Citigroup Inc. (ETR:TRVC)

Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	142,864	143,713	133,258	74,408	50,475
Interest Paid on Deposits	83,072	89,618	78,358	25,740	7,981
Net Interest Income	59,792	54,095	54,900	48,668	42,494
Net Interest Income Growth (YoY)	10.53%	-1.47%	12.80%	14.53%	-5.04%
Trust Income	4,414	4,134	3,781	3,784	3,943
Income From Trading Activities	10,235	11,653	10,948	14,159	10,154
Gain (Loss) on Sale of Assets	-	-	1,408	59	-
Gain (Loss) on Sale of Investments	107	-152	-115	-460	459
Other Non-Interest Income	10,665	11,359	7,564	9,095	14,837
Total Non-Interest Income	25,421	26,994	23,586	26,637	29,393
Non-Interest Income Growth (YoY)	-5.83%	14.45%	-11.45%	-9.38%	-4.39%
Revenues Before Loan Losses	85,213	81,089	78,486	75,305	71,887
Provision for Loan Losses	9,497	9,726	7,786	4,745	-3,103
Revenue	75,716	71,363	70,700	70,560	74,990
Revenue Growth (YoY)	6.10%	0.94%	0.20%	-5.91%	25.88%
Salaries and Employee Benefits	29,639	26,758	27,413	24,816	23,449
Occupancy Expenses	2,477	1,392	1,458	1,269	1,241
Selling, General & Administrative	12,593	14,985	15,446	15,514	12,076
Other Non-Interest Expense	11,193	10,703	10,993	10,190	10,755
Total Non-Interest Expense	55,902	53,838	55,310	51,789	47,521
EBT Excluding Unusual Items	19,814	17,525	15,390	18,771	27,469
Other Unusual Items	-	-210	-1,706	-	-
Pretax Income	19,828	17,046	12,910	18,807	27,469
Income Tax Expense	5,373	4,211	3,528	3,642	5,451
Earnings From Continuing Operations	14,455	12,835	9,382	15,165	22,018
Earnings From Discontinued Operations	-3	-2	-1	-231	7
Minority Interest in Earnings	-146	-151	-153	-89	-73
Net Income	14,306	12,682	9,228	14,845	21,952
Preferred Dividends & Other Adjustments	-	1,224	1,378	1,145	1,194
Net Income to Common	14,306	11,458	7,850	13,700	20,758
Net Income Growth	12.81%	37.43%	-37.84%	-32.38%	98.72%
Basic Shares Outstanding	1,789	1,901	1,930	1,947	2,033
Diluted Shares Outstanding	1,789	1,940	1,956	1,964	2,049
Shares Change (YoY)	-7.78%	-0.80%	-0.43%	-4.15%	-2.36%
EPS (Basic)	8.00	6.03	4.07	7.04	10.21
EPS (Diluted)	8.00	5.94	4.04	7.00	10.14
EPS Growth	34.51%	47.03%	-42.21%	-31.04%	114.88%
Dividend Per Share	-	2.180	2.080	2.040	2.040
Dividend Growth	-	4.81%	1.96%	-	-
Effective Tax Rate	27.10%	24.70%	27.33%	19.36%	19.84%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.