Citigroup Inc. (ETR: TRVC)

Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	145,045	133,258	74,408	50,475	58,089	76,510
Interest Paid on Deposits	90,859	78,358	25,740	7,981	13,338	28,382
Net Interest Income	54,186	54,900	48,668	42,494	44,751	48,128
Net Interest Income Growth (YoY)	-0.29%	12.81%	14.53%	-5.04%	-7.02%	3.36%
Trust Income	4,067	3,781	3,784	3,943	3,472	3,411
Income From Trading Activities	10,840	10,948	14,159	10,154	13,885	8,892
Gain (Loss) on Sale of Assets	159	1,564	-	-	-	-
Gain (Loss) on Sale of Investments	1	-115	-460	459	1,581	1,442
Other Non-Interest Income	9,690	7,408	9,154	14,837	11,805	13,194
Total Non-Interest Income	24,757	23,586	26,637	29,393	30,743	26,939
Non-Interest Income Growth (YoY)	0.23%	-11.45%	-9.38%	-4.39%	14.12%	2.46%
Revenues Before Loan Losses	78,943	78,486	75,305	71,887	75,494	75,067
Provision for Loan Losses	9,635	7,786	4,745	-3,103	15,922	8,218
Revenue	69,308	70,700	70,560	74,990	59,572	66,849
Revenue Growth (YoY)	-3.69%	0.20%	-5.91%	25.88%	-10.89%	2.06%
Salaries and Employee Benefits	26,682	27,413	24,816	23,449	20,750	19,909
Occupancy Expenses	1,433	1,458	1,269	1,241	1,279	1,228
Selling, General & Administrative	13,207	13,368	13,033	12,076	11,118	11,217
Other Non-Interest Expense	15,789	14,770	12,635	10,755	12,793	10,594
Total Non-Interest Expense	57,111	57,009	51,753	47,521	45,940	42,948
EBT Excluding Unusual Items	12,197	13,691	18,807	27,469	13,632	23,901
Pretax Income	11,141	12,910	18,807	27,469	13,632	23,901
Income Tax Expense	3,003	3,528	3,642	5,451	2,525	4,430
Earnings From Continuing Operations	8,138	9,382	15,165	22,018	11,107	19,471
Earnings From Discontinued Operations	-3	-1	-231	7	-20	-4
Minority Interest in Earnings	-148	-153	-89	-73	-40	-66
Net Income	7,987	9,228	14,845	21,952	11,047	19,401
Preferred Dividends & Other Adjustments	1,290	1,378	1,145	1,194	1,168	1,230
Net Income to Common	6,697	7,850	13,700	20,758	9,879	18,171
Net Income Growth	-41.19%	-37.84%	-32.38%	98.71%	-43.06%	7.51%
Basic Shares Outstanding	1,907	1,930	1,947	2,033	2,086	2,249
Diluted Shares Outstanding	1,942	1,956	1,964	2,049	2,099	2,265
Shares Change (YoY)	-0.92%	-0.43%	-4.15%	-2.36%	-7.34%	-9.20%
EPS (Basic)	3.51	4.07	7.04	10.21	4.74	8.08
EPS (Diluted)	3.48	4.04	7.00	10.14	4.72	8.04
EPS Growth	-44.71%	-42.21%	-31.04%	114.88%	-41.25%	20.19%
Dividend Per Share	2.150	2.080	2.040	2.040	2.040	1.920
Dividend Growth	4.37%	1.96%	0%	0%	6.25%	24.68%
Effective Tax Rate	26.95%	27.33%	19.37%	19.84%	18.52%	18.53%

Source: S&P Capital IQ. Banks template. Financial Sources.