Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA:CRAV)

EPA:CRAV Statistics

Total Valuation

EPA:CRAV has a market cap or net worth of EUR 1.02 billion.

Market Cap	1.02B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	May 14, 2025

Share Statistics

EPA:CRAV has 7.38 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	1.21M
Shares Outstanding	7.38M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.58%
Float	1.21M

Valuation Ratios

The trailing PE ratio is 12.67.

PE Ratio	12.67
Forward PE	n/a
PS Ratio	2.47
PB Ratio	0.25
P/TBV Ratio	0.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.01%.

Return on Equity (ROE)	2.01%
Return on Assets (ROA)	0.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	180,875
Profits Per Employee	35,256
Employee Count	2,485
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRAV has paid 4.34 million in taxes.

Income Tax	4.34M
Effective Tax Rate	5.12%

Stock Price Statistics

The stock price has increased by +62.72% in the last 52 weeks. The beta is 0.16, so EPA:CRAV's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+62.72%
50-Day Moving Average	143.22
200-Day Moving Average	114.56
Relative Strength Index (RSI)	47.98
Average Volume (20 Days)	993

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRAV had revenue of EUR 413.30 million and earned 80.56 million in profits. Earnings per share was 10.91.

Revenue	413.30M
Gross Profit	413.30M
Operating Income	84.90M
Pretax Income	84.90M
Net Income	80.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	10.91

Balance Sheet

The company has 460.63 million in cash and 722.84 million in debt, giving a net cash position of -262.22 million or -35.52 per share.

Cash & Cash Equivalents	460.63M
Total Debt	722.84M
Net Cash	-262.22M
Net Cash Per Share	-35.52
Equity (Book Value)	4.15B
Book Value Per Share	561.60
Working Capital	-27.62B

Cash Flow

In the last 12 months, operating cash flow was -381.95 million and capital expenditures -38.93 million, giving a free cash flow of -420.87 million.

Operating Cash Flow	-381.95M
Capital Expenditures	-38.93M
Free Cash Flow	-420.87M
FCF Per Share	-57.01

Margins

Gross Margin	n/a
Operating Margin	20.54%
Pretax Margin	20.54%
Profit Margin	19.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.53, which amounts to a dividend yield of 2.52%.

Dividend Per Share	3.53
Dividend Yield	2.52%
Dividend Growth (YoY)	-4.85%
Years of Dividend Growth	n/a
Payout Ratio	28.01%
Buyback Yield	0.04%
Shareholder Yield	2.56%
Earnings Yield	7.89%
FCF Yield	-41.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2