Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

France · Delayed Price · Currency is EUR

121.00

-5.48 (-4.33%)

Oct 2, 2026, 5:35 PM CET

EPA:CRTO Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	315.95	308.21	299.6	332.13	316.25	286.66
Revenue Growth	2.51%	2.87%	-9.79%	5.02%	10.32%	17.81%
Net Income	85.27	82.23	80.55	111.84	93.62	72.54
Earnings Per Share	13.65	13.17	12.86	17.83	14.90	11.51
EPS Growth	3.65%	2.37%	-27.85%	19.67%	29.50%	58.76%

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Local Bank	267.27	251.71	253.67	283.8	268.09
Proprietary account management and miscellaneous	67.51	60.97	92.57	53.68	38.71
Total	334.77	312.68	346.24	337.48	306.8

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	166.32	158.53	164.83	171.18	205.53	172.22
Total Debt	233.63	198.84	214.05	177.12	299.25	390.04
Net Cash (Debt)	-67.31	-40.31	-49.22	-5.94	-93.72	-217.82
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-10.77	-6.46	-7.86	-0.95	-14.91	-34.55

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	54.93	-122.84	118.54	-307.68	-850.53	1,091
Capital Expenditures	-12.76	-17.16	-16.9	-12.24	-8.74	-8.07
Free Cash Flow	42.17	-140	101.63	-319.93	-859.27	1,083
Free Cash Flow Growth	-	-	-	-	-	152.61%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	26.99%	26.68%	26.88%	33.67%	29.60%	25.31%
FCF Margin	13.35%	-45.42%	33.92%	-96.32%	-271.70%	377.86%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.400	3.400	3.210	3.190	3.280	2.980
Dividend Per Share Growth	5.92%	5.92%	0.63%	-2.74%	10.07%	2.05%
Dividend Yield	2.81%	3.13%	4.33%	4.94%	6.62%	4.40%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.27	8.44	6.15	4.03	3.86	7.13
P/FCF Ratio	18.74	-	4.87	-	-	0.48
PS Ratio	2.50	2.25	1.65	1.36	1.14	1.80