SEB SA (EPA:SK)
France · Delayed Price · Currency is EUR 58.90
+1.15 (1.99%)
Aug 21, 2026, 5:35 PM CET
SEB SA Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,165 | 8,169 | 8,266 | 8,006 | 7,960 | 8,059 |
Revenue Growth | -0.05% | -1.17% | 3.25% | 0.58% | -1.23% | 16.12% |
Gross Profit Gross Profit Growth | 653.4 | 600.9 | 801.7 | 1,082 | 794.8 | 1,017 |
Operating Income Operating Income Growth | 596.5 | 545.3 | 762.3 | 694.8 | 602.5 | 773.1 |
Net Income Net Income Growth | 119.7 | 244.6 | 232 | 386.2 | 316.2 | 453.8 |
Earnings Per Share EPS Growth | 2.82 | 4.45 | 4.23 | 6.97 | 5.71 | 8.36 |
EPS Growth | -36.54% | 5.20% | -39.31% | 22.07% | -31.70% | 54.30% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Business - EMEA Consumer Business - EMEA Growth | 3,899 | 3,928 | 3,927 | 3,702 | 3,669 | 4,124 |
Consumer Business - Asia Consumer Business - Asia Growth | 4,026 | 4,217 | 4,239 | 3,993 | 4,096 | 4,384 |
Consumer Business - Americas Consumer Business - Americas Growth | 1,019 | 982 | 1,124 | 1,079 | 1,065 | 1,028 |
Professional Business Professional Business Growth | 974.3 | 994.8 | 974.6 | 961.5 | 725.2 | 627.6 |
Intra-Group Transactions Intra-Group Transactions Growth | -1,752 | -1,953 | -1,999 | -1,728 | -1,596 | -2,104 |
Total Total Growth | 8,165 | 8,169 | 8,266 | 8,006 | 7,960 | 8,059 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 934.7 | 1,089 | 1,096 | 1,481 | 1,303 | 2,327 |
Total Debt Total Debt Growth | 3,468 | 3,461 | 3,052 | 3,291 | 3,312 | 3,836 |
Net Cash (Debt) Net Cash Growth | -2,534 | -2,372 | -1,957 | -1,810 | -2,009 | -1,509 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -59.65 | -43.11 | -35.67 | -32.68 | -36.27 | -27.81 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 659.3 | 204.4 | 532.5 | 1,021 | 276 | 573.4 |
Capital Expenditures CapEx Growth | -149.1 | -182.1 | -173.5 | -143.2 | -199.8 | -183.2 |
Free Cash Flow Free Cash Flow Growth | 510.2 | 22.3 | 359 | 877.8 | 76.2 | 390.2 |
Free Cash Flow Growth | 2187.89% | -93.79% | -59.10% | 1051.97% | -80.47% | -51.47% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 8.00% | 7.36% | 9.70% | 13.51% | 9.98% | 12.62% |
Operating Margin | 7.31% | 6.68% | 9.22% | 8.68% | 7.57% | 9.59% |
Pretax Margin | 3.07% | 4.53% | 5.08% | 7.33% | 5.86% | 8.07% |
Profit Margin | 1.47% | 2.99% | 2.81% | 4.82% | 3.97% | 5.63% |
FCF Margin | 6.25% | 0.27% | 4.34% | 10.96% | 0.96% | 4.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.800 | 2.800 | 2.800 | 2.620 | 2.450 | 2.450 |
Dividend Per Share Growth | 0% | 0% | 6.87% | 6.94% | 0% | 25.93% |
Dividend Yield | 4.82% | 6.01% | 3.50% | 2.59% | 3.60% | 2.11% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 20.86 | 11.04 | 20.52 | 16.11 | 13.62 | 16.63 |
Forward PE | 8.36 | 8.81 | 9.83 | 13.37 | 11.72 | 15.38 |
P/FCF Ratio | 6.33 | 121.11 | 13.26 | 7.09 | 56.53 | 19.34 |
PS Ratio | 0.40 | 0.33 | 0.58 | 0.78 | 0.54 | 0.94 |