First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	845.7	564.21	286.46	83.22	261.93
Investment Securities	322.93	502.85	399.12	448.91	363.57
Mortgage-Backed Securities	676.59	100.12	5	2.61	0.59
Total Investments	999.52	602.97	404.12	451.53	364.16
Gross Loans	2,076	2,702	2,757	2,527	2,166
Allowance for Loan Losses	-40.76	-34.81	-30.93	-23.52	-24.03
Other Adjustments to Gross Loans	-6.02	-8.3	-8.77	-7.64	-6.69
Net Loans	2,029	2,659	2,718	2,496	2,135
Property, Plant & Equipment	59.59	79.39	70.09	58.21	58.64
Goodwill	-	12.9	12.9	12.9	12.9
Other Intangible Assets	2.64	3.06	3.76	4.36	5.05
Accrued Interest Receivable	12.46	14.85	15.71	13	12.05
Other Real Estate Owned & Foreclosed	35.08	0.32	1.25	0.11	2.07
Other Long-Term Assets	84.09	26.36	27.31	25.94	24.64
Total Assets	4,078	3,973	3,553	3,151	2,878
Interest Bearing Deposits	3,218	2,871	2,369	2,044	1,905
Institutional Deposits	-	200.98	196.9	155	159.1
Non-Interest Bearing Deposits	414.6	404.06	442.76	524.42	532.58
Total Deposits	3,633	3,476	3,009	2,724	2,596
Short-Term Borrowings	-	-	60	140	-
Current Portion of Long-Term Debt	7.12	11.04	6.3	6.44	6.44
Current Portion of Leases	-	1.41	-	-	-
Accrued Interest Payable	17.64	20.44	11.81	4.29	4.48
Long-Term Debt	14.2	11.14	39.1	21.93	25.17
Federal Home Loan Bank Debt, Long-Term	135	135	155	-	3.21
Long-Term Leases	-	10.23	0.3	-	-
Trust Preferred Securities	29.81	44.75	15	15	14.82
Other Long-Term Liabilities	15.46	7.42	6.54	4.91	3.62
Total Liabilities	3,852	3,718	3,303	2,916	2,654
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	33.06
Total Preferred Equity	33.06	33.06	33.06	33.06	33.06
Common Stock	15.79	12.51	12.48	10.72	10.72
Additional Paid-In Capital	170.62	149.39	149.09	130.09	130.09
Retained Earnings	14.06	72.97	67.97	76.35	56.65
Comprehensive Income & Other	-7.31	-12.87	-12.96	-15.23	-6.63
Total Common Equity	193.16	221.99	216.57	201.93	190.83
Shareholders' Equity	226.22	255.05	249.63	234.99	223.89
Total Liabilities & Equity	4,078	3,973	3,553	3,151	2,878
Total Debt	186.13	213.56	275.7	183.37	49.64
Net Cash (Debt)	659.82	350.9	10.76	-100.15	212.3
Net Cash Growth	88.04%	3161.42%	-	-	16.02%
Net Cash Per Share	47.18	28.07	0.96	-9.35	19.81
Filing Date Shares Outstanding	15.79	12.5	12.5	10.72	10.72
Total Common Shares Outstanding	15.79	12.5	12.48	10.72	10.72
Book Value Per Share	12.23	17.75	17.36	18.84	17.81
Tangible Book Value	190.52	206.03	199.91	184.68	172.88
Tangible Book Value Per Share	12.06	16.48	16.02	17.23	16.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.