Margin	19.58%
Pretax Margin	17.69%
Profit Margin	12.76%
EBITDA Margin	21.85%
EBIT Margin	19.58%
FCF Margin	8.36%

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 9.16%.

Dividend Per Share	1.40
Dividend Yield	9.16%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	n/a
Payout Ratio	86.03%
Buyback Yield	-0.07%
Shareholder Yield	9.09%
Earnings Yield	10.69%
FCF Yield	7.00%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4