PennyMac Financial Services, Inc. (FRA:1AC)
Germany flag Germany · Delayed Price · Currency is EUR
98.00
0.00 (0.00%)
At close: Oct 10, 2025

FRA:1AC Statistics

Total Valuation

FRA:1AC has a market cap or net worth of EUR 5.74 billion.

Market Cap5.74B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 22, 2025.

Earnings Date Oct 22, 2025
Ex-Dividend Date Aug 13, 2025

Share Statistics

Current Share Class 51.88M
Shares Outstanding n/a
Shares Change (YoY) +1.05%
Shares Change (QoQ) +0.45%
Owned by Insiders (%) 4.29%
Owned by Institutions (%) 82.69%
Float 27.13M

Valuation Ratios

The trailing PE ratio is 13.52 and the forward PE ratio is 9.27.

PE Ratio 13.52
Forward PE 9.27
PS Ratio 2.27
PB Ratio 1.60
P/TBV Ratio 1.60
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.95, with a Debt / Equity ratio of 4.62.

Current Ratio 0.95
Quick Ratio 0.42
Debt / Equity 4.62
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.55%.

Return on Equity (ROE) 12.55%
Return on Assets (ROA) 2.07%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 537,787
Profits Per Employee 90,441
Employee Count4,455
Asset Turnover 0.12
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:1AC has paid 40.60 million in taxes.

Income Tax 40.60M
Effective Tax Rate 8.72%

Stock Price Statistics

The stock price has increased by +1.03% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +1.03%
50-Day Moving Average 97.80
200-Day Moving Average 90.25
Relative Strength Index (RSI) 59.96
Average Volume (20 Days) 33

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 4.49

Income Statement

In the last 12 months, FRA:1AC had revenue of EUR 2.53 billion and earned 425.07 million in profits. Earnings per share was 7.92.

Revenue2.53B
Gross Profit 2.23B
Operating Income 466.99M
Pretax Income 465.68M
Net Income 425.07M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 7.92
Full Income Statement

Balance Sheet

The company has 702.30 million in cash and 16.56 billion in debt, giving a net cash position of -15.85 billion.

Cash & Cash Equivalents 702.30M
Total Debt 16.56B
Net Cash -15.85B
Net Cash Per Share n/a
Equity (Book Value) 3.59B
Book Value Per Share 69.13
Working Capital -622.80M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 88.27%, with operating and profit margins of 18.48% and 16.82%.

Gross Margin 88.27%
Operating Margin 18.48%
Pretax Margin 18.42%
Profit Margin 16.82%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 1.12%.

Dividend Per Share 1.10
Dividend Yield 1.12%
Dividend Growth (YoY) 32.12%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -1.05%
Shareholder Yield 0.07%
Earnings Yield 7.40%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4