COFACE SA (EPA:COFA)

COFACE Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	3,840	3,848	3,887	3,878	3,773	1,987
Revenue Growth	0.29%	-1.00%	0.22%	2.79%	89.92%	10.22%
Operating Income Operating Income Growth	2,233	2,190	2,296	2,270	2,168	568.08
Net Income Net Income Growth	205.58	222.01	261.07	240.5	240.44	223.82
Earnings Per Share EPS Growth	1.38	1.49	1.75	1.61	1.61	1.50
EPS Growth	-15.34%	-14.86%	8.70%	0%	7.33%	172.73%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Western Europe and Africa Western Europe and Africa Growth	427.9	431.31	-	-	-	-
Northern Europe Northern Europe Growth	374.14	370.04	361.61	373.83	378.41	332.93
Asia-Pacific Asia-Pacific Growth	126.83	130.76	129.3	133.97	135	125.66
North America North America Growth	165.78	171.72	178.16	173.1	167.19	140.13
Central Europe Central Europe Growth	173.45	175.29	182.57	173.76	192.04	160.37
Latin America Latin America Growth	77.07	76.47	73.49	91.89	92.97	77.51
Mediterranean - Africa Mediterranean - Africa Growth	546.93	548.25	522.35	492.88	490.24	437.65
Western Europe Western Europe Growth	-	-	446.55	401.26	361.34	341.35
Total Total Growth	1,892	1,904	1,894	1,841	1,817	1,610

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents Cash Growth	438.26	501.46	507.83	495.56	553.79	362.44
Total Debt Total Debt Growth	88.8	68.35	70.53	67.62	74.62	81.93
Net Cash (Debt) Net Cash Growth	-88.8	-68.35	-70.53	-67.62	-74.62	-81.93
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-0.59	-0.46	-0.47	-0.45	-0.50	-0.55

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	217.35	236.25	353.36	294.27	455.95	326.96
Capital Expenditures CapEx Growth	-38.41	-34.2	-26.71	-25.44	-32.75	-17.17
Free Cash Flow Free Cash Flow Growth	178.94	202.05	326.66	268.82	423.19	309.79
Free Cash Flow Growth	878.55%	-38.15%	21.51%	-36.48%	36.61%	93.07%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	58.16%	56.91%	59.07%	58.53%	57.47%	28.60%
Pretax Margin	55.91%	55.60%	56.87%	56.62%	56.22%	27.51%
Profit Margin	5.37%	5.79%	6.72%	6.20%	6.38%	11.27%
FCF Margin	4.66%	5.25%	8.40%	6.93%	11.22%	15.59%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 3, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.250	1.250	1.400	1.300	1.520	1.500
Dividend Per Share Growth	-10.71%	-10.71%	7.69%	-14.47%	1.33%	172.73%
Dividend Yield	7.91%	8.92%	9.06%	12.86%	12.38%	4.39%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 3, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	11.48	10.54	8.22	7.35	7.54	8.35
Forward PE	10.26	9.00	7.76	7.19	8.00	9.93
P/FCF Ratio	13.78	11.60	6.57	6.56	4.28	6.03
PS Ratio	1.28	0.61	0.55	0.45	0.48	0.94

Data Sources: Fiscal.ai and S&P Global Market Intelligence Last updated: Jul 31, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company. Revenue segment data is provided by S&P Global Market Intelligence.

Update frequency:

Quarterly

Last checked:

Aug 3, 2026

Data Sources Report a data error