The Hartford Insurance Group, Inc. (ETR:HFF)

ETR:HFF Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	31,421	33,055	27,250	20,781	20,698	20,030
Market Cap Growth	0.77%	21.30%	31.13%	0.40%	3.34%	31.69%
Enterprise Value	35,535	33,344	27,539	21,071	20,987	20,319
PE Ratio	9.67	10.35	10.57	10.09	13.89	10.40
Forward PE	9.75	10.52	9.69	8.50	9.37	10.49
PEG Ratio	-	1.22	0.80	1.21	1.34	1.50
PS Ratio	1.30	1.35	1.19	0.98	1.07	1.03
PB Ratio	1.94	2.01	1.91	1.57	1.75	1.30
P/TBV Ratio	1.78	2.08	1.99	1.63	1.83	1.37
P/FCF Ratio	6.41	6.63	5.46	5.99	6.23	5.84
P/OCF Ratio	6.23	6.44	5.32	5.69	5.96	5.65
EV/Sales Ratio	1.44	1.36	1.20	0.99	1.08	1.05
EV/EBITDA Ratio	7.78	7.19	7.22	6.41	7.82	6.14
EV/EBIT Ratio	8.25	7.76	7.85	7.40	9.79	7.47
EV/FCF Ratio	7.25	6.69	5.52	6.07	6.32	5.92
Asset Turnover	0.34	0.34	0.34	0.33	0.30	0.30
Return on Equity (ROE)	21.66%	21.66%	19.58%	17.27%	11.54%	13.03%
Return on Assets (ROA)	0.56%	4.79%	4.15%	3.56%	2.66%	3.40%
Return on Invested Capital (ROIC)	0.56%	4.79%	4.15%	3.56%	2.66%	3.40%
Return on Capital Employed (ROCE)	0.70%	5.94%	5.13%	4.39%	3.31%	4.17%
Earnings Yield	10.34%	9.67%	9.46%	9.92%	7.20%	9.62%
FCF Yield	15.59%	15.08%	18.32%	16.69%	16.04%	17.13%
Dividend Yield	1.81%	1.52%	1.73%	2.14%	2.05%	2.01%
Payout Ratio	18.20%	15.52%	17.99%	21.26%	28.14%	20.64%
Buyback Yield / Dilution	4.05%	4.05%	4.14%	5.46%	6.95%	1.80%
Total Shareholder Return	5.86%	5.57%	5.87%	7.60%	9.00%	3.81%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.