Grenke AG (ETR:GLJ)

Grenke AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	686.37	668.61	574.35	467.41	413.51	424.81
Total Interest Expense	274.38	263.46	217.61	128.88	77.71	71.1
Net Interest Income	411.99	405.15	356.74	338.53	335.81	353.72
Other Revenue	264.11	255.11	221.52	188.09	166.34	150.44
Revenue Before Loan Losses	676.09	660.26	578.26	526.63	502.14	504.16
Revenue	676.09	660.26	578.26	526.63	502.14	504.16
Revenue Growth (YoY)	12.62%	14.18%	9.80%	4.88%	-0.40%	-8.20%
Salaries & Employee Benefits	217.33	215.23	198.21	176.01	149.17	127.88
Cost of Services Provided	118.17	119.09	112.73	101.5	93.69	94.04
Other Operating Expenses	200.84	194.32	135.45	93.27	123.8	151.48
Total Operating Expenses	561.76	553.33	471.31	397.25	393.2	400.7
Operating Income	114.33	106.93	106.96	129.38	108.95	103.47
Earnings From Equity Investments	-0.35	-0.39	-0.46	-0.22	-0	-0.42
Currency Exchange Gain (Loss)	-9.82	-9.82	-10.23	-12.4	-8.71	-3.49
EBT Excluding Unusual Items	100.33	92.87	96.11	114.47	122	104.03
Gain (Loss) on Sale of Investments	-	-	-	-	-	23.72
Impairment of Goodwill	-	-	-4.42	-0.6	-5.92	-2.7
Other Unusual Items	0.58	0.58	-2.21	-3.83	-4.65	-0.06
Pretax Income	100.89	93.43	89.4	110.4	111.03	123.5
Income Tax Expense	23.77	21.66	19.24	23.69	26.85	28.32
Earnings From Continuing Ops.	77.12	71.78	70.16	86.71	84.18	95.19
Minority Interest in Earnings	-4.63	-2.01	5.79	5.6	6.19	4.35
Net Income	72.49	69.76	75.94	92.32	90.38	99.54
Preferred Dividends & Other Adjustments	12.62	12.62	10.5	9.07	9.07	9.4
Net Income to Common	59.88	57.15	65.45	83.25	81.31	90.13
Net Income Growth	9.29%	-8.14%	-17.73%	2.15%	-9.21%	6.27%
Shares Outstanding (Basic)	44	44	45	46	46	46
Shares Outstanding (Diluted)	44	44	45	46	46	46
Shares Change (YoY)	-1.61%	-2.83%	-2.22%	-	-	0.21%
EPS (Basic)	1.36	1.29	1.44	1.79	1.75	1.94
EPS (Diluted)	1.36	1.29	1.44	1.79	1.75	1.94
EPS Growth	-8.24%	-10.14%	-19.60%	2.39%	-9.79%	4.36%
Free Cash Flow	-38.91	-239.48	385.39	322.22	-355.05	-79.17
Free Cash Flow Per Share	-0.88	-5.42	8.48	6.93	-7.64	-1.70
Dividend Per Share	0.420	0.420	0.400	0.470	0.450	0.510
Dividend Growth	5.00%	5.00%	-14.89%	4.44%	-11.77%	96.15%
Operating Margin	16.91%	16.20%	18.50%	24.57%	21.70%	20.52%
Profit Margin	8.86%	8.65%	11.32%	15.81%	16.19%	17.88%
Free Cash Flow Margin	-5.76%	-36.27%	66.65%	61.19%	-70.71%	-15.70%
Effective Tax Rate	23.56%	23.18%	21.52%	21.46%	24.18%	22.93%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.