Huntington Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,211	1,940	1,951	2,238	1,295
Depreciation & Amortization	762	622	798	484	391
Gain (Loss) on Sale of Investments	58	-	-	-	-
Provision for Credit Losses	463	420	402	289	25
Change in Trading Asset Securities	-10	72	-106	27	16
Change in Other Net Operating Assets	-648	-1,311	-233	543	337
Other Operating Activities	-467	-13	-252	341	-131
Operating Cash Flow	2,482	1,836	2,657	4,027	2,062
Operating Cash Flow Growth	35.19%	-30.90%	-34.02%	95.30%	55.86%
Capital Expenditures	-267	-143	-140	-214	-247
Cash Acquisitions	864	-	-	-223	466
Investment in Securities	4,825	-3,044	-90	-3,355	-6,707
Divestitures	-	-	-	-	-618
Net Decrease (Increase) in Loans Originated / Sold - Investing	-11,518	-8,545	-2,838	-7,902	3,678
Other Investing Activities	-251	-387	71	85	-534
Investing Cash Flow	-6,347	-12,119	-2,997	-11,609	-3,962
Short-Term Debt Issued	785	-	-	2,161	-
Long-Term Debt Issued	2,500	7,661	14,965	11,004	775
Total Debt Issued	3,285	7,661	14,965	13,165	775
Short-Term Debt Repaid	-	-803	-1,295	-	-1,245
Long-Term Debt Repaid	-2,053	-3,563	-12,376	-8,017	-3,404
Total Debt Repaid	-2,053	-4,366	-13,671	-8,017	-4,649
Net Debt Issued (Repaid)	1,232	3,295	1,294	5,148	-3,874
Repurchase of Common Stock	-	-	-	-	-650
Preferred Stock Issued	741	-	317	-	486
Preferred Share Repurchases	-	-410	-82	-	-700
Common Dividends Paid	-908	-903	-900	-897	-750
Preferred Dividends Paid	-108	-143	-134	-113	-138
Total Dividends Paid	-1,016	-1,046	-1,034	-1,010	-888
Net Increase (Decrease) in Deposit Accounts	3,646	11,218	3,316	4,651	6,501
Other Financing Activities	-90	-56	-46	-25	-48
Financing Cash Flow	4,513	13,001	3,765	8,764	827
Net Cash Flow	648	2,718	3,425	1,182	-1,073
Free Cash Flow	2,215	1,693	2,517	3,813	1,815
Free Cash Flow Growth	30.83%	-32.74%	-33.99%	110.08%	50.75%
Free Cash Flow Margin	28.80%	24.37%	36.24%	54.82%	30.46%
Free Cash Flow Per Share	1.47	1.15	1.72	2.60	1.41
Cash Interest Paid	4,267	4,547	3,359	627	185
Cash Income Tax Paid	274	123	90	-109	269

Source: S&P Global Market Intelligence. Banks template. Financial Sources.