COFACE SA (EPA:COFA)
France · Delayed Price · Currency is EUR 14.72
-0.08 (-0.51%)
Jun 3, 2026, 10:15 AM CET
COFACE Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,369 | 1,387 | 1,394 | 1,559 | 1,516 | 1,313 |
Total Interest & Dividend Income | 91.64 | 81.51 | 37.58 | -7.03 | 15.15 | 24.03 |
Gain (Loss) on Sale of Investments | 9.53 | 7.24 | 14.31 | 18.17 | 19.14 | 2.62 |
Non-Insurance Activities Revenue | 72.24 | 71.88 | 73.69 | 72.69 | 70.41 | 64.4 |
Other Revenue | 281.37 | 276.72 | 258.23 | 236.48 | 212.95 | 190.82 |
| 1,824 | 1,824 | 1,778 | 1,879 | 1,833 | 1,595 | |
Revenue Growth (YoY) | 3.93% | 2.58% | -5.38% | 2.51% | 14.98% | 7.90% |
Policy Benefits | 547.49 | 561.57 | 505.77 | 558.05 | 537.69 | 280.46 |
Policy Acquisition & Underwriting Costs | 189.77 | 191.43 | 196.48 | 196.67 | 170.14 | 259.32 |
Selling, General & Administrative | 707.59 | 700.23 | 655.64 | 613.33 | 604.24 | 270.99 |
Non-Insurance Activities Expense | 0.18 | -0.11 | -0.17 | 0.53 | -0.31 | 13.03 |
Other Operating Expenses | 3.86 | -0 | - | - | - | 155.92 |
Reinsurance Income or Expense | - | - | - | -104.24 | -138.64 | -314.29 |
Total Operating Expenses | 1,449 | 1,453 | 1,358 | 1,473 | 1,450 | 1,294 |
Operating Income | 374.72 | 371.05 | 420.58 | 406.55 | 382.92 | 300.51 |
Interest Expense | -40.65 | -40.9 | -42.96 | -34.27 | -29.61 | -21.48 |
Currency Exchange Gain (Loss) | -44.27 | -32.16 | -2.71 | -38.67 | -16.14 | 15.53 |
Other Non Operating Income (Expenses) | 0 | - | 0 | -0 | 0 | -0 |
EBT Excluding Unusual Items | 289.8 | 298 | 374.91 | 333.61 | 337.18 | 294.56 |
Merger & Restructuring Charges | -2.27 | -2.27 | -3.27 | -1.63 | -2.21 | -2.74 |
Other Unusual Items | -4.13 | -4.13 | -5.37 | -3.32 | -7.32 | -0.44 |
Pretax Income | 283.4 | 291.59 | 366.27 | 328.65 | 327.64 | 291.39 |
Income Tax Expense | 69.16 | 68.95 | 105.23 | 88.03 | 86.92 | 67.51 |
Earnings From Continuing Ops. | 214.24 | 222.64 | 261.04 | 240.62 | 240.72 | 223.87 |
Minority Interest in Earnings | -0.74 | -0.64 | 0.03 | -0.12 | -0.27 | -0.06 |
Net Income | 213.5 | 222.01 | 261.07 | 240.5 | 240.44 | 223.82 |
Net Income to Common | 213.5 | 222.01 | 261.07 | 240.5 | 240.44 | 223.82 |
Net Income Growth | -16.19% | -14.96% | 8.55% | 0.02% | 7.43% | 169.98% |
Shares Outstanding (Basic) | 149 | 149 | 149 | 149 | 149 | 149 |
Shares Outstanding (Diluted) | 149 | 149 | 149 | 149 | 149 | 149 |
Shares Change (YoY) | 0.05% | 0.09% | 0.08% | -0.01% | 0.01% | -0.88% |
EPS (Basic) | 1.43 | 1.49 | 1.75 | 1.61 | 1.61 | 1.50 |
EPS (Diluted) | 1.43 | 1.49 | 1.75 | 1.61 | 1.61 | 1.50 |
EPS Growth | -16.25% | -15.02% | 8.70% | 0% | 7.33% | 172.73% |
Free Cash Flow | 176.68 | 200.64 | 326.65 | 268.82 | 423.19 | 309.79 |
Free Cash Flow Per Share | 1.18 | 1.34 | 2.19 | 1.80 | 2.84 | 2.08 |
Dividend Per Share | 1.250 | 1.250 | 1.400 | 1.300 | 1.520 | 1.500 |
Dividend Growth | -10.71% | -10.71% | 7.69% | -14.47% | 1.33% | 172.73% |
Operating Margin | 20.55% | 20.34% | 23.65% | 21.63% | 20.89% | 18.85% |
Profit Margin | 11.71% | 12.17% | 14.68% | 12.80% | 13.11% | 14.04% |
Free Cash Flow Margin | 9.69% | 11.00% | 18.37% | 14.30% | 23.08% | 19.43% |
EBITDA | 377.33 | 374.37 | 446.57 | 431.34 | 408.07 | 320.24 |
EBITDA Margin | 20.69% | 20.52% | 25.11% | 22.95% | 22.26% | 20.08% |
D&A For EBITDA | 2.61 | 3.32 | 26 | 24.79 | 25.15 | 19.73 |
EBIT | 374.72 | 371.05 | 420.58 | 406.55 | 382.92 | 300.51 |
EBIT Margin | 20.55% | 20.34% | 23.65% | 21.63% | 20.89% | 18.85% |
Effective Tax Rate | 24.40% | 23.64% | 28.73% | 26.79% | 26.53% | 23.17% |