Grenke AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	668.61	574.35	467.41	413.51	424.81
Total Interest Expense	263.46	217.61	128.88	77.71	71.1
Net Interest Income	405.15	356.74	338.53	335.81	353.72
Other Revenue	255.11	221.52	188.09	166.34	150.44
Revenue Before Loan Losses	660.26	578.26	526.63	502.14	504.16
Revenue	660.26	578.26	526.63	502.14	504.16
Revenue Growth (YoY)	14.18%	9.80%	4.88%	-0.40%	-8.20%
Salaries & Employee Benefits	215.23	198.21	176.01	149.17	127.88
Cost of Services Provided	119.09	112.73	101.5	93.69	94.04
Other Operating Expenses	194.32	135.45	93.27	123.8	151.48
Total Operating Expenses	553.33	471.31	397.25	393.2	400.7
Operating Income	106.93	106.96	129.38	108.95	103.47
Earnings From Equity Investments	-0.39	-0.46	-0.22	-0	-0.42
Currency Exchange Gain (Loss)	-9.82	-10.23	-12.4	-8.71	-3.49
EBT Excluding Unusual Items	92.87	96.11	114.47	122	104.03
Gain (Loss) on Sale of Investments	-	-	-	-	23.72
Impairment of Goodwill	-	-4.42	-0.6	-5.92	-2.7
Other Unusual Items	0.58	-2.21	-3.83	-4.65	-0.06
Pretax Income	93.43	89.4	110.4	111.03	123.5
Income Tax Expense	21.66	19.24	23.69	26.85	28.32
Earnings From Continuing Ops.	71.78	70.16	86.71	84.18	95.19
Minority Interest in Earnings	-2.01	5.79	5.6	6.19	4.35
Net Income	69.76	75.94	92.32	90.38	99.54
Preferred Dividends & Other Adjustments	12.62	10.5	9.07	9.07	9.4
Net Income to Common	57.15	65.45	83.25	81.31	90.13
Net Income Growth	-8.14%	-17.73%	2.15%	-9.21%	6.27%
Shares Outstanding (Basic)	44	45	46	46	46
Shares Outstanding (Diluted)	44	45	46	46	46
Shares Change (YoY)	-2.83%	-2.22%	-	-	0.21%
EPS (Basic)	1.29	1.44	1.79	1.75	1.94
EPS (Diluted)	1.29	1.44	1.79	1.75	1.94
EPS Growth	-10.14%	-19.60%	2.39%	-9.79%	4.36%
Free Cash Flow	-239.48	385.39	322.22	-355.05	-79.17
Free Cash Flow Per Share	-5.42	8.48	6.93	-7.64	-1.70
Dividend Per Share	0.420	0.400	0.470	0.450	0.510
Dividend Growth	5.00%	-14.89%	4.44%	-11.77%	96.15%
Operating Margin	16.20%	18.50%	24.57%	21.70%	20.52%
Profit Margin	8.65%	11.32%	15.81%	16.19%	17.88%
Free Cash Flow Margin	-36.27%	66.65%	61.19%	-70.71%	-15.70%
Effective Tax Rate	23.18%	21.52%	21.46%	24.18%	22.93%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.