SEB SA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,485	2,701	4,759	6,222	4,308	7,548
Market Cap Growth	-46.25%	-43.25%	-23.51%	44.44%	-42.93%	0.98%
Enterprise Value	5,064	5,597	7,439	8,834	7,081	9,695
Last Close Price	45.36	49.30	84.69	106.84	72.03	123.00
PE Ratio	10.19	11.04	20.52	16.11	13.62	16.63
Forward PE	7.61	8.81	9.83	13.37	11.72	15.38
PS Ratio	0.30	0.33	0.58	0.78	0.54	0.94
PB Ratio	0.71	0.78	1.34	1.80	1.25	2.29
P/TBV Ratio	-	-	-	942.72	36.08	629.00
P/FCF Ratio	111.43	121.11	13.26	7.09	56.53	19.34
P/OCF Ratio	12.16	13.21	8.94	6.09	15.61	13.16
PEG Ratio	-	6.55	6.55	6.68	4.69	0.88
EV/Sales Ratio	0.62	0.69	0.90	1.10	0.89	1.20
EV/EBITDA Ratio	6.46	7.14	8.10	10.22	9.24	10.38
EV/EBIT Ratio	10.09	11.15	9.77	12.71	11.75	12.54
EV/FCF Ratio	227.10	251.00	20.72	10.06	92.92	24.85
Debt / Equity Ratio	1.00	1.00	0.86	0.95	0.96	1.17
Debt / EBITDA Ratio	4.41	4.41	3.02	3.45	3.87	3.77
Debt / FCF Ratio	155.19	155.19	8.50	3.75	43.47	9.83
Net Debt / Equity Ratio	0.67	0.67	0.55	0.52	0.58	0.46
Net Debt / EBITDA Ratio	2.98	2.98	2.13	2.09	2.62	1.62
Net Debt / FCF Ratio	104.84	104.84	5.45	2.06	26.36	3.87
Asset Turnover	0.87	0.87	0.89	0.87	0.83	0.83
Inventory Turnover	4.62	4.62	4.55	4.39	4.07	4.62
Quick Ratio	0.76	0.76	0.65	0.74	0.69	0.83
Current Ratio	1.26	1.26	1.21	1.25	1.31	1.37
Return on Equity (ROE)	8.06%	8.06%	8.08%	12.72%	10.93%	16.85%
Return on Assets (ROA)	3.33%	3.33%	5.13%	4.72%	3.91%	4.98%
Return on Invested Capital (ROIC)	6.60%	6.78%	9.52%	9.70%	9.28%	13.26%
Return on Capital Employed (ROCE)	8.10%	8.10%	13.10%	11.90%	10.20%	12.60%
Earnings Yield	9.84%	9.06%	4.88%	6.21%	7.34%	6.01%
FCF Yield	0.90%	0.83%	7.54%	14.11%	1.77%	5.17%
Dividend Yield	6.17%	5.68%	3.31%	2.45%	3.40%	1.99%
Payout Ratio	84.46%	84.46%	63.49%	36.07%	44.18%	26.66%
Buyback Yield / Dilution	-0.18%	-0.18%	0.92%	0.01%	-2.05%	2.14%
Total Shareholder Return	5.99%	5.50%	4.23%	2.47%	1.35%	4.13%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.