Ready Capital Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 22, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	291	1,110	1,596	1,152	1,011	554
Market Cap Growth	-73.43%	-30.45%	38.56%	13.89%	82.45%	-21.05%
PE Ratio	-	-	5.34	6.67	7.74	15.60
PS Ratio	-3.18	-6.23	4.14	3.05	3.40	1.67
PB Ratio	0.18	0.59	0.67	0.65	0.89	0.81
P/OCF Ratio	0.72	4.18	34.51	3.43	-	9.84
Debt / Equity Ratio	3.33	4.01	3.49	4.86	6.23	5.27
Quick Ratio	21.02	8.51	18.92	17.56	24.79	11.03
Current Ratio	23.74	8.99	19.74	18.97	26.97	12.30
Asset Turnover	-	-	0.04	0.04	0.05	0.08
Return on Equity (ROE)	-13.30%	-17.95%	15.46%	10.01%	11.05%	5.49%
Return on Assets (ROA)	-2.87%	-3.65%	2.92%	1.51%	1.57%	0.89%
Return on Invested Capital (ROIC)	-4.78%	-4.28%	1.45%	1.72%	1.79%	0.91%
Earnings Yield	-93.77%	-37.91%	19.24%	15.78%	13.71%	6.62%
Dividend Yield	17.56%	17.97%	17.56%	21.82%	17.26%	19.09%
Payout Ratio	-	-	63.36%	96.69%	70.95%	126.78%
Buyback Yield / Dilution	2.57%	-13.83%	-26.77%	-70.69%	-27.58%	-27.99%
Total Shareholder Return	20.13%	4.15%	-9.21%	-48.87%	-10.32%	-8.90%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.