American Coastal Insurance Corporation (FRA:0UI)

FRA:0UI Statistics

Total Valuation

FRA:0UI has a market cap or net worth of EUR 502.56 million. The enterprise value is 403.03 million.

Market Cap	502.56M
Enterprise Value	403.03M

Important Dates

The next estimated earnings date is Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	Jan 2, 2025

Share Statistics

Current Share Class	48.77M
Shares Outstanding	n/a
Shares Change (YoY)	+2.67%
Shares Change (QoQ)	+0.57%
Owned by Insiders (%)	47.48%
Owned by Institutions (%)	33.34%
Float	25.03M

Valuation Ratios

The trailing PE ratio is 6.92 and the forward PE ratio is 8.95.

PE Ratio	6.92
Forward PE	8.95
PS Ratio	1.80
PB Ratio	1.80
P/TBV Ratio	2.24
P/FCF Ratio	4.90
P/OCF Ratio	4.90
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.59, with an EV/FCF ratio of 3.93.

EV / Earnings	5.55
EV / Sales	1.42
EV / EBITDA	3.59
EV / EBIT	3.80
EV / FCF	3.93

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 0.47.

Current Ratio	1.08
Quick Ratio	0.46
Debt / Equity	0.47
Debt / EBITDA	1.17
Debt / FCF	1.27
Interest Coverage	11.23

Financial Efficiency

Return on equity (ROE) is 29.35% and return on invested capital (ROIC) is 17.29%.

Return on Equity (ROE)	29.35%
Return on Assets (ROA)	6.61%
Return on Invested Capital (ROIC)	17.29%
Return on Capital Employed (ROCE)	25.12%
Revenue Per Employee	4.31M
Profits Per Employee	1.12M
Employee Count	65
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:0UI has paid 24.63 million in taxes.

Income Tax	24.63M
Effective Tax Rate	25.13%

Stock Price Statistics

The stock price has decreased by -19.53% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-19.53%
50-Day Moving Average	10.05
200-Day Moving Average	9.84
Relative Strength Index (RSI)	55.84
Average Volume (20 Days)	13

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.15

Income Statement

In the last 12 months, FRA:0UI had revenue of EUR 279.84 million and earned 72.63 million in profits. Earnings per share was 1.46.

Revenue	279.84M
Gross Profit	138.69M
Operating Income	104.70M
Pretax Income	98.02M
Net Income	72.63M
EBITDA	110.63M
EBIT	104.70M
Earnings Per Share (EPS)	1.46

Balance Sheet

The company has 245.84 million in cash and 129.94 million in debt, giving a net cash position of 98.36 million.

Cash & Cash Equivalents	245.84M
Total Debt	129.94M
Net Cash	98.36M
Net Cash Per Share	n/a
Equity (Book Value)	278.89M
Book Value Per Share	5.79
Working Capital	44.36M

Cash Flow

In the last 12 months, operating cash flow was 102.60 million and capital expenditures -91,196, giving a free cash flow of 102.51 million.

Operating Cash Flow	102.60M
Capital Expenditures	-91,196
Free Cash Flow	102.51M
FCF Per Share	n/a

Margins

Gross margin is 49.56%, with operating and profit margins of 37.41% and 25.96%.

Gross Margin	49.56%
Operating Margin	37.41%
Pretax Margin	35.03%
Profit Margin	25.96%
EBITDA Margin	39.53%
EBIT Margin	37.41%
FCF Margin	36.63%

Dividends & Yields

This stock pays an annual dividend of 0.48, which amounts to a dividend yield of 4.69%.

Dividend Per Share	0.48
Dividend Yield	4.69%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.28%
Buyback Yield	-2.67%
Shareholder Yield	2.02%
Earnings Yield	14.45%
FCF Yield	20.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6