The Hartford Insurance Group, Inc. (ETR:HFF)

ETR:HFF Statistics

Total Valuation

ETR:HFF has a market cap or net worth of EUR 32.93 billion. The enterprise value is 36.86 billion.

Market Cap	32.93B
Enterprise Value	36.86B

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Sep 2, 2025

Share Statistics

Current Share Class	278.65M
Shares Outstanding	n/a
Shares Change (YoY)	-3.93%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	0.36%
Owned by Institutions (%)	94.29%
Float	277.26M

Valuation Ratios

The trailing PE ratio is 10.92 and the forward PE ratio is 10.49.

PE Ratio	10.92
Forward PE	10.49
PS Ratio	1.38
PB Ratio	2.09
P/TBV Ratio	2.47
P/FCF Ratio	6.56
P/OCF Ratio	6.45
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.72, with an EV/FCF ratio of 7.34.

EV / Earnings	12.23
EV / Sales	1.53
EV / EBITDA	8.72
EV / EBIT	9.23
EV / FCF	7.34

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.24.

Current Ratio	1.80
Quick Ratio	1.06
Debt / Equity	0.24
Debt / EBITDA	0.89
Debt / FCF	0.74
Interest Coverage	22.26

Financial Efficiency

Return on equity (ROE) is 20.07% and return on invested capital (ROIC) is 13.10%.

Return on Equity (ROE)	20.07%
Return on Assets (ROA)	3.48%
Return on Invested Capital (ROIC)	13.10%
Return on Capital Employed (ROCE)	6.20%
Revenue Per Employee	1.25M
Profits Per Employee	157,832
Employee Count	19,100
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, ETR:HFF has paid 735.53 million in taxes.

Income Tax	735.53M
Effective Tax Rate	19.52%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	112.56
200-Day Moving Average	n/a
Relative Strength Index (RSI)	69.97
Average Volume (20 Days)	2

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.14

Income Statement

In the last 12 months, ETR:HFF had revenue of EUR 23.79 billion and earned 3.01 billion in profits. Earnings per share was 10.42.

Revenue	23.79B
Gross Profit	8.67B
Operating Income	3.95B
Pretax Income	3.77B
Net Income	3.01B
EBITDA	4.15B
EBIT	3.95B
Earnings Per Share (EPS)	10.42

Balance Sheet

The company has 3.72 billion in cash and 3.72 billion in debt, giving a net cash position of -3.60 billion.

Cash & Cash Equivalents	3.72B
Total Debt	3.72B
Net Cash	-3.60B
Net Cash Per Share	n/a
Equity (Book Value)	15.72B
Book Value Per Share	55.22
Working Capital	7.02B

Cash Flow

In the last 12 months, operating cash flow was 5.10 billion and capital expenditures -82.67 million, giving a free cash flow of 5.02 billion.

Operating Cash Flow	5.10B
Capital Expenditures	-82.67M
Free Cash Flow	5.02B
FCF Per Share	n/a

Margins

Gross margin is 36.43%, with operating and profit margins of 16.58% and 12.74%.

Gross Margin	36.43%
Operating Margin	16.58%
Pretax Margin	15.84%
Profit Margin	12.74%
EBITDA Margin	17.43%
EBIT Margin	16.58%
FCF Margin	21.10%

Dividends & Yields

This stock pays an annual dividend of 2.08, which amounts to a dividend yield of 1.75%.

Dividend Per Share	2.08
Dividend Yield	1.75%
Dividend Growth (YoY)	17.73%
Years of Dividend Growth	6
Payout Ratio	16.98%
Buyback Yield	3.93%
Shareholder Yield	5.68%
Earnings Yield	9.15%
FCF Yield	15.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5