PT Bank Sinarmas Tbk (FRA:08S)

PT Bank Sinarmas Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	11,338,195	11,256,172	9,307,414	6,908,791	13,312,169	4,691,836
Investment Securities	26,922,044	22,315,245	18,131,802	18,646,763	16,255,518	14,050,794
Trading Asset Securities	1,346	1,855	27,502	-	-	-
Total Investments	26,923,390	22,317,100	18,159,304	18,646,763	16,255,518	14,050,794
Gross Loans	10,096,314	14,355,803	16,871,446	15,500,964	17,931,776	20,477,292
Allowance for Loan Losses	-926,237	-1,549,516	-1,686,246	-2,121,125	-1,617,907	-1,598,919
Net Loans	9,170,077	12,806,287	15,185,200	13,379,839	16,313,869	18,878,373
Property, Plant & Equipment	1,930,088	1,848,307	1,990,293	1,905,822	1,937,251	2,047,450
Accrued Interest Receivable	330,910	405,091	326,751	304,040	315,777	243,768
Other Receivables	91,272	87,956	113,853	93,386	48,154	116,770
Restricted Cash	4,984,394	5,706,437	6,022,812	4,132,468	2,137,244	1,623,067
Other Current Assets	522,283	685,960	1,036,222	1,391,865	1,884,184	2,128,095
Long-Term Deferred Tax Assets	263,504	261,361	214,568	196,886	64,120	54,930
Other Real Estate Owned & Foreclosed	109,098	116,413	125,621	380,204	186,949	605,608
Other Long-Term Assets	80,073	133,349	152,958	10,537	216,746	171,354
Total Assets	55,743,284	55,624,433	52,634,996	47,350,601	52,671,981	44,612,045
Accrued Expenses	85,593	110,810	76,453	57,843	60,635	87,154
Interest Bearing Deposits	45,205,089	44,889,696	42,489,350	38,929,587	44,553,694	36,822,394
Total Deposits	45,205,089	44,889,696	42,489,350	38,929,587	44,553,694	36,822,394
Short-Term Borrowings	6,073	881,201	1,054,952	-	19	1,043,082
Current Income Taxes Payable	110,379	70,541	45,180	153,128	25,897	70,359
Accrued Interest Payable	50,242	44,216	43,816	29,078	23,094	41,183
Other Current Liabilities	222,052	284,795	336,226	175,224	376,855	307,876
Long-Term Debt	532,225	497,505	496,512	495,521	-	-
Long-Term Leases	103,071	129,916	133,368	113,628	99,004	74,580
Long-Term Unearned Revenue	14,632	24,124	22,945	8,869	26,775	30,196
Pension & Post-Retirement Benefits	66,215	44,749	35,426	36,141	27,840	29,288
Other Long-Term Liabilities	36,659	47,258	74,000	66,574	118,752	49,089
Total Liabilities	46,432,230	47,024,811	44,808,228	40,065,593	45,312,565	38,555,201
Common Stock	1,971,616	1,971,616	1,971,616	1,971,616	1,746,180	1,746,180
Additional Paid-In Capital	3,552,194	3,552,194	3,552,194	3,552,194	2,368,655	2,368,655
Retained Earnings	2,255,198	2,006,630	1,714,716	1,642,570	1,428,282	1,304,055
Comprehensive Income & Other	907,716	502,000	588,242	118,628	1,816,299	637,954
Total Common Equity	8,686,724	8,032,440	7,826,768	7,285,008	7,359,416	6,056,844
Minority Interest	624,330	567,182	-	-	-	-
Shareholders' Equity	9,311,054	8,599,622	7,826,768	7,285,008	7,359,416	6,056,844
Total Liabilities & Equity	55,743,284	55,624,433	52,634,996	47,350,601	52,671,981	44,612,045
Total Debt	641,369	1,508,622	1,684,832	609,149	99,023	1,117,662
Net Cash (Debt)	12,137,929	9,941,620	7,650,084	6,299,642	14,886,133	8,160,260
Net Cash Growth	99.12%	29.95%	21.44%	-57.68%	82.42%	486.47%
Net Cash Per Share	615.63	504.24	388.01	319.52	757.88	413.10
Filing Date Shares Outstanding	19,716	19,716	19,716	19,716	19,716	17,462
Total Common Shares Outstanding	19,716	19,716	19,716	19,716	19,716	17,462
Book Value Per Share	440.59	407.40	396.97	369.49	373.27	346.86
Tangible Book Value	8,686,724	8,032,440	7,826,768	7,285,008	7,359,416	6,056,844
Tangible Book Value Per Share	440.59	407.40	396.97	369.49	373.27	346.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.