Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA:CRAV)

France · Delayed Price · Currency is EUR

107.28

-0.02 (-0.02%)

Oct 23, 2026, 9:00 AM CEST

EPA:CRAV Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	456.83	428.33	411.26	409.31	473.49	440.12
Revenue Growth	6.65%	4.15%	0.48%	-13.55%	7.58%	21.29%
Net Income	105.35	85.48	85.6	86.41	132.9	113.46
Earnings Per Share	14.27	11.58	11.59	11.70	17.99	15.35
EPS Growth	23.24%	-0.11%	-0.90%	-34.98%	17.19%	115.78%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	412.03	386.45	429.47	544.62	175.8	221.67
Total Debt	527.37	645.95	754.28	858.23	928.12	631.76
Net Cash (Debt)	-115.34	-259.5	-324.81	-313.61	-752.32	-410.09
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-15.63	-35.16	-44.00	-42.46	-101.85	-55.49

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-364.28	-552.35	271.51	-860.29	-111.02	1,204
Capital Expenditures	-21.69	-26.07	-41.71	-42.94	-28.72	-28.53
Free Cash Flow	-385.97	-578.42	229.8	-903.23	-139.74	1,175
Free Cash Flow Growth	-	-	-	-	-	163.96%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.06%	19.96%	20.81%	21.11%	28.07%	25.78%
FCF Margin	-84.49%	-135.04%	55.88%	-220.67%	-29.51%	267.05%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.860	3.860	3.530	3.710	4.020	3.880
Dividend Per Share Growth	9.35%	9.35%	-4.85%	-7.71%	3.61%	24.36%
Dividend Yield	3.60%	2.70%	4.04%	4.37%	5.72%	4.38%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.52	12.36	7.54	7.26	3.91	5.77
Forward PE	-	4.63	4.63	4.63	4.63	4.63
P/FCF Ratio	-	-	2.81	-	-	0.56
PS Ratio	1.73	2.47	1.57	1.53	1.10	1.49