Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

EPA:CRTO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	49.85	51.61	56.94	59.15	46.74
Investment Securities	2,614	2,262	2,142	1,971	2,128
Trading Asset Securities	108.68	113.22	114.24	146.39	125.47
Total Investments	2,723	2,375	2,256	2,118	2,253
Gross Loans	14,050	14,218	14,394	14,533	13,879
Allowance for Loan Losses	-278.7	-253.79	-244.71	-250.86	-248.4
Net Loans	13,772	13,964	14,149	14,283	13,630
Property, Plant & Equipment	77.69	69.63	61.96	60.22	60.25
Goodwill	3.58	3.58	3.58	3.58	3.58
Other Intangible Assets	3.72	3.55	3.05	2.58	2.38
Investments in Real Estate	84.82	77.39	78.4	74.75	63.31
Accrued Interest Receivable	43.12	45.65	65.27	51.05	55.69
Other Receivables	110.3	107.38	84.27	96.94	224.2
Restricted Cash	14.94	4	3.53	2.77	9.55
Other Current Assets	1.64	1.39	4.45	4.49	2.63
Long-Term Deferred Tax Assets	50.28	56.01	56.93	56.17	49.78
Other Long-Term Assets	22.56	14.71	39.61	24.18	0.42
Total Assets	16,957	16,774	16,864	16,836	16,402
Accounts Payable	-	-	247.7	403.73	-
Accrued Expenses	53.39	53.15	79.22	76.94	39.96
Interest Bearing Deposits	9,427	9,602	9,812	9,166	9,035
Non-Interest Bearing Deposits	3,692	3,662	3,721	4,225	4,169
Total Deposits	13,119	13,265	13,533	13,391	13,204
Short-Term Borrowings	157.77	166.26	138.95	241.04	340.08
Current Portion of Long-Term Debt	0.15	0.24	0.29	0.22	0.01
Current Portion of Leases	0.89	1.23	1.1	1.52	1.5
Current Income Taxes Payable	0.06	0.61	0.02	13.85	-
Other Current Liabilities	23.56	36.55	11.18	41.42	48.52
Long-Term Debt	38.63	44.42	34.59	53.69	45.44
Long-Term Leases	1.4	1.9	2.18	2.79	3.02
Long-Term Unearned Revenue	71.92	65.02	59.16	52.97	57.07
Pension & Post-Retirement Benefits	0.94	2.56	2.14	0.03	3.42
Long-Term Deferred Tax Liabilities	1.2	0.89	1.52	1.53	0.03
Other Long-Term Liabilities	361.5	304.58	102.17	92.38	161.67
Total Liabilities	13,830	13,942	14,213	14,373	13,904
Common Stock	421.89	414.88	420.96	432.68	423.47
Additional Paid-In Capital	623.63	563.21	472.44	397.95	338.94
Retained Earnings	82.23	80.55	111.84	93.62	72.54
Treasury Stock	-1.43	-0.82	-1.3	-1.96	-1.14
Comprehensive Income & Other	2,001	1,774	1,646	1,541	1,664
Shareholders' Equity	3,127	2,832	2,650	2,463	2,498
Total Liabilities & Equity	16,957	16,774	16,864	16,836	16,402
Total Debt	198.84	214.05	177.12	299.25	390.04
Net Cash (Debt)	-40.31	-49.22	-5.94	-93.72	-217.82
Net Cash Per Share	-6.46	-7.86	-0.95	-14.91	-34.55
Filing Date Shares Outstanding	6.24	6.26	6.27	6.28	6.3
Total Common Shares Outstanding	6.24	6.26	6.27	6.28	6.3
Book Value Per Share	500.76	452.31	422.57	392.03	396.23
Tangible Book Value	3,120	2,825	2,644	2,457	2,492
Tangible Book Value Per Share	499.59	451.17	421.51	391.05	395.28

Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.