ETR:PBB Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	316	339	465	482	489	494
Net Interest Income Growth	-29.31%	-27.10%	-3.53%	-1.43%	-1.01%	3.78%
Non-Interest Income	-14	-348	79	121	42	97
Non-Interest Income Growth	-	-	-34.71%	188.09%	-56.70%	94.00%
Revenues Before Loan Losses	302	-9	544	603	531	591
Provision for Credit Losses	299	-	170	212	44	81
Revenue	3	-9	374	391	487	510
Revenue Growth	-99.18%	-	-4.35%	-19.71%	-4.51%	27.50%
Selling, General & Admin	256	252	245	249	224	219
Other Non-Interest Expenses	9	-	25	52	50	49
Total Non-Interest Expense	265	252	270	301	274	268
Pretax Income	-271	-261	104	90	213	242
Provision for Income Taxes	-1	2	14	-1	26	14
Net Income	-261	-263	90	91	187	228
Minority Interest in Earnings	-	-	-	-	-1	-1
Net Income to Common	-261	-263	90	91	188	229
Net Income Growth	-	-	-1.10%	-51.60%	-17.90%	89.26%
Shares Outstanding (Basic)	107	114	134	134	134	134
Shares Outstanding (Diluted)	107	114	134	134	134	134
Shares Change	-20.46%	-14.97%	-	-	-	-
EPS (Basic)	-2.44	-2.30	0.48	0.51	1.27	1.58
EPS (Diluted)	-2.44	-2.30	0.48	0.51	1.27	1.58
EPS Growth	-	-	-5.88%	-59.84%	-19.62%	105.19%
Free Cash Flow	-	0	-2,219	398	-5,694	603
Free Cash Flow Growth	-	-	-	-	-	-85.55%
Free Cash Flow Per Share	-	-	-16.50	2.96	-42.34	4.48
Dividends Per Share	0.150	0.150	0.150	-	0.950	1.180
Dividend Growth	0%	0%	-	-	-19.49%	103.45%
Profit Margin	-8700.00%	2922.22%	24.06%	23.27%	38.40%	44.71%
FCF Margin	-	0.00%	-593.32%	101.79%	-1169.20%	118.23%
Effective Tax Rate	0.37%	-0.77%	13.46%	-1.11%	12.21%	5.79%