Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative (EPA:CRTO)

EPA:CRTO Statistics

Total Valuation

EPA:CRTO has a market cap or net worth of EUR 797.77 million.

Market Cap	797.77M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	May 19, 2026

Share Statistics

EPA:CRTO has 6.24 million shares outstanding. The number of shares has decreased by -0.27% in one year.

Current Share Class	1.00M
Shares Outstanding	6.24M
Shares Change (YoY)	-0.27%
Shares Change (QoQ)	-0.20%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.70.

PE Ratio	9.70
Forward PE	n/a
PS Ratio	2.59
PB Ratio	0.26
P/TBV Ratio	0.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.76%.

Return on Equity (ROE)	2.76%
Return on Assets (ROA)	0.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.16%
Revenue Per Employee	184,999
Profits Per Employee	49,360
Employee Count	1,670
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRTO has paid 8.54 million in taxes.

Income Tax	8.54M
Effective Tax Rate	9.41%

Stock Price Statistics

The stock price has increased by +49.43% in the last 52 weeks. The beta is 0.17, so EPA:CRTO's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+49.43%
50-Day Moving Average	124.42
200-Day Moving Average	117.03
Relative Strength Index (RSI)	55.07
Average Volume (20 Days)	949

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRTO had revenue of EUR 308.21 million and earned 82.23 million in profits. Earnings per share was 13.17.

Revenue	308.21M
Gross Profit	308.21M
Operating Income	90.77M
Pretax Income	90.77M
Net Income	82.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.17

Balance Sheet

The company has 158.53 million in cash and 198.84 million in debt, with a net cash position of -40.31 million or -6.46 per share.

Cash & Cash Equivalents	158.53M
Total Debt	198.84M
Net Cash	-40.31M
Net Cash Per Share	-6.46
Equity (Book Value)	3.13B
Book Value Per Share	500.76
Working Capital	-13.03B

Cash Flow

In the last 12 months, operating cash flow was -122.84 million and capital expenditures -17.16 million, giving a free cash flow of -140.00 million.

Operating Cash Flow	-122.84M
Capital Expenditures	-17.16M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-140.00M
FCF Per Share	-22.42

Margins

Gross Margin	n/a
Operating Margin	29.45%
Pretax Margin	29.45%
Profit Margin	26.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.40, which amounts to a dividend yield of 2.66%.

Dividend Per Share	3.40
Dividend Yield	2.66%
Dividend Growth (YoY)	5.92%
Years of Dividend Growth	1
Payout Ratio	24.01%
Buyback Yield	0.27%
Shareholder Yield	2.94%
Earnings Yield	10.31%
FCF Yield	-17.55%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2