Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes (EPA: CRSU)

CRSU Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	460.81	143.42	883.13	1,954	1,169	666.42
Investment Securities	3,504	3,309	3,198	3,239	3,351	2,940
Trading Asset Securities	69.54	99.54	64.65	257.66	501.72	396.85
Total Investments	3,573	3,408	3,262	3,497	3,852	3,337
Gross Loans	22,793	23,491	23,548	19,876	19,134	18,016
Allowance for Loan Losses	-282.22	-258.42	-234.24	-215.9	-204.45	-198.62
Net Loans	22,511	23,232	23,314	19,661	18,930	17,818
Property, Plant & Equipment	111.74	115.37	126.71	136.89	146.93	141.54
Goodwill	2.86	2.86	2.86	2.86	2.86	2.86
Other Intangible Assets	10.97	10.97	11.01	10.97	11.01	11.04
Investments in Real Estate	39.45	40.22	39.47	39.2	21.56	13.96
Accrued Interest Receivable	305.93	98.32	58.97	62.49	54.39	59.96
Other Receivables	67.99	193.8	197.53	462.89	720.8	610.29
Restricted Cash	-	11.67	10.97	9.28	5.21	13.02
Other Current Assets	-	3.29	4.97	0.84	10.05	9.78
Long-Term Deferred Tax Assets	-	54.78	52.81	45.87	48.21	34.81
Other Long-Term Assets	-	0.91	0.87	1.53	2.31	2.56
Total Assets	27,083	27,316	27,966	25,884	24,974	22,721
Accounts Payable	-	352.38	652.75	129.31	120.46	122.02
Accrued Expenses	732.01	105.65	107.04	52.99	74.79	60.73
Interest Bearing Deposits	16,876	17,129	16,064	14,154	13,905	13,467
Non-Interest Bearing Deposits	5,852	6,046	7,137	7,497	6,621	5,059
Total Deposits	22,728	23,175	23,201	21,651	20,526	18,525
Short-Term Borrowings	140.95	173.51	527.49	341.99	1,071	788
Current Portion of Long-Term Debt	-	108.18	195.56	393.51	217.02	288.76
Current Portion of Leases	-	1.91	2.61	2.63	2.48	1.31
Current Income Taxes Payable	3.51	0.1	0.05	0.05	-	-
Other Current Liabilities	-	13.01	50.09	58.45	51.5	43.13
Long-Term Debt	217.52	76.31	117.93	97.17	101.34	66.11
Long-Term Leases	-	4.52	6.75	9.03	10.91	6.27
Long-Term Unearned Revenue	-	93.77	90.18	91.62	105.55	105.1
Pension & Post-Retirement Benefits	2.18	3.43	1.3	5.85	7.16	6.84
Long-Term Deferred Tax Liabilities	-	0.21	0.21	0.03	0.04	0.03
Other Long-Term Liabilities	29.05	90.38	91.21	85.02	78.4	74.61
Total Liabilities	23,854	24,199	25,044	22,919	22,367	20,088
Common Stock	331.37	319.88	335.69	323.42	306.26	290.97
Additional Paid-In Capital	186.29	186.29	186.62	186.62	186.84	186.84
Retained Earnings	66.91	91.14	118.21	107.16	47.51	93.4
Treasury Stock	-3.78	-3.07	-4.19	-3.46	-4.66	-3.82
Comprehensive Income & Other	2,649	2,523	2,285	2,352	2,071	2,065
Total Common Equity	3,230	3,117	2,922	2,965	2,607	2,633
Minority Interest	0.14	0.14	0.13	0.14	0.13	0.13
Shareholders' Equity	3,230	3,117	2,922	2,965	2,607	2,633
Total Liabilities & Equity	27,083	27,316	27,966	25,884	24,974	22,721
Total Debt	358.47	364.44	850.33	844.33	1,403	1,150
Net Cash (Debt)	171.88	-121.48	97.44	1,367	634.23	-8.12
Net Cash Growth	-62.37%	-	-92.87%	115.56%	-	-
Net Cash Per Share	37.88	-26.75	21.29	298.74	139.48	-1.78
Filing Date Shares Outstanding	4.54	4.54	4.58	4.58	4.55	4.57
Total Common Shares Outstanding	4.54	4.54	4.58	4.58	4.55	4.57
Book Value Per Share	711.87	686.34	638.39	647.94	573.38	576.59
Tangible Book Value	3,216	3,103	2,908	2,951	2,593	2,619
Tangible Book Value Per Share	708.82	683.30	635.36	644.92	570.33	573.54

Source: S&P Capital IQ. Banks template. Financial Sources.