Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

EPA:CRTO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	51.61	56.94	59.15	46.74	50.23
Investment Securities	2,262	2,142	1,971	2,128	2,214
Trading Asset Securities	113.22	114.24	146.39	125.47	191.48
Total Investments	2,375	2,256	2,118	2,253	2,406
Gross Loans	14,218	14,394	14,533	13,879	12,350
Allowance for Loan Losses	-253.79	-244.71	-250.86	-248.4	-249.44
Net Loans	13,964	14,149	14,283	13,630	12,101
Property, Plant & Equipment	69.63	61.96	60.22	60.25	59.89
Goodwill	3.58	3.58	3.58	3.58	-
Other Intangible Assets	3.55	3.05	2.58	2.38	0.04
Investments in Real Estate	77.39	78.4	74.75	63.31	51.9
Accrued Interest Receivable	45.65	65.27	51.05	55.69	141.22
Other Receivables	104.06	84.27	96.94	224.2	320.98
Restricted Cash	4	3.53	2.77	9.55	7.79
Other Current Assets	4.72	4.45	4.49	2.63	1.02
Long-Term Deferred Tax Assets	56.01	56.93	56.17	49.78	53.22
Other Long-Term Assets	14.71	39.61	24.18	0.42	29.26
Total Assets	16,774	16,864	16,836	16,402	15,222
Accounts Payable	208.12	247.7	403.73	-	-
Accrued Expenses	53.15	79.22	76.94	39.96	37.18
Interest Bearing Deposits	9,602	9,812	9,166	9,035	8,533
Non-Interest Bearing Deposits	3,662	3,721	4,225	4,169	3,749
Total Deposits	13,265	13,533	13,391	13,204	12,282
Short-Term Borrowings	166.26	138.95	241.04	340.08	373.37
Current Portion of Long-Term Debt	0.24	0.29	0.22	0.01	0.01
Current Portion of Leases	1.23	1.1	1.52	1.5	1.27
Current Income Taxes Payable	0.61	0.02	13.85	-	0.14
Other Current Liabilities	36.55	11.18	41.42	48.52	28.4
Long-Term Debt	44.42	34.59	53.69	45.44	47.5
Long-Term Leases	1.9	2.18	2.79	3.02	3.52
Long-Term Unearned Revenue	65.02	59.16	52.97	57.07	82.66
Pension & Post-Retirement Benefits	1.65	2.14	0.03	3.42	3.3
Long-Term Deferred Tax Liabilities	0.89	1.52	1.53	0.03	0.01
Other Long-Term Liabilities	97.37	102.17	92.38	161.67	142.5
Total Liabilities	13,942	14,213	14,373	13,904	13,002
Common Stock	414.88	420.96	432.68	423.47	396.23
Additional Paid-In Capital	563.21	472.44	397.95	338.94	315.45
Retained Earnings	80.55	111.84	93.62	72.54	45.72
Treasury Stock	-0.82	-1.3	-1.96	-1.14	-0.62
Comprehensive Income & Other	1,774	1,646	1,541	1,664	1,464
Shareholders' Equity	2,832	2,650	2,463	2,498	2,220
Total Liabilities & Equity	16,774	16,864	16,836	16,402	15,222
Total Debt	214.05	177.12	299.25	390.04	425.67
Net Cash (Debt)	-49.23	-5.94	-93.72	-217.82	-63.87
Net Cash Per Share	-7.86	-0.95	-14.91	-34.55	-10.12
Filing Date Shares Outstanding	6.26	6.27	6.28	6.3	6.31
Total Common Shares Outstanding	6.26	6.27	6.28	6.3	6.31
Book Value Per Share	452.31	422.57	392.03	396.23	351.99
Tangible Book Value	2,825	2,644	2,457	2,492	2,220
Tangible Book Value Per Share	451.17	421.51	391.05	395.28	351.98

Updated Sep 19, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.