American Coastal Insurance Corporation (FRA:0UI)

FRA:0UI Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	246.5	281	138.39	204.68	659.5	933.5
Investments in Equity & Preferred Securities	62	39.92	2.48	19.21	59.69	23.55
Other Investments	20.57	20.49	14	0.13	0.38	38
Total Investments	335.91	341.42	154.87	224.01	719.57	995.05
Cash & Equivalents	267.87	137.04	138.93	70.9	212.02	239.42
Reinsurance Recoverable	144.26	263.42	340.82	796.55	997.12	821.16
Other Receivables	33.56	49.53	47.69	40.91	82.46	92.02
Deferred Policy Acquisition Cost	44.21	40.28	21.15	52.37	38.52	74.41
Property, Plant & Equipment	5.82	8.95	4.22	6.49	32.26	34.87
Goodwill	59.48	59.48	59.48	59.48	73.05	73.05
Other Intangible Assets	4.08	5.91	8.55	12.85	19.37	23.42
Restricted Cash	91.26	62.36	18.07	45.99	33.25	62.08
Other Current Assets	184.37	234.14	232.44	1,525	430.63	384.59
Long-Term Deferred Tax Assets	-	2.93	5.3	-	23.92	-
Other Long-Term Assets	8.03	10.68	30.86	2.64	36.41	48.89
Total Assets	1,179	1,216	1,062	2,837	2,699	2,849
Accounts Payable	64.94	86.14	74.78	74.39	76.26	91.17
Unpaid Claims	188.7	322.09	347.74	842.96	1,084	1,090
Unearned Premiums	293.05	285.35	276.16	258.98	644.94	723.94
Reinsurance Payable	143.06	83.13	-	30.5	248.63	241.64
Current Portion of Leases	0.1	0.34	-	0	-	-
Long-Term Debt	149.27	149.02	148.69	148.36	156.56	158.04
Long-Term Leases	3.09	2.99	0.74	1.69	1.95	2.31
Long-Term Deferred Tax Liabilities	-	-	-	0.18	-	4.17
Other Current Liabilities	-	49.94	44.13	1,655	-	-
Other Long-Term Liabilities	9.43	1.46	1.38	7.67	153.83	120.11
Total Liabilities	851.63	980.45	893.61	3,020	2,367	2,431
Common Stock	0.01	0.01	0.01	0	0	0
Additional Paid-In Capital	440.55	436.52	423.72	395.63	394.27	393.12
Retained Earnings	-104.5	-184.77	-237.39	-546.3	-74.9	-6.64
Treasury Stock	-0.43	-0.43	-0.43	-0.43	-0.43	-0.43
Comprehensive Income & Other	-8.4	-15.67	-17.14	-30.95	-6.53	9.69
Total Common Equity	327.22	235.66	168.77	-182.04	312.41	395.75
Minority Interest	-	-	-	-	19.55	21.85
Shareholders' Equity	327.22	235.66	168.77	-182.04	331.96	417.6
Total Liabilities & Equity	1,179	1,216	1,062	2,837	2,699	2,849
Filing Date Shares Outstanding	48.19	47.64	47.35	42.6	42.98	42.83
Total Common Shares Outstanding	48.19	47.6	46.33	42.57	42.81	42.82
Total Debt	152.46	152.34	149.43	150.05	158.51	160.35
Net Cash (Debt)	115.41	-15.31	-10.5	-79.14	53.51	79.07
Net Cash Growth	237.58%	-	-	-	-32.32%	40.74%
Net Cash Per Share	2.32	-0.31	-0.24	-1.84	1.25	1.84
Book Value Per Share	6.79	4.95	3.64	-4.28	7.30	9.24
Tangible Book Value	263.67	170.28	100.74	-254.37	220	299.29
Tangible Book Value Per Share	5.47	3.58	2.17	-5.98	5.14	6.99
Land	-	-	-	-	2.11	2.11
Buildings	-	-	-	-	9.21	9.21
Machinery	12.46	14.36	8.67	10.58	44.74	45.94
Leasehold Improvements	0.1	-	0.31	0.75	0.75	0.77

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.