Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA:CRAV)

France · Delayed Price · Currency is EUR

142.20

-0.40 (-0.28%)

Aug 3, 2026, 11:48 AM CET

EPA:CRAV Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	412.85	410.51	408.77	472.97	439.48	362
Revenue Growth	0.57%	0.43%	-13.57%	7.62%	21.40%	-15.83%
Net Income	80.56	85.6	86.41	132.9	113.46	52.6
Earnings Per Share	10.92	11.77	12.37	13.40	12.95	10.41
EPS Growth	-7.20%	-4.85%	-7.69%	3.48%	24.40%	-20.84%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	67.4	73.03	65.44	71.98	68.17	69.46
Total Debt	305.81	353.44	430.98	596.42	419.99	563.08
Net Cash (Debt)	-305.81	-353.44	-430.98	-596.42	-419.99	-563.08
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.46	-290.39	-347.94	-478.50	-333.23	-442.41

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	-381.95	271.51	-860.29	-111.02	1,204	475.09
Capital Expenditures	-38.93	-41.71	-42.94	-28.72	-28.53	-29.82
Free Cash Flow	-420.87	229.8	-903.23	-139.74	1,175	445.27
Free Cash Flow Growth	-	-	-	-	163.96%	-12.21%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Pretax Margin	20.57%	21.90%	22.81%	34.10%	34.16%	23.33%
Profit Margin	19.51%	20.85%	21.14%	28.10%	25.82%	14.53%
FCF Margin	-101.94%	55.98%	-220.96%	-29.55%	267.44%	123.00%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	3.860	3.530	3.710	4.020	3.880	3.120
Dividend Per Share Growth	9.35%	-4.85%	-7.71%	3.61%	24.36%	-21.01%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.31	-	7.43	6.86	5.25	6.84
Forward PE	-	4.63	4.63	4.63	4.63	4.63
P/FCF Ratio	-	-	2.81	-	-	0.56
PS Ratio	2.46	-	1.57	1.53	1.10	1.49