Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA: CRTO)

CRTO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	55.91	56.94	59.15	46.74	50.23	49.92
Investment Securities	2,181	2,142	1,971	2,128	2,214	2,263
Trading Asset Securities	114.89	114.24	146.39	125.47	191.48	128.51
Total Investments	2,296	2,256	2,118	2,253	2,406	2,392
Gross Loans	14,442	14,394	14,533	13,879	12,350	10,970
Allowance for Loan Losses	-250.76	-244.71	-250.86	-248.4	-249.44	-252.59
Net Loans	14,191	14,149	14,283	13,630	12,101	10,717
Property, Plant & Equipment	64.22	61.96	60.22	60.25	59.89	61.41
Goodwill	3.58	3.58	3.58	3.58	-	-
Other Intangible Assets	3.47	3.05	2.58	2.38	0.04	0.06
Investments in Real Estate	78.49	78.4	74.75	63.31	51.9	43.83
Accrued Interest Receivable	179.91	65.27	51.05	55.69	141.22	136.27
Other Receivables	65.68	84.27	96.94	224.2	320.98	273.59
Restricted Cash	-	3.53	2.77	9.55	7.79	12.14
Other Current Assets	-	4.45	4.49	2.63	1.02	0.82
Long-Term Deferred Tax Assets	-	56.93	56.17	49.78	53.22	39.46
Other Long-Term Assets	-	39.61	24.18	0.42	29.26	19.96
Total Assets	16,938	16,864	16,836	16,402	15,222	13,746
Accounts Payable	-	247.7	403.73	-	-	-
Accrued Expenses	508.59	79.22	76.94	39.96	37.18	39.05
Interest Bearing Deposits	9,766	9,812	9,166	9,035	8,533	8,077
Non-Interest Bearing Deposits	3,689	3,721	4,225	4,169	3,749	2,965
Total Deposits	13,455	13,533	13,391	13,204	12,282	11,042
Short-Term Borrowings	120.36	138.95	241.04	340.08	373.37	183.56
Current Portion of Long-Term Debt	-	0.29	0.22	0.01	0.01	0
Current Portion of Leases	-	1.1	1.52	1.5	1.27	0.68
Current Income Taxes Payable	9.9	0.02	13.85	-	0.14	0.09
Other Current Liabilities	0.01	11.18	41.42	48.52	28.4	33.05
Long-Term Debt	44.88	34.59	53.69	45.44	47.5	31.34
Long-Term Leases	-	2.18	2.79	3.02	3.52	2.36
Long-Term Unearned Revenue	-	59.16	52.97	57.07	82.66	72.98
Pension & Post-Retirement Benefits	3.3	2.14	0.03	3.42	3.3	4.71
Long-Term Deferred Tax Liabilities	-	1.52	1.53	0.03	0.01	0.01
Other Long-Term Liabilities	56.99	102.17	92.38	161.67	142.5	126.14
Total Liabilities	14,199	14,213	14,373	13,904	13,002	11,536
Common Stock	55.08	420.96	432.68	423.47	396.23	362.31
Additional Paid-In Capital	563.83	472.44	397.95	338.94	315.45	250.85
Retained Earnings	66.09	111.84	93.62	72.54	45.72	78.67
Treasury Stock	-1.64	-1.3	-1.96	-1.14	-0.62	-0.7
Comprehensive Income & Other	2,056	1,646	1,541	1,664	1,464	1,519
Shareholders' Equity	2,739	2,650	2,463	2,498	2,220	2,210
Total Liabilities & Equity	16,938	16,864	16,836	16,402	15,222	13,746
Total Debt	165.23	177.12	299.25	390.04	425.67	217.95
Net Cash (Debt)	5.57	-5.94	-93.72	-217.82	-63.87	-39.52
Net Cash Per Share	0.89	-0.95	-14.91	-34.55	-10.12	-6.26
Filing Date Shares Outstanding	6.27	6.27	6.28	6.3	6.31	6.32
Total Common Shares Outstanding	6.27	6.27	6.28	6.3	6.31	6.32
Book Value Per Share	437.02	422.57	392.03	396.23	351.99	349.94
Tangible Book Value	2,732	2,644	2,457	2,492	2,220	2,210
Tangible Book Value Per Share	435.89	421.51	391.05	395.28	351.98	349.93

Source: S&P Capital IQ. Banks template. Financial Sources.