Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes (EPA:CRSU)

EPA:CRSU Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	817.22	755.13	419.62	401.24	395.82
Interest Income on Investments	-	-	-	32.97	8.3
Total Interest Income	817.22	755.13	419.62	434.2	404.12
Interest Paid on Deposits	664.97	607.17	194.68	180.91	193.31
Net Interest Income	152.25	147.96	224.94	253.29	210.81
Net Interest Income Growth (YoY)	2.90%	-34.22%	-11.19%	20.15%	-9.74%
Gain (Loss) on Sale of Assets	1.74	0.56	1.47	-0.03	0.11
Gain (Loss) on Sale of Investments	-0.24	-0.64	-0.26	0.15	-0.25
Other Non-Interest Income	288.79	274.92	230.62	179.69	152.14
Total Non-Interest Income	290.29	273.44	230.83	179.81	152
Non-Interest Income Growth (YoY)	6.16%	18.46%	28.37%	18.30%	-14.21%
Revenues Before Loan Losses	442.54	421.4	455.77	433.1	362.81
Provision for Loan Losses	47.93	33.28	27.1	21.42	22.3
Revenue	394.61	388.13	428.67	411.68	340.51
Revenue Growth (YoY)	1.67%	-9.46%	4.13%	20.90%	-13.32%
Occupancy Expenses	17.51	18.15	19.33	19.47	20.09
Other Non-Interest Expense	276.72	271.23	269.8	255.3	248.06
Total Non-Interest Expense	293.02	289.38	289.14	274.77	268.15
EBT Excluding Unusual Items	101.6	98.75	139.54	136.91	72.35
Asset Writedown	-	0.19	0.01	0.04	-0.16
Pretax Income	101.6	98.94	139.55	136.95	72.2
Income Tax Expense	7.52	7.79	21.34	29.78	24.68
Earnings From Continuing Operations	94.08	91.14	118.21	107.17	47.51
Minority Interest in Earnings	-0	-0	0	-0.01	-0
Net Income	94.07	91.14	118.21	107.16	47.51
Net Income to Common	94.07	91.14	118.21	107.16	47.51
Net Income Growth	3.22%	-22.90%	10.31%	125.55%	-49.13%
Basic Shares Outstanding	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5
Shares Change (YoY)	-0.22%	-0.77%	-	0.65%	-0.42%
EPS (Basic)	20.76	20.07	25.83	23.42	10.45
EPS (Diluted)	20.76	20.07	25.83	23.42	10.45
EPS Growth	3.45%	-22.31%	10.31%	124.09%	-48.92%
Dividend Per Share	6.000	5.920	6.220	6.170	5.270
Dividend Growth	1.35%	-4.82%	0.81%	17.08%	-17.91%
Effective Tax Rate	7.40%	7.88%	15.29%	21.75%	34.19%

Updated Sep 12, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.