Grenke AG (ETR:GLJ)

Grenke AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	602.03	574.35	467.41	413.51	424.81	470.52
Total Interest Expense	231.53	217.61	128.88	77.71	71.1	74.43
Net Interest Income	370.49	356.74	338.53	335.81	353.72	396.09
Other Revenue	229.84	221.52	188.09	166.34	150.44	153.1
Revenue Before Loan Losses	600.34	578.26	526.63	502.14	504.16	549.19
Revenue	600.34	578.26	526.63	502.14	504.16	549.19
Revenue Growth (YoY)	11.50%	9.80%	4.88%	-0.40%	-8.20%	3.95%
Salaries & Employee Benefits	203.27	198.21	176.01	149.17	127.88	120.76
Cost of Services Provided	118.77	112.73	101.5	93.69	94.04	78.23
Other Operating Expenses	157.72	135.52	93.27	123.8	151.48	203.86
Total Operating Expenses	504.35	471.38	397.25	393.2	400.7	429.55
Operating Income	95.99	106.88	129.38	108.95	103.47	119.64
Earnings From Equity Investments	-0.47	-0.46	-0.22	-0	-0.42	-0.4
Currency Exchange Gain (Loss)	-10.23	-10.23	-12.4	-8.71	-3.49	-6.97
EBT Excluding Unusual Items	84.33	96.04	114.47	122	104.03	113.74
Gain (Loss) on Sale of Investments	-	-	-	-	23.72	-
Impairment of Goodwill	-4.42	-4.42	-0.6	-5.92	-2.7	-2.17
Other Unusual Items	-2.21	-2.21	-3.83	-4.65	-0.06	3.55
Pretax Income	77.69	89.4	110.4	111.03	123.5	115.17
Income Tax Expense	17.14	19.24	23.69	26.85	28.32	26.73
Earnings From Continuing Ops.	60.55	70.16	86.71	84.18	95.19	88.44
Minority Interest in Earnings	5.77	5.79	5.6	6.19	4.35	5.23
Net Income	66.33	75.94	92.32	90.38	99.54	93.67
Preferred Dividends & Other Adjustments	11.99	10.5	9.07	9.07	9.4	7.48
Net Income to Common	54.33	65.45	83.25	81.31	90.13	86.19
Net Income Growth	-30.29%	-17.73%	2.15%	-9.21%	6.27%	-33.37%
Shares Outstanding (Basic)	45	45	46	46	46	46
Shares Outstanding (Diluted)	45	45	46	46	46	46
Shares Change (YoY)	-3.39%	-2.22%	-	-	0.21%	0.10%
EPS (Basic)	1.21	1.44	1.79	1.75	1.94	1.86
EPS (Diluted)	1.21	1.44	1.79	1.75	1.94	1.86
EPS Growth	-33.57%	-19.60%	2.39%	-9.79%	4.36%	-35.76%
Free Cash Flow	340.69	385.39	322.22	-355.05	-79.17	549.91
Free Cash Flow Per Share	7.59	8.48	6.93	-7.64	-1.70	11.85
Dividend Per Share	0.400	0.400	0.470	0.450	0.510	0.260
Dividend Growth	-14.89%	-14.89%	4.44%	-11.77%	96.15%	-67.50%
Operating Margin	15.99%	18.48%	24.57%	21.70%	20.52%	21.78%
Profit Margin	9.05%	11.32%	15.81%	16.19%	17.88%	15.69%
Free Cash Flow Margin	56.75%	66.65%	61.19%	-70.71%	-15.70%	100.13%
Effective Tax Rate	22.06%	21.52%	21.46%	24.18%	22.93%	23.21%

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.