COFACE SA (EPA:COFA)

COFACE Statistics

Total Valuation

COFACE has a market cap or net worth of EUR 2.35 billion. The enterprise value is 5.86 billion.

Market Cap	2.35B
Enterprise Value	5.86B

Important Dates

The next estimated earnings date is Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	May 20, 2025

Share Statistics

COFACE has 149.24 million shares outstanding. The number of shares has increased by 0.03% in one year.

Current Share Class	149.24M
Shares Outstanding	149.24M
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	5.34%
Owned by Institutions (%)	28.82%
Float	96.42M

Valuation Ratios

The trailing PE ratio is 10.24 and the forward PE ratio is 9.52.

PE Ratio	10.24
Forward PE	9.52
PS Ratio	1.21
PB Ratio	1.09
P/TBV Ratio	1.23
P/FCF Ratio	12.07
P/OCF Ratio	10.59
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.12, with an EV/FCF ratio of 30.11.

EV / Earnings	25.53
EV / Sales	3.03
EV / EBITDA	13.12
EV / EBIT	15.17
EV / FCF	30.11

Financial Position

The company has a current ratio of 1.03, with a Debt / Equity ratio of 1.80.

Current Ratio	1.03
Quick Ratio	0.95
Debt / Equity	1.80
Debt / EBITDA	8.70
Debt / FCF	19.96
Interest Coverage	9.31

Financial Efficiency

Return on equity (ROE) is 10.79% and return on invested capital (ROIC) is 4.09%.

Return on Equity (ROE)	10.79%
Return on Assets (ROA)	3.01%
Return on Invested Capital (ROIC)	4.09%
Return on Capital Employed (ROCE)	11.55%
Revenue Per Employee	379,783
Profits Per Employee	45,045
Employee Count	5,236
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, COFACE has paid 84.04 million in taxes.

Income Tax	84.04M
Effective Tax Rate	26.75%

Stock Price Statistics

The stock price has increased by +6.85% in the last 52 weeks. The beta is 0.53, so COFACE's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+6.85%
50-Day Moving Average	15.16
200-Day Moving Average	16.02
Relative Strength Index (RSI)	60.35
Average Volume (20 Days)	164,733

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COFACE had revenue of EUR 1.94 billion and earned 229.64 million in profits. Earnings per share was 1.54.

Revenue	1.94B
Gross Profit	1.17B
Operating Income	386.42M
Pretax Income	314.18M
Net Income	229.64M
EBITDA	428.65M
EBIT	386.42M
Earnings Per Share (EPS)	1.54

Balance Sheet

The company has 932.56 million in cash and 3.89 billion in debt, with a net cash position of -3.51 billion or -23.52 per share.

Cash & Cash Equivalents	932.56M
Total Debt	3.89B
Net Cash	-3.51B
Net Cash Per Share	-23.52
Equity (Book Value)	2.16B
Book Value Per Share	14.42
Working Capital	136.51M

Cash Flow

In the last 12 months, operating cash flow was 221.89 million and capital expenditures -27.14 million, giving a free cash flow of 194.76 million.

Operating Cash Flow	221.89M
Capital Expenditures	-27.14M
Free Cash Flow	194.76M
FCF Per Share	1.31

Margins

Gross margin is 60.61%, with operating and profit margins of 19.96% and 11.86%.

Gross Margin	60.61%
Operating Margin	19.96%
Pretax Margin	16.23%
Profit Margin	11.86%
EBITDA Margin	22.14%
EBIT Margin	19.96%
FCF Margin	10.06%

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 8.92%.

Dividend Per Share	1.40
Dividend Yield	8.92%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	1
Payout Ratio	91.04%
Buyback Yield	-0.03%
Shareholder Yield	8.89%
Earnings Yield	9.77%
FCF Yield	8.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3