Ascory Bank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	49.52	54.34	50.71	19.5	14.2	12.47
Total Interest Expense	14.98	13.07	7.4	5.82	6.65	4.07
Net Interest Income	34.54	41.27	43.31	13.67	7.54	8.4
Brokerage Commission	4.32	5.42	22.52	72.78	49.03	19.53
Other Revenue	5.58	5.58	3.28	-	0.45	-
Revenue Before Loan Losses	44.44	52.27	69.11	86.45	57.02	27.93
Provision for Loan Losses	4.48	5.07	0.38	6.83	7.51	4.51
Revenue	39.97	47.21	68.73	79.62	49.5	23.42
Revenue Growth (YoY)	-27.96%	-31.31%	-13.68%	60.83%	111.39%	7.04%
Salaries & Employee Benefits	17.13	17.72	12.95	14.59	11.28	8.96
Cost of Services Provided	30.01	26.19	32.86	33.59	15.47	10.22
Other Operating Expenses	3.44	3.69	0.65	0.68	1.81	1.77
Total Operating Expenses	50.64	47.66	46.55	48.98	28.68	21.06
Operating Income	-10.67	-0.45	22.18	30.64	20.83	2.36
Currency Exchange Gains	-	-	-	-0.18	-0.29	-0.38
Other Non-Operating Income (Expenses)	-	-	-	-	0.55	-
EBT Excluding Unusual Items	-10.67	-0.45	22.18	30.47	21.09	1.98
Legal Settlements	-	-	-	-3.78	-	-
Gain (Loss) on Sale of Investments	0.7	0.58	0.33	-1.24	-	-0.37
Other Unusual Items	-	-	-	-	0.32	0.24
Pretax Income	-9.97	0.13	22.51	25.44	21.4	1.85
Income Tax Expense	-2.25	1.7	7.98	16.39	4.24	0.14
Net Income	-7.72	-1.58	14.52	9.06	17.17	1.71
Net Income to Common	-7.72	-1.58	14.52	9.06	17.17	1.71
Net Income Growth	-	-	60.35%	-47.24%	901.14%	6.12%
Shares Outstanding (Basic)	10	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10	10
Shares Change (YoY)	-	-	-	0.05%	-0.47%	6.12%
EPS (Basic)	-0.77	-0.16	1.45	0.90	1.71	0.17
EPS (Diluted)	-0.77	-0.16	1.45	0.90	1.71	0.17
EPS Growth	-	-	60.35%	-47.26%	905.88%	-
Operating Margin	-26.70%	-0.96%	32.27%	38.49%	42.07%	10.08%
Profit Margin	-19.32%	-3.34%	21.13%	11.38%	34.67%	7.32%
Effective Tax Rate	-	1325.34%	35.47%	64.40%	19.80%	7.54%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.