Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA: CRAV)

CRAV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	76.26	54.76	61.1	50.56	51.17	63.07
Investment Securities	3,079	3,146	2,761	2,936	3,261	2,960
Trading Asset Securities	154.2	241.45	99.78	171.12	347.6	231.42
Total Investments	3,234	3,387	2,861	3,107	3,608	3,191
Gross Loans	27,980	27,330	28,335	24,440	21,733	19,540
Allowance for Loan Losses	-331	-306.2	-285.19	-279.11	-288.68	-282.81
Net Loans	27,649	27,024	28,050	24,161	21,445	19,258
Property, Plant & Equipment	250.19	237.5	213.74	205.44	196.07	177
Other Intangible Assets	4.86	4.74	4.52	4.48	4.56	4.63
Investments in Real Estate	9.57	9.97	10.42	11.13	11.22	7.33
Accrued Interest Receivable	310.2	99.71	86.4	77.42	841.02	607.42
Other Receivables	-	257.23	156.55	307.65	-	-
Restricted Cash	-	10.68	10.89	17.61	18.29	15.56
Other Current Assets	-	3.53	3.11	1.33	-	-
Long-Term Deferred Tax Assets	73.84	69.18	66.05	53.79	68.63	54.13
Other Long-Term Assets	-	0.33	0.45	0.68	-	-
Total Assets	31,607	31,159	31,524	27,997	26,244	23,378
Accounts Payable	-	726.34	1,421	166.89	290.47	128.28
Accrued Expenses	1,227	144.62	149.29	92.97	92.21	105.24
Interest Bearing Deposits	20,032	19,531	18,593	16,355	14,738	927.83
Non-Interest Bearing Deposits	5,861	5,896	6,644	6,928	6,270	5,032
Total Deposits	25,893	25,426	25,238	23,283	21,008	5,960
Short-Term Borrowings	173.18	421.24	326.96	205.39	905.93	13,149
Current Portion of Long-Term Debt	-	366.66	495.47	-	445.32	468.39
Current Portion of Leases	-	5.29	2.48	4.2	4.5	0.52
Current Income Taxes Payable	12.7	4.64	4.64	3.34	0.1	3.44
Other Current Liabilities	-	30.34	24.78	27.41	11.85	13.11
Long-Term Debt	386.75	64.33	100.95	419.99	117.76	168.83
Long-Term Leases	-	0.72	2.26	2.18	3.47	2.99
Long-Term Unearned Revenue	-	122.99	112.6	113.39	122.22	130.9
Pension & Post-Retirement Benefits	5.99	4.99	2.43	6.5	8.03	9.43
Long-Term Deferred Tax Liabilities	-	0.17	0.04	0	0	0.01
Other Long-Term Liabilities	53.51	95.64	95.97	106.34	92.56	82.89
Total Liabilities	27,752	27,414	27,977	24,431	23,103	20,222
Common Stock	444.04	439.54	451.58	434.84	390.62	360.56
Additional Paid-In Capital	195.3	194.39	194.52	194.76	194.98	195.03
Retained Earnings	66.78	86.41	132.9	113.46	52.6	112.55
Treasury Stock	-1.09	-0.55	-0.61	-0.56	-0.6	-0.63
Comprehensive Income & Other	3,150	3,025	2,769	2,824	2,504	2,488
Shareholders' Equity	3,855	3,745	3,547	3,566	3,141	3,156
Total Liabilities & Equity	31,607	31,159	31,524	27,997	26,244	23,378
Total Debt	559.93	858.23	928.12	631.76	1,477	13,789
Net Cash (Debt)	-258.55	-313.61	-752.32	-410.09	-575.28	-13,279
Net Cash Per Share	-35.01	-42.46	-101.85	-55.49	-77.82	-1795.02
Filing Date Shares Outstanding	7.39	7.39	7.39	7.39	7.39	7.4
Total Common Shares Outstanding	7.39	7.39	7.39	7.39	7.39	7.4
Book Value Per Share	521.97	507.05	480.26	482.58	424.93	426.57
Tangible Book Value	3,850	3,740	3,543	3,562	3,137	3,151
Tangible Book Value Per Share	521.31	506.41	479.65	481.97	424.31	425.95

Source: S&P Capital IQ. Banks template. Financial Sources.