Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (EPA:CRAV)

EPA:CRAV Statistics

Total Valuation

EPA:CRAV has a market cap or net worth of EUR 959.33 million.

Market Cap	959.33M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	May 14, 2025

Share Statistics

EPA:CRAV has 7.38 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	1.20M
Shares Outstanding	7.38M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.18%
Float	1.20M

Valuation Ratios

The trailing PE ratio is 11.22.

PE Ratio	11.22
Forward PE	n/a
PS Ratio	2.24
PB Ratio	0.22
P/TBV Ratio	0.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.05%.

Return on Equity (ROE)	2.05%
Return on Assets (ROA)	0.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.08%
Revenue Per Employee	173,412
Profits Per Employee	34,609
Employee Count	2,470
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRAV has paid 9.42 million in taxes.

Income Tax	9.42M
Effective Tax Rate	9.93%

Stock Price Statistics

The stock price has increased by +30.50% in the last 52 weeks. The beta is 0.16, so EPA:CRAV's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+30.50%
50-Day Moving Average	135.14
200-Day Moving Average	133.00
Relative Strength Index (RSI)	47.23
Average Volume (20 Days)	361

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRAV had revenue of EUR 428.33 million and earned 85.48 million in profits. Earnings per share was 11.58.

Revenue	428.33M
Gross Profit	428.33M
Operating Income	94.90M
Pretax Income	94.90M
Net Income	85.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.58

Balance Sheet

The company has 412.07 million in cash and 645.95 million in debt, with a net cash position of -233.88 million or -31.69 per share.

Cash & Cash Equivalents	412.07M
Total Debt	645.95M
Net Cash	-233.88M
Net Cash Per Share	-31.69
Equity (Book Value)	4.37B
Book Value Per Share	591.66
Working Capital	-27.50B

Cash Flow

In the last 12 months, operating cash flow was -552.35 million and capital expenditures -26.07 million, giving a free cash flow of -578.42 million.

Operating Cash Flow	-552.35M
Capital Expenditures	-26.07M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-578.42M
FCF Per Share	-78.37

Margins

Gross Margin	n/a
Operating Margin	22.16%
Pretax Margin	22.16%
Profit Margin	19.96%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.86, which amounts to a dividend yield of 2.97%.

Dividend Per Share	3.86
Dividend Yield	2.97%
Dividend Growth (YoY)	-4.85%
Years of Dividend Growth	n/a
Payout Ratio	26.39%
Buyback Yield	0.03%
Shareholder Yield	2.93%
Earnings Yield	8.91%
FCF Yield	-60.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2