SEB SA (EPA:SK)
France · Delayed Price · Currency is EUR 59.60
+1.35 (2.32%)
Aug 3, 2026, 12:54 PM CET
SEB SA Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,165 | 8,169 | 8,266 | 8,006 | 7,960 | 8,059 |
Revenue Growth | -0.05% | -1.17% | 3.25% | 0.58% | -1.23% | 16.12% |
Gross Profit Gross Profit Growth | 653.4 | 600.9 | 801.7 | 725.6 | 620.3 | 813.3 |
Operating Income Operating Income Growth | 392.9 | 502.1 | 540 | 667.5 | 547 | 714.8 |
Net Income Net Income Growth | 119.7 | 244.6 | 232 | 386.2 | 316.2 | 453.8 |
Earnings Per Share EPS Growth | 2.18 | 4.45 | 4.23 | 6.97 | 5.71 | 8.36 |
EPS Growth | -51.01% | 5.20% | -39.31% | 22.07% | -31.70% | 40.27% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Business - EMEA Consumer Business - EMEA Growth | 3,899 | 3,928 | 3,927 | 3,702 | 3,669 | 4,124 |
Consumer Business - Asia Consumer Business - Asia Growth | 4,026 | 4,217 | 4,239 | 3,993 | 4,096 | 4,384 |
Consumer Business - Americas Consumer Business - Americas Growth | 1,019 | 982 | 1,124 | 1,079 | 1,065 | 1,028 |
Professional Business Professional Business Growth | 974.3 | 994.8 | 974.6 | 961.5 | 725.2 | 627.6 |
Intra-Group Transactions Intra-Group Transactions Growth | -1,752 | -1,953 | -1,999 | -1,728 | -1,596 | -2,104 |
Total Total Growth | 8,165 | 8,169 | 8,266 | 8,006 | 7,960 | 8,059 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 966.7 | 1,123 | 1,144 | 1,527 | 1,339 | 2,327 |
Total Debt Total Debt Growth | 3,468 | 3,461 | 3,052 | 3,291 | 3,312 | 3,836 |
Net Cash (Debt) Net Cash Growth | -2,502 | -2,338 | -1,909 | -1,764 | -1,973 | -1,509 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -45.56 | -42.49 | -34.79 | -31.85 | -35.62 | -27.80 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 659.3 | 204.4 | 532.5 | 1,021 | 276 | 573.4 |
Capital Expenditures CapEx Growth | -149.1 | -182.1 | -173.5 | -143.2 | -199.8 | -183.2 |
Free Cash Flow Free Cash Flow Growth | 510.2 | 22.3 | 359 | 877.8 | 76.2 | 390.2 |
Free Cash Flow Growth | 2187.89% | -93.79% | -59.10% | 1051.97% | -80.47% | -51.47% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 8.00% | 7.36% | 9.70% | 9.06% | 7.79% | 10.09% |
Operating Margin | 4.81% | 6.15% | 6.53% | 8.34% | 6.87% | 8.87% |
Pretax Margin | 3.07% | 4.53% | 5.08% | 7.33% | 5.86% | 8.07% |
Profit Margin | 1.94% | 3.46% | 3.42% | 5.49% | 4.63% | 6.30% |
FCF Margin | 6.25% | 0.27% | 4.34% | 10.96% | 0.96% | 4.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.800 | 2.800 | 2.800 | 2.620 | 2.450 | 2.450 |
Dividend Per Share Growth | 0% | 0% | 6.87% | 6.94% | 0% | 25.93% |
Dividend Yield | 4.81% | 7.66% | 4.06% | 3.14% | 4.73% | 2.05% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 20.63 | 11.08 | 20.69 | 16.21 | 13.70 | 16.38 |
Forward PE | 8.27 | 8.81 | 9.83 | 13.37 | 11.72 | 15.38 |
P/FCF Ratio | 6.26 | 121.12 | 13.32 | 7.09 | 55.65 | 18.91 |
PS Ratio | 0.39 | 0.33 | 0.58 | 0.78 | 0.53 | 0.92 |