Ready Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	147.51	143.8	139.2	148.4	238.57	139
Long-Term Investments	269.37	257.37	245.19	235.4	141.15	79.51
Trading Asset Securities	5.3	17.24	9.07	12.53	53.32	32.2
Loans & Lease Receivables	6,336	8,334	10,687	10,080	7,985	4,360
Other Receivables	303.88	222.22	193.67	58.03	59.04	31.23
Property, Plant & Equipment	3.54	7.36	2.54	1.69	2.4	3.17
Goodwill	49.5	49.5	38.53	37.82	31.47	11.21
Other Intangible Assets	165.83	165.45	120.59	102.57	219.44	121.65
Restricted Cash	46.98	38.97	123.3	125.21	84.76	61.49
Other Current Assets	666.09	215.17	273.72	583.3	95.48	121.98
Long-Term Deferred Tax Assets	111.33	111.33	-	0.98	3.6	18.4
Long-Term Deferred Charges	34.76	35.86	41.82	41.85	29.76	16.55
Other Long-Term Assets	28.47	302.42	485.13	69.28	36.61	35.77
Total Assets	8,332	10,142	12,441	11,621	9,534	5,372
Accounts Payable	29.65	33.78	22.47	16.29	42.3	26.2
Accrued Expenses	94.39	97.75	88.7	87.36	94.27	70.43
Short-Term Debt	1.63	0.35	0.21	1.32	94.52	261.74
Current Portion of Long-Term Debt	174.85	620.48	51.28	127.56	46.16	7.32
Long-Term Debt	6,086	7,150	9,179	9,094	7,889	4,121
Long-Term Leases	8.51	17.81	8.21	1.78	3	3.67
Other Current Liabilities	22.6	271.9	387.45	323.12	46.81	20.24
Other Long-Term Liabilities	30.83	6.22	23.97	40.31	17.07	-
Total Liabilities	6,449	8,198	9,794	9,722	8,245	4,538
Common Stock	0.02	0.02	0.02	0.01	0.01	0.01
Additional Paid-In Capital	2,257	2,250	2,322	1,684	1,162	849.54
Retained Earnings	-569.71	-505.09	124.41	4.99	8.6	-24.2
Comprehensive Income & Other	-24.1	-18.55	-17.86	-9.37	-5.73	-9.95
Total Common Equity	1,663	1,727	2,429	1,680	1,165	815.4
Minority Interest	100.53	97.7	98.46	99.15	4.49	18.81
Shareholders' Equity	1,884	1,944	2,647	1,899	1,289	834.21
Total Liabilities & Equity	8,332	10,142	12,441	11,621	9,534	5,372
Total Debt	6,271	7,788	9,239	9,224	8,032	4,393
Net Cash (Debt)	-6,118	-7,627	-9,091	-9,063	-7,740	-4,222
Net Cash Per Share	-36.86	-45.10	-61.19	-77.34	-112.73	-78.45
Filing Date Shares Outstanding	162.13	163.15	172.55	110.73	83.33	54.43
Total Common Shares Outstanding	161.83	162.79	172.28	110.52	75.84	54.37
Working Capital	7,346	8,188	10,924	10,545	8,733	4,672
Book Value Per Share	10.28	10.61	14.10	15.20	15.36	15.00
Tangible Book Value	1,575	1,640	2,372	1,626	1,118	797.2
Tangible Book Value Per Share	9.73	10.08	13.77	14.72	14.75	14.66

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.