FRA:0CI Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	32,642	35,672	39,435	37,682	46,759	43,372
Total Interest Expense	40,372	42,912	44,081	40,081	41,957	39,619
Net Interest Income	-7,730	-7,241	-4,646	-2,399	4,802	3,754
Brokerage Commission	5,094	4,921	4,903	5,110	5,291	4,445
Gain on Sale of Investments (Rev)	76.78	76.78	538.65	1,059	994.95	-
Other Revenue	25,957	22,137	21,578	23,476	49,679	38,998
Revenue Before Loan Losses	23,398	19,894	22,374	27,247	60,768	47,197
Provision for Loan Losses	-1,145	-3,220	-2,052	-1,516	8,268	-2,188
Revenue	24,543	23,115	24,426	28,763	52,500	49,384
Revenue Growth (YoY)	28.58%	-5.37%	-15.08%	-45.21%	6.31%	11.87%
Salaries & Employee Benefits	5,490	5,526	5,710	6,122	-	6,159
Cost of Services Provided	7,795	7,827	8,521	13,484	30,305	17,996
Other Operating Expenses	-801.35	-642.8	-439.25	535.93	2,083	961.47
Total Operating Expenses	15,063	14,977	15,728	22,392	32,484	27,110
Operating Income	9,480	8,138	8,698	6,371	20,016	22,274
Currency Exchange Gains	-973.05	-403.41	369.52	1,998	-485.4	-1,529
Other Non-Operating Income (Expenses)	-4,561	-4,433	-3,340	-3,621	-611.66	-3,871
EBT Excluding Unusual Items	7,059	7,730	12,161	13,731	18,919	17,126
Impairment of Goodwill	-132.46	-100.84	-638	-	-	-103.53
Asset Writedown	-3,540	-960.46	-381.08	-398.08	-77.06	-1,347
Legal Settlements	-	-	-	-	-82.28	-
Gain (Loss) on Sale of Investments	-4,893	-2,664	-2,938	-2,828	-1,102	-1,191
Other Unusual Items	-	-	-	-	599.53	-
Pretax Income	-1,527	4,004	8,205	10,505	18,389	16,327
Income Tax Expense	-3,291	482.08	1,193	3,226	5,388	5,324
Earnings From Continuing Ops.	1,765	3,522	7,012	7,279	13,000	11,003
Earnings From Discontinued Ops.	-	-	-	-	-	3,752
Net Income to Company	1,765	3,522	7,012	7,279	13,000	14,755
Minority Interest in Earnings	1,396	-485.48	-1,191	-965.37	-938.75	-1,507
Net Income	3,161	3,036	5,821	6,313	12,062	13,248
Preferred Dividends & Other Adjustments	1,552	1,552	1,557	1,011	-	1,090
Net Income to Common	1,609	1,485	4,264	5,302	12,062	12,158
Net Income Growth	-19.14%	-47.84%	-7.80%	-47.66%	-8.95%	1.49%
Shares Outstanding (Basic)	38,165	38,165	38,165	38,165	41,592	38,165
Shares Outstanding (Diluted)	38,165	38,165	38,165	38,165	41,592	38,165
Shares Change (YoY)	10.15%	-	-	-8.24%	8.98%	-
EPS (Basic)	0.04	0.04	0.11	0.14	0.29	0.32
EPS (Diluted)	0.04	0.04	0.11	0.14	0.29	0.32
EPS Growth	-11.83%	-64.64%	-20.83%	-52.09%	-8.89%	2.68%
Free Cash Flow	74,680	67,276	14,696	52,241	48,066	31,852
Free Cash Flow Per Share	1.96	1.76	0.39	1.37	1.16	0.83
Dividend Per Share	0.024	0.024	0.046	0.050	0.095	0.104
Dividend Growth	-47.84%	-47.84%	-7.80%	-47.65%	-8.92%	1.46%
Operating Margin	38.63%	35.21%	35.61%	22.15%	38.13%	45.10%
Profit Margin	6.56%	6.42%	17.46%	18.44%	22.98%	24.62%
Free Cash Flow Margin	304.28%	291.05%	60.16%	181.63%	91.55%	64.50%
Effective Tax Rate	-	12.04%	14.54%	30.71%	29.30%	32.61%
Revenue as Reported	72,326	73,040	76,168	80,988	103,173	100,134

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.