EPA:CRSU Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	741.58	817.22	755.13	419.62	401.24
Interest Income on Investments	-	-	-	-	32.97
Total Interest Income	741.58	817.22	755.13	419.62	434.2
Interest Paid on Deposits	587.36	664.97	607.17	194.68	180.91
Net Interest Income	154.22	152.25	147.96	224.94	253.29
Net Interest Income Growth (YoY)	1.29%	2.90%	-34.22%	-11.19%	20.15%
Gain (Loss) on Sale of Assets	0.03	1.74	0.56	1.47	-0.03
Gain (Loss) on Sale of Investments	0.64	-0.24	-0.64	-0.26	0.15
Other Non-Interest Income	310.7	288.79	274.92	230.62	179.69
Total Non-Interest Income	311.37	290.29	273.44	230.83	179.81
Non-Interest Income Growth (YoY)	7.26%	6.16%	18.46%	28.37%	18.30%
Revenues Before Loan Losses	465.59	442.54	421.4	455.77	433.1
Provision for Loan Losses	44.16	47.93	33.28	27.1	21.42
Revenue	421.43	394.61	388.13	428.67	411.68
Revenue Growth (YoY)	6.79%	1.67%	-9.46%	4.13%	20.90%
Occupancy Expenses	16.85	17.51	18.15	19.33	19.47
Other Non-Interest Expense	287.01	276.72	271.23	269.8	255.3
Total Non-Interest Expense	303.35	293.02	289.38	289.14	274.77
EBT Excluding Unusual Items	118.07	101.6	98.75	139.54	136.91
Asset Writedown	-0.14	-	0.19	0.01	0.04
Pretax Income	117.93	101.6	98.94	139.55	136.95
Income Tax Expense	10.85	7.52	7.79	21.34	29.78
Earnings From Continuing Operations	107.08	94.08	91.14	118.21	107.17
Minority Interest in Earnings	-0.01	-0	-0	0	-0.01
Net Income	107.08	94.07	91.14	118.21	107.16
Net Income to Common	107.08	94.07	91.14	118.21	107.16
Net Income Growth	13.83%	3.22%	-22.90%	10.31%	125.55%
Basic Shares Outstanding	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5
Shares Change (YoY)	0.84%	-0.22%	-0.77%	-	0.65%
EPS (Basic)	23.43	20.76	20.07	25.83	23.42
EPS (Diluted)	23.43	20.76	20.07	25.83	23.42
EPS Growth	12.87%	3.45%	-22.31%	10.31%	124.09%
Dividend Per Share	6.270	6.000	5.920	6.220	6.170
Dividend Growth	4.50%	1.35%	-4.82%	0.81%	17.08%
Effective Tax Rate	9.20%	7.40%	7.88%	15.29%	21.75%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.