Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

EPA:CRTO Statistics

Total Valuation

EPA:CRTO has a market cap or net worth of EUR 756.94 million.

Market Cap	756.94M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Apr 22, 2025

Share Statistics

EPA:CRTO has 6.26 million shares outstanding. The number of shares has decreased by -0.18% in one year.

Current Share Class	1.02M
Shares Outstanding	6.26M
Shares Change (YoY)	-0.18%
Shares Change (QoQ)	-0.20%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.40%
Float	957,616

Valuation Ratios

The trailing PE ratio is 9.40.

PE Ratio	9.40
Forward PE	n/a
PS Ratio	2.53
PB Ratio	0.27
P/TBV Ratio	0.27
P/FCF Ratio	7.45
P/OCF Ratio	6.39
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.94%.

Return on Equity (ROE)	2.94%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	179,834
Profits Per Employee	48,347
Employee Count	1,670
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRTO has paid 6.87 million in taxes.

Income Tax	6.87M
Effective Tax Rate	7.85%

Stock Price Statistics

The stock price has increased by +86.00% in the last 52 weeks. The beta is 0.62, so EPA:CRTO's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+86.00%
50-Day Moving Average	110.38
200-Day Moving Average	90.58
Relative Strength Index (RSI)	53.50
Average Volume (20 Days)	558

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRTO had revenue of EUR 299.60 million and earned 80.55 million in profits. Earnings per share was 12.86.

Revenue	299.60M
Gross Profit	299.60M
Operating Income	87.41M
Pretax Income	87.41M
Net Income	80.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	12.86

Balance Sheet

The company has 164.83 million in cash and 214.05 million in debt, giving a net cash position of -49.23 million or -7.86 per share.

Cash & Cash Equivalents	164.83M
Total Debt	214.05M
Net Cash	-49.23M
Net Cash Per Share	-7.86
Equity (Book Value)	2.83B
Book Value Per Share	452.31
Working Capital	-13.41B

Cash Flow

In the last 12 months, operating cash flow was 118.54 million and capital expenditures -16.90 million, giving a free cash flow of 101.63 million.

Operating Cash Flow	118.54M
Capital Expenditures	-16.90M
Free Cash Flow	101.63M
FCF Per Share	16.23

Margins

Gross Margin	n/a
Operating Margin	29.18%
Pretax Margin	29.18%
Profit Margin	26.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.92%

Dividends & Yields

This stock pays an annual dividend of 3.21, which amounts to a dividend yield of 2.66%.

Dividend Per Share	3.21
Dividend Yield	2.66%
Dividend Growth (YoY)	0.63%
Years of Dividend Growth	n/a
Payout Ratio	25.38%
Buyback Yield	0.18%
Shareholder Yield	2.91%
Earnings Yield	10.64%
FCF Yield	13.43%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4