COFACE SA (EPA:COFA)

COFACE Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,839	1,824	1,778	1,879	1,833	1,595
Revenue Growth	6.08%	2.58%	-5.38%	2.51%	14.98%	7.90%
Operating Income Operating Income Growth	376.74	371.05	420.58	406.55	382.92	300.51
Net Income Net Income Growth	205.58	222.01	261.07	240.5	240.44	223.82
Earnings Per Share EPS Growth	1.38	1.49	1.75	1.61	1.61	1.50
EPS Growth	-15.47%	-15.02%	8.70%	0%	7.33%	172.73%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Western Europe and Africa Western Europe and Africa Growth	427.9	431.31	-	-	-	-
Northern Europe Northern Europe Growth	374.14	370.04	361.61	373.83	378.41	332.93
Asia-Pacific Asia-Pacific Growth	126.83	130.76	129.3	133.97	135	125.66
North America North America Growth	165.78	171.72	178.16	173.1	167.19	140.13
Central Europe Central Europe Growth	173.45	175.29	182.57	173.76	192.04	160.37
Latin America Latin America Growth	77.07	76.47	73.49	91.89	92.97	77.51
Mediterranean - Africa Mediterranean - Africa Growth	546.93	548.25	522.35	492.88	490.24	437.65
Western Europe Western Europe Growth	-	-	446.55	401.26	361.34	341.35
Total Total Growth	1,892	1,904	1,894	1,841	1,817	1,610

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	438.26	501.46	507.83	495.56	553.79	362.44
Total Debt Total Debt Growth	4,187	3,740	3,794	3,792	3,536	3,171
Net Cash (Debt) Net Cash Growth	-3,749	-3,239	-3,286	-3,297	-2,983	-2,809
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-25.11	-21.69	-22.03	-22.12	-20.01	-18.85

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	211.16	236.25	353.36	294.27	455.95	326.96
Capital Expenditures CapEx Growth	-39.82	-35.61	-26.71	-25.44	-32.75	-17.17
Free Cash Flow Free Cash Flow Growth	171.34	200.64	326.65	268.82	423.19	309.79
Free Cash Flow Growth	7.58%	-38.58%	21.51%	-36.48%	36.61%	93.07%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	20.48%	20.34%	23.65%	21.63%	20.89%	18.85%
Pretax Margin	14.90%	15.99%	20.60%	17.49%	17.87%	18.27%
Profit Margin	11.18%	12.17%	14.68%	12.80%	13.11%	14.04%
FCF Margin	9.32%	11.00%	18.37%	14.30%	23.08%	19.43%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.250	1.250	1.400	1.300	1.520	1.500
Dividend Per Share Growth	-10.71%	-10.71%	7.69%	-14.47%	1.33%	172.73%
Dividend Yield	7.90%	8.62%	11.46%	14.08%	18.00%	19.59%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	11.53	10.55	8.23	7.33	7.53	8.34
Forward PE	10.39	9.00	7.76	7.19	8.00	9.93
P/FCF Ratio	13.85	11.68	6.57	6.56	4.28	6.03
PS Ratio	1.29	1.28	1.21	0.94	0.99	1.17

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error