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Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)
France flag France · Delayed Price · Currency is EUR
102.02
+0.02 (0.02%)
Oct 23, 2026, 9:00 AM CEST

EPA:CRTO Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
315.95308.21299.6332.13316.25286.66
Revenue Growth
2.51%2.87%-9.79%5.02%10.32%17.81%
Net Income
85.2782.2380.55111.8493.6272.54
Earnings Per Share
13.6513.1712.8617.8314.9011.51
EPS Growth
3.65%2.37%-27.85%19.67%29.50%58.76%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Local Bank
267.27251.71253.67283.8268.09
Proprietary account management and miscellaneous
67.5160.9792.5753.6838.71
Total
334.77312.68346.24337.48306.8

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
166.32158.53164.83171.18205.53172.22
Total Debt
233.63198.84214.05177.12299.25390.04
Net Cash (Debt)
-67.31-40.31-49.22-5.94-93.72-217.82
Net Cash Growth
------
Net Cash Per Share
-10.77-6.46-7.86-0.95-14.91-34.55

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
54.93-122.84118.54-307.68-850.531,091
Capital Expenditures
-12.76-17.16-16.9-12.24-8.74-8.07
Free Cash Flow
42.17-140101.63-319.93-859.271,083
Free Cash Flow Growth
-----152.61%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.99%26.68%26.88%33.67%29.60%25.31%
FCF Margin
13.35%-45.42%33.92%-96.32%-271.70%377.86%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.4003.4003.2103.1903.2802.980
Dividend Per Share Growth
5.92%5.92%0.63%-2.74%10.07%2.05%
Dividend Yield
3.33%3.06%4.06%4.44%5.70%3.63%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.478.446.154.033.867.13
P/FCF Ratio
15.11-4.87--0.48
PS Ratio
2.022.251.651.361.141.80