EPA:CRSU Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	776.4	817.22	755.13	419.62	401.24	395.82
Interest Income on Investments	-	-	-	-	32.97	8.3
Total Interest Income	776.4	817.22	755.13	419.62	434.2	404.12
Interest Paid on Deposits	624.81	664.97	607.17	194.68	180.91	193.31
Net Interest Income	151.59	152.25	147.96	224.94	253.29	210.81
Net Interest Income Growth (YoY)	1.51%	2.90%	-34.22%	-11.19%	20.15%	-9.74%
Gain (Loss) on Sale of Assets	1.8	1.74	0.56	1.47	-0.03	0.11
Gain (Loss) on Sale of Investments	-0.24	-0.24	-0.64	-0.26	0.15	-0.25
Other Non-Interest Income	294.17	288.79	274.92	230.62	179.69	152.14
Total Non-Interest Income	296.41	290.29	273.44	230.83	179.81	152
Non-Interest Income Growth (YoY)	1.60%	6.16%	18.46%	28.37%	18.30%	-14.21%
Revenues Before Loan Losses	448	442.54	421.4	455.77	433.1	362.81
Provision for Loan Losses	38.23	47.93	33.28	27.1	21.42	22.3
Revenue	409.77	394.61	388.13	428.67	411.68	340.51
Revenue Growth (YoY)	4.15%	1.67%	-9.46%	4.13%	20.90%	-13.32%
Occupancy Expenses	17.05	17.51	18.15	19.33	19.47	20.09
Other Non-Interest Expense	284.78	276.72	271.23	269.8	255.3	248.06
Total Non-Interest Expense	300.45	293.02	289.38	289.14	274.77	268.15
EBT Excluding Unusual Items	109.32	101.6	98.75	139.54	136.91	72.35
Asset Writedown	-0.26	-	0.19	0.01	0.04	-0.16
Pretax Income	109.06	101.6	98.94	139.55	136.95	72.2
Income Tax Expense	10.45	7.52	7.79	21.34	29.78	24.68
Earnings From Continuing Operations	98.6	94.08	91.14	118.21	107.17	47.51
Minority Interest in Earnings	-0	-0	-0	0	-0.01	-0
Net Income	98.6	94.07	91.14	118.21	107.16	47.51
Net Income to Common	98.6	94.07	91.14	118.21	107.16	47.51
Net Income Growth	-0.62%	3.22%	-22.90%	10.31%	125.55%	-49.13%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change (YoY)	0.12%	-0.22%	-0.77%	-	0.65%	-0.42%
EPS (Basic)	21.71	20.76	20.07	25.83	23.42	10.45
EPS (Diluted)	21.71	20.76	20.07	25.83	23.42	10.45
EPS Growth	-0.74%	3.45%	-22.31%	10.31%	124.09%	-48.92%
Dividend Per Share	6.000	6.000	5.920	6.220	6.170	5.270
Dividend Growth	1.35%	1.35%	-4.82%	0.81%	17.08%	-17.91%
Effective Tax Rate	9.59%	7.40%	7.88%	15.29%	21.75%	34.19%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.