Aflac Incorporated (ETR:AFL)
Germany flag Germany · Delayed Price · Currency is EUR
98.68
+0.08 (0.08%)
At close: Nov 7, 2025

Aflac Statistics

Total Valuation

Aflac has a market cap or net worth of EUR 51.64 billion. The enterprise value is 58.18 billion.

Market Cap51.64B
Enterprise Value 58.18B

Important Dates

The last earnings date was Tuesday, November 4, 2025.

Earnings Date Nov 4, 2025
Ex-Dividend Date Aug 20, 2025

Share Statistics

Current Share Class 524.11M
Shares Outstanding n/a
Shares Change (YoY) -5.10%
Shares Change (QoQ) -1.19%
Owned by Insiders (%) 0.78%
Owned by Institutions (%) 69.65%
Float 519.47M

Valuation Ratios

The trailing PE ratio is 14.53 and the forward PE ratio is 15.87.

PE Ratio 14.53
Forward PE 15.87
PS Ratio 3.42
PB Ratio 2.11
P/TBV Ratio 2.11
P/FCF Ratio n/a
P/OCF Ratio 23.55
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 16.37
EV / Sales 3.81
EV / EBITDA 12.48
EV / EBIT 12.70
EV / FCF n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.50.

Current Ratio 1.09
Quick Ratio 0.99
Debt / Equity 0.50
Debt / EBITDA 2.66
Debt / FCF n/a
Interest Coverage 25.38

Financial Efficiency

Return on equity (ROE) is 15.58% and return on invested capital (ROIC) is 8.26%.

Return on Equity (ROE) 15.58%
Return on Assets (ROA) 2.64%
Return on Invested Capital (ROIC) 8.26%
Return on Capital Employed (ROCE) 4.73%
Revenue Per Employee 1.19M
Profits Per Employee 279,915
Employee Count12,694
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

In the past 12 months, Aflac has paid 790.08 million in taxes.

Income Tax 790.08M
Effective Tax Rate 18.19%

Stock Price Statistics

The stock price has decreased by -1.57% in the last 52 weeks. The beta is 0.66, so Aflac's price volatility has been lower than the market average.

Beta (5Y) 0.66
52-Week Price Change -1.57%
50-Day Moving Average 93.42
200-Day Moving Average 93.75
Relative Strength Index (RSI) 71.63
Average Volume (20 Days) 97

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 2.78

Income Statement

In the last 12 months, Aflac had revenue of EUR 15.09 billion and earned 3.55 billion in profits. Earnings per share was 6.54.

Revenue15.09B
Gross Profit 7.27B
Operating Income 4.52B
Pretax Income 4.34B
Net Income 3.55B
EBITDA 4.57B
EBIT 4.52B
Earnings Per Share (EPS) 6.54
Full Income Statement

Balance Sheet

The company has 7.78 billion in cash and 12.23 billion in debt, giving a net cash position of -6.46 billion.

Cash & Cash Equivalents 7.78B
Total Debt 12.23B
Net Cash -6.46B
Net Cash Per Share n/a
Equity (Book Value) 24.45B
Book Value Per Share 46.51
Working Capital 766.22M
Full Balance Sheet

Cash Flow

Operating Cash Flow 2.19B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 48.17%, with operating and profit margins of 29.97% and 23.55%.

Gross Margin 48.17%
Operating Margin 29.97%
Pretax Margin 28.79%
Profit Margin 23.55%
EBITDA Margin 30.27%
EBIT Margin 29.97%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 2.04, which amounts to a dividend yield of 2.07%.

Dividend Per Share 2.04
Dividend Yield 2.07%
Dividend Growth (YoY) 15.33%
Years of Dividend Growth 6
Payout Ratio 28.14%
Buyback Yield 5.10%
Shareholder Yield 7.17%
Earnings Yield 6.88%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4