First Guaranty Bancshares, Inc. (FRA:1GJ)

First Guaranty Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	754.18	564.21	286.46	83.22	261.93	299.61
Investment Securities	348.17	502.85	399.12	448.91	363.57	237.31
Mortgage-Backed Securities	348.83	100.12	5	2.61	0.59	1.24
Total Investments	697	602.97	404.12	451.53	364.16	238.55
Gross Loans	2,286	2,702	2,757	2,527	2,166	1,849
Allowance for Loan Losses	-85.71	-34.81	-30.93	-23.52	-24.03	-24.52
Other Adjustments to Gross Loans	-6.43	-8.3	-8.77	-7.64	-6.69	-5.04
Net Loans	2,194	2,659	2,718	2,496	2,135	1,820
Property, Plant & Equipment	71.18	79.39	70.09	58.21	58.64	59.89
Goodwill	-	12.9	12.9	12.9	12.9	12.9
Other Intangible Assets	2.55	3.06	3.76	4.36	5.05	5.82
Accrued Interest Receivable	14.78	14.85	15.71	13	12.05	11.93
Other Real Estate Owned & Foreclosed	12.05	0.32	1.25	0.11	2.07	2.24
Other Long-Term Assets	41.5	26.36	27.31	25.94	24.64	19.18
Total Assets	3,797	3,973	3,553	3,151	2,878	2,473
Interest Bearing Deposits	2,453	2,871	2,369	2,044	1,905	1,506
Institutional Deposits	505.29	200.98	196.9	155	159.1	248.8
Non-Interest Bearing Deposits	396.91	404.06	442.76	524.42	532.58	411.42
Total Deposits	3,355	3,476	3,009	2,724	2,596	2,166
Short-Term Borrowings	-	-	60	140	-	50
Current Portion of Long-Term Debt	7.12	11.04	6.3	6.44	6.44	6.12
Current Portion of Leases	0.35	1.41	-	-	-	-
Accrued Interest Payable	16.33	20.44	11.81	4.29	4.48	5.29
Long-Term Debt	14.2	11.14	39.1	21.93	25.17	42.37
Federal Home Loan Bank Debt, Long-Term	135	135	155	-	3.21	3.37
Long-Term Leases	10.95	10.23	0.3	-	-	-
Trust Preferred Securities	29.79	44.75	15	15	14.82	14.78
Other Long-Term Liabilities	7.63	7.42	6.54	4.91	3.62	6.25
Total Liabilities	3,576	3,718	3,303	2,916	2,654	2,294
Preferred Stock, Non-Redeemable	33.06	33.06	33.06	33.06	33.06	-
Total Preferred Equity	33.06	33.06	33.06	33.06	33.06	-
Common Stock	15.35	12.51	12.48	10.72	10.72	10.72
Additional Paid-In Capital	168.68	149.39	149.09	130.09	130.09	130.09
Retained Earnings	12.34	72.97	67.97	76.35	56.65	37.13
Comprehensive Income & Other	-8.36	-12.87	-12.96	-15.23	-6.63	0.65
Total Common Equity	188.02	221.99	216.57	201.93	190.83	178.59
Shareholders' Equity	221.08	255.05	249.63	234.99	223.89	178.59
Total Liabilities & Equity	3,797	3,973	3,553	3,151	2,878	2,473
Total Debt	197.4	213.56	275.7	183.37	49.64	116.63
Net Cash (Debt)	557.03	350.9	10.76	-100.15	212.3	182.98
Net Cash Growth	263.60%	3161.42%	-	-	16.02%	-
Net Cash Per Share	41.98	28.07	0.96	-9.35	19.81	17.07
Filing Date Shares Outstanding	15.35	12.5	12.5	10.72	10.72	10.72
Total Common Shares Outstanding	15.35	12.5	12.48	10.72	10.72	10.72
Book Value Per Share	12.25	17.75	17.36	18.84	17.81	16.67
Tangible Book Value	185.47	206.03	199.91	184.68	172.88	159.88
Tangible Book Value Per Share	12.08	16.48	16.02	17.23	16.13	14.92

Source: S&P Global Market Intelligence. Banks template. Financial Sources.